You’ve planned your budget, built your emergency fund, and followed all the financial advice... but what happens when life throws something so big, so chaotic, that none of it is enough? In this ep we're joined by special guests, and the writers of new book Broken Brains, Jamila Rizvi and Rosie Waterland. Two women whose lives were turned upside down by illness, trauma, and the brutal reality of trying to keep your head above water when your brain and body won’t cooperate, and the bills keep coming anyway. We talk about the invisible costs of being unwell, the gap between public support and real-life needs, and the quiet shame that follows financial instability and even lasagna inequality (yes, really). It’s raw, it’s funny, it’s deeply human, and it might be exactly what you need to hear right now.

Content Warning: This episode contains discussions of serious mental illness, trauma, childhood abuse, psychiatric care, and financial distress. Please listen with care, and know that support is available. If you or someone you know is struggling, contact Lifeline at 13 11 14 or visit Beyond Blue.

Broken Brains by Jamila Rizvi and Rosie Waterland – Grab your copy here!
Follow Rosie Waterland on Instagram and follow Jamila Rizvi on Instagram

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs.  Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708,  AFSL - 451289.

See omnystudio.com/listener for privacy information.

Ever felt like you’re doing everything right with money… and still wondering where it all went? This week’s Money Diarist shares what it’s really like to feel stuck in a cycle of emotional spending, hidden purchases, and guilt — even while working hard toward big financial goals. She found herself secretly spending $500 a fortnight, avoiding her bank app, and feeling like she’d never break the habit. But with some hard truths, a little therapy, and a seriously smart savings system, she turned it around — managing to save $60,000 and start building the future she actually wanted. We also unpack life with a $1.1 million mortgage, how she’s balancing career dreams with financial goals, and yes… whether that designer handbag really counts as an “investment.” Press play, this is your reminder that even if it feels hard right now, change is always possible.

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs.  Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708,  AFSL - 451289.

 

See omnystudio.com/listener for privacy information.

It’s one thing to feel bad about your own money decisions… but what if it’s your parents making you feel worse? This week, we’re diving into why family opinions about how you spend, save, and handle your money hit harder than they should, and how to shake off the guilt so you can make decisions that actually work for you (not just to keep the peace at family dinners). Then, we switch gears and tackle a huge financial decision selling your home. What are buyers actually looking for right now? And when your real estate agent offers advice, should you listen… or trust your own research? Plus, the usual chaos: slightly rogue broke tips, some brilliant money wins, and a very important conversation about whether IKEA meatballs count as financial self-care.

Ready for more laughs, lessons, and unhinged money chats? Check out our oh-so-bingeable Friday Drinks playlist. Listen here.

Join our 300K+ She's on the Money community in our Facebook Group and on Instagram. 

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs.  Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708,  AFSL - 451289.

See omnystudio.com/listener for privacy information.

AI is everywhere right now. It’s writing emails, making playlists, and popping up in every “get rich quick” TikTok you scroll past. But when it comes to your hard-earned money, is this actually the smart place to invest… or just another hype train about to derail? In this episode, we’re breaking down what’s really going on with AI and tech shares and why throwing your savings at the next shiny thing might not be the wealth-building move it’s made out to be. Are you already too late for the big wins? Are tech giants like Apple, Amazon, and Nvidia still a safe bet? And how do you know if you’re investing for future-you… or just chasing financial FOMO?

In This Episode:
🤖 Why everyone’s suddenly obsessed with AI (and if you should be too?)
🤖 How to spot the difference between a smart investment and financial FOMO
🤖 What history’s bubbles (hello, dot-com crash!) can teach us about today’s hype
🤖 Why you don’t have to be early, you just have to be smart

NOTE: This episode was recorded before Trump announced changes to the chip export rules were on the way, so this is something we will be keeping our eyes on to see how it plays out!

LISTEN TO: Our Money Diary on working in tech... The Truth About Big Tech Money From Someone Living It

Join our 300K+ She's on the Money community in our Facebook Group and on Instagram. 

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs.  Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708,  AFSL - 451289.

See omnystudio.com/listener for privacy information.

What happens when love fades but the debt remains?  This weeks money diarist found herself caught between what her heart knew and what her bank account wouldn’t allow. With her finances tangled and the exit door feeling impossibly far away, she stayed longer than she wanted — not because she didn’t want to leave, but because she didn’t know how she could afford to. This is a story about quiet resilience and the slow work of reclaiming your independence. 

Content Warning:
This episode discusses themes of emotional abuse, financial control and threatened suicide. 1800RESPECT is available 24/7 for confidential support at 1800 737 732 or 1800respect.org.au. or In an emergeny or if you are feeling unsafe always call 000. 

If you’re feeling trapped by debt or financial hardship, you can contact the National Debt Helpline at 1800 007 007 or visit ndh.org.au for free, confidential advice.

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs.  Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708,  AFSL - 451289.

 

 

See omnystudio.com/listener for privacy information.

You’ve dropped over $1,000 being in the bridal party... dress, hen’s, flights, accommodation… the works. So when the wedding rolls around, do you still owe them a gift? This week’s episode brings the wedding etiquette drama (and the budget stress) we all secretly talk about. Plus, one of the biggest money dilemmas we hear:
Should you throw your savings into super and score a tax win, or save for a house deposit and try to beat the market? We’re breaking down how to figure out what’s actually right for you, including the First Home Super Saver Scheme, and how to balance future-you with right-now priorities. And it's Friday so we've got all your money wins, DIY car repairs, homemade jelly, and the kind of broke tips only this community could come up with.

Ready for more laughs, lessons, and unhinged money chats? Check out our oh-so-bingeable Friday Drinks playlist. Listen here.

Join our 300K+ She's on the Money community in our Facebook Group and on Instagram. 

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs.  Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708,  AFSL - 451289.

See omnystudio.com/listener for privacy information.

Ever promised yourself this would be the month you finally stick to a budget… and then ordered Uber Eats twice before Wednesday? Well, this episode is your permission slip to stop blaming willpower and start building smarter systems. Because the truth is: good money habits aren’t about discipline, they’re about design. We’re unpacking the psychology of habits, why your brain loves to self-sabotage (blame the caveman settings), and how to make budgeting feel less like punishment and more like autopilot. Plus, the tiny tweaks you can make today that’ll actually stick.

 In This Episode:

✨Why motivation isn’t the magic solution we think it is
✨How to spot your habit triggers — and use them to your advantage
✨What “habit stacking” is and how to make it work for your money
✨Building systems that save you from yourself (and your phone)

Join our 300K+ She's on the Money community in our Facebook Group and on Instagram. 

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs.  Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708,  AFSL - 451289.

See omnystudio.com/listener for privacy information.

What happens when you’re smashing savings goals… and your partner is dragging debt behind him? This week’s Money Diarist is the kind of person who plans, budgets, and makes things happen. Her partner? Not so much. But instead of giving up or giving in, she stepped up.... managing the money, making the plan, and slowly pulling them into a better place. It wasn’t easy. But now, they’re out of debt, kicking goals, and building a life with way more control than chaos. It’s honest, relatable, and seriously motivating if you’ve been doing the financial heavy lifting (or just need a lift yourself).

Ready to binge more relatable, inspiring, and downright juicy money stories? Check out our ultimate Money Diaries playlist. Listen now

Join our Facebook Group AKA the ultimate support network for money advice and inspiration. Ask questions, share tips, and celebrate your wins with a like-minded crew of 300,000+.

And follow us on Instagram for Q&As, bite-sized tips, daily money inspo... and relatable money memes that just get you. 

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs.  Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708,  AFSL - 451289.

 

See omnystudio.com/listener for privacy information.

Gold prices are on the rise… but does that mean you should be out here buying bars? This week’s Friday Drinks kicks off with a shiny dilemma: one listener wants to know if investing in gold bullion is a smart financial move, or just a panic response. So we're chatting about when gold actually makes sense as an investment (and whether that jewellery sitting in your drawer is secretly part of your portfolio). Then we get personal: would you delay your dream job just in case you want to have kids someday? We dive into the pressure to plan around maybes and how to make big life decisions when nothing feels certain. Of course, it wouldn’t be a Friday ep without your money wins and broke tips.

Content Warning: This episode includes discussion of miscarriage. If this topic is distressing for you, you may want to skip this one. And if you need support, Miscarriage Australia has a list of helpful resources available here.

FREEBIE: we’ve teamed up with our friends at Moonpig again for a pretty iconic Mother’s Day offer: right now, you can send your first card completely free with the code MUMSOTM. Head here and add a cute photo, a sweet message, maybe even a voice note. 

Webinar Replay: Catch the Constant Contact webinar replay here, and the first small business marketing mini series youtube video here.

Join our 300K+ She's on the Money community in our Facebook Group and on Instagram. 

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs.  Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708,  AFSL - 451289.

See omnystudio.com/listener for privacy information.

Think you need a fancy black Amex credit card to start points hacking? Think again. Because, today, we're joined by our very own resident points queen, Jess Ricci and she spills exactly how you can stack points, cash in bonuses, and score free flights, KitchenAids, and even Dyson vacuums... without ever swiping a credit card. We’re sharing the real rules of smart points hacking, why loyalty programs actually make companies money (and how we’re flipping that to our advantage), plus the stacking tricks, bonus offers, and sneaky little hacks you need to know.

Inside This Episode:

✈️How to actually make points work for you (without spending more)
✈️The best loyalty programs to jump on right now
✈️Smart bonus stacking 101: double dip, triple dip, WIN
✈️When to use your points for flights vs upgrades vs shopping
✈️The real rules of savvy points hacking (and what to ignore)

Join our 300K+ She's on the Money community in our Facebook Group and on Instagram. 

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs.  Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708,  AFSL - 451289.

See omnystudio.com/listener for privacy information.