The RBA just dropped the cash rate—so what does that mean for your mortgage? Whether you’re a homeowner, a future buyer, or just watching the market, interest rates are the hottest money topic right now. This week, we’re diving into what the rate cut could mean for you. And Victoria gives her guide on how to negotiate a better deal on your home loan at any time, because even a 1% decrease could mean thousands off your loan. And in the ultimate friendship-meets-finance dilemma, we’re asking: Should you go into business with your bestie? It sounds like a dream—built-in trust, shared excitement, and daily coffee catch-ups. But is it actually a smart move, or could it ruin both your friendship and your finances? PLUS, we’ve got some wild money wins and broke tips, and the sneaky hack that could get you free dinners just by leaving reviews!

To sign up for the free Turning Side Hustles into Success Stories webinar click here (there is also more info in the link about how you can score Victoria's book The Business Bible for FREE!)

Find our guide to negotiating a better here.

Ready for more laughs, lessons, and unhinged money chats? Check out our oh-so-bingeable Friday Drinks playlist. Listen here.

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs.  Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708,  AFSL - 451289.

See omnystudio.com/listener for privacy information.

When you hear family trust, do you picture Hollywood movies about billionaires dodging taxes, messy inheritance battles, and luxury yachts? Same. But here’s the truth—family trusts aren’t just for the ultra-rich. They can actually be a powerful financial tool for everyday people… if you know how to use them. 

This week, we’re breaking down:
💰What a family trust actually is (in plain English, promise!)
💰The tax perks & asset protection benefits
💰Who should set one up… and who should not bother
💰How to set one up when you decide one is for you

So if you’ve ever wondered whether a family trust could help you protect your wealth, lower your tax bill, or set up your family for the future, this episode is for you! 

Join our 300K+ She's on the Money community in our Facebook Group and on Instagram. 

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs.  Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708,  AFSL - 451289.

See omnystudio.com/listener for privacy information.

Imagine moving to a new country with just $1,000 to your name—no job, no safety net, and no real plan… except for a leap of faith. That’s exactly what this week’s Money Diarist did when she packed up her life in Brazil and landed in Australia. To save money, she lived on a boat for two years, traded a car for an electric bike, and built a life from the ground up. Now, she’s paid off her car, launched a side hustle, and is on track to buy her first property. If you’ve ever thought about making a bold life change (or just want to be inspired by someone who did), this one’s for you!

Ready to binge more relatable, inspiring, and downright juicy money stories? Check out our ultimate Money Diaries playlist. Listen now

Join our Facebook Group AKA the ultimate support network for money advice and inspiration. Ask questions, share tips, and celebrate your wins with a like-minded crew of 300,000+.

And follow us on Instagram for Q&As, bite-sized tips, daily money inspo... and relatable money memes that just get you. 

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs.  Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708,  AFSL - 451289.

See omnystudio.com/listener for privacy information.

You’re working harder than ever… but where’s the pay raise? If your job keeps piling on responsibilities without the extra dollars to match, what do you do? Do you ask for a raise, push back, or start looking elsewhere? We’re breaking it all down. We’re also tackling a big relationship question—what happens when you and your partner aren’t on the same financial page? Whether one of you is saving while the other is spending, or your money goals just don’t align, we’re unpacking how to handle it. Plus, we put the viral $750 Oura ring to the test against a $20 budget dupe to find out… is it really worth the hype? 

See the Oura ring dupe here. 

Ready for more laughs, lessons, and unhinged money chats? Check out our oh-so-bingeable Friday Drinks playlist. Listen here.

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs.  Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708,  AFSL - 451289.

See omnystudio.com/listener for privacy information.

The investing world in 2025 is full of change—but is that a bad thing? AI is shaking things up (again), Trump’s tariffs are making headlines, and interest rates are keeping us on our toes. But what does it actually mean for your money? If investing news feels like a mix of big headlines and even bigger question marks, we’ve got you. Markets move fast, but smart investing isn’t about chasing trends. So, let’s break it all down (no finance degree required) and help you invest with confidence, not confusion.

If you want to dive into more investing episodes, check out our investing playlist here.

Join our 300K+ She's on the Money community in our Facebook Group and on Instagram. 

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs.  Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708,  AFSL - 451289.

See omnystudio.com/listener for privacy information.

Would you walk away from a six-figure salary? For many of us, climbing the career ladder and reaching financial milestones feels like the ultimate goal. But when this week’s Money Diarist and her husband hit a household income of over $200K, they realised that success wasn’t just about the numbers. When they became parents, the long hours, the career grind, and the constant pressure to earn more no longer felt like the right fit. So, they made a huge decision—they stepped back from high-paying jobs to put their family first. Now, they’re adjusting to a lower income, a mortgage, and a completely new way of thinking about financial security. Was it the right move? Do they have any regrets? And what can we learn from their experience? Tune in to hear how they’re making it work.

Ready to binge more relatable, inspiring, and downright juicy money stories? Check out our ultimate Money Diaries playlist. Listen now

Join our Facebook Group AKA the ultimate support network for money advice and inspiration. Ask questions, share tips, and celebrate your wins with a like-minded crew of 300,000+.

And follow us on Instagram for Q&As, bite-sized tips, daily money inspo... and relatable money memes that just get you. 

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs.  Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708,  AFSL - 451289.

See omnystudio.com/listener for privacy information.

Victoria just lived out her own true crime moment and she's here to spill the tea. She found an ACTUAL card skimmer at an ATM and girl ripped it off with her bare hands! If you've ever wondered how scammers get their sneaky little hands on your money (and, more importantly, how to stop them), you need to hear this wild story.

But that’s just the beginning. We’re also diving into a tough community question about navigating unemployment, from what to do when job hunting feels impossible to how to support a partner who’s struggling to find work. On top of that, we’ve got broke tips to cut your bills, money wins that score you free dinners, and the ultimate movie night setup, complete with a popcorn machine. This episode is packed with drama, laughs, and seriously iconic money-saving hacks, so get comfy and hit play!

Check out Vs video about the ATM skimmer here.

Ready for more laughs, lessons, and unhinged money chats? Check out out oh-so-bingeable Friday Drinks playlist. Listen here.

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs.  Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708,  AFSL - 451289.

See omnystudio.com/listener for privacy information.

This Valentine’s Day, we’re turning up the romance… with your finances! Whether you're single or in a relationship, a money date is the ultimate act of self-love. Pour yourself a glass of wine, light a candle, and let’s make your financial future irresistible.

In this episode, we’re making finances feel sexy, fun, and totally stress-free. We’ll show you how to plan the perfect money date (yes, wine and fancy cheese are encouraged), how to overcome money anxiety, and fun ways to gamify your finances. Plus, we’ll help you dream big, stay accountable, and set financial goals that actually excite you.

FREE Money Date Guide – We’ve created a super cute guide with 30+ prompts to help you plan the perfect money date, whether you’re single or have a partner. Get it here.

Join our 300K+ She's on the Money community in our Facebook Group and on Instagram. 

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs.  Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708,  AFSL - 451289.

See omnystudio.com/listener for privacy information.

If you've ever wanted a front-row seat inside the mind of a young, self-made investor, this episode is for you. This week’s Money Diarist didn’t inherit wealth and she didn’t walk into a six-figure salary after uni. Instead, she hustled hard, built strong networks, and made investing moves that paid off—and yes, we get really pervy about it.

We dive deep into her first-ever investment, the mistakes she made along the way, and how her strategy has completely evolved over time. If you're looking for real investing inspiration (with a big side of hustle), you won’t want to miss this one!

Ready to binge more relatable, inspiring, and downright juicy money stories? Check out our ultimate Money Diaries playlist. Listen now

Join our Facebook Group AKA the ultimate support network for money advice and inspiration. Ask questions, share tips, and celebrate your wins with a like-minded crew of 300,000+.

And follow us on Instagram for Q&As, bite-sized tips, daily money inspo... and relatable money memes that just get you. 

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs.  Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708,  AFSL - 451289.

See omnystudio.com/listener for privacy information.

Got big travel plans but a not-so-big budget? This week, we’re sharing travel savings hacks to help you cut costs without sacrificing the fun. Then, we dive into one of the most awkward money dilemmas: what do you do when a friend owes you money but won’t pay up? Do you call them out? Drop hints? Cut them off completely? We break down the best ways to handle it, without losing the friendship (or your patience). Plus we find out how one listener scored $600 cleaning out that random electrical draw we all have. 

Ready for more laughs, lessons, and unhinged money chats? Check out out oh-so-bingeable Friday Drinks playlist. Listen here.

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs.  Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708,  AFSL - 451289.

See omnystudio.com/listener for privacy information.