Dev Raga Personal Finance

By This is Money

What's Dev Raga Personal Finance about?

Money concepts made simple for busy professionals, hosted by Melbourne-based doctor Dev Raga. New episodes every Wednesday.

Formerly named my millennial money professional Hosted on Acast. See acast.com/privacy for more information.

Download our free app to listen on your phone

Dev Raga Personal Finance episodes:

05.14.2024
418 what is a 360 review?
In today’s episode Dev explains the concept of a 360 review, touching on:
05.07.2024
417 how does an airline vlogger make money and invest?
In today’s episode Dev interviews Youtube's most watched flight reviewer, Josh Cahill, touching on:
04.30.2024
416 fixed vs variable, redraw vs offset, commercial loans, preparing to meet a broker + more (Q&A with a mortgage broker)
In today’s episode Dev interviews Rachelle Kroon, a mortgage broker, touching on:
04.23.2024
415 Q&A: overtime, burn out, property v shares, productive assets and more
In today’s episode Dev answers some of your questions, touching on:
04.16.2024
414 life, TPD, trauma & income insurance (the basics, self-insuring, using an adviser or DIY + more) part 2
In today’s episode Dev continues his interview with Phil Thompson - an insurance expert, going in-depth on:
04.09.2024
413 life, TPD, trauma & income insurance (the basics, self-insuring, using an adviser or DIY + more) part 1
In today’s episode Dev interviews Phil Thompson - an insurance expert, touching on:
04.02.2024
412 will and estate planning (Q&A with a lawyer) part 2
In today’s episode, Dev continues his interview with special guest Marlee Viero who is a wills lawyer from Nest Legal. In the 2nd part of this chat Dev and Marlee touch on:
03.26.2024
411 will and estate planning (Q&A with a lawyer) part 1
In today’s episode Dev interviews special guest Marlee Viero who is a lawyer specialising in wills and estate planning. They chat about:
03.19.2024
410 an interview with AG (alternative investments, day trading + more)
In today’s episode Dev interviews special guest AG who day trades, touching on AG's experience with crypto and his personal investing philosophy. They chat about:
03.12.2024
409 money mistakes by doctors - part 2
In today’s episode Dev explains money mistakes doctors make, touching on:
03.05.2024
408 money mistakes by doctors - part 1
In today’s episode Dev explains money mistakes doctors make, touching on:
02.27.2024
407 buying commercial property
In today’s episode Dev explains buying commercial property, touching on:
02.20.2024
406 what is a share buy back?
In today’s episode Dev explains the concept of a share buy back, touching on:
02.13.2024
405 what is debt recycling?
In today’s episode Dev explains debt recycling, touching on:
02.06.2024
404 an interview with Dr VJ (Renal Fellow)
In today’s episode Dev interviews renal fellow, Dr. VJ touching on:
01.30.2024
403 redundancy insurance, sole traders & tax, income protection inside vs outside super + more
In this episode, Dev answers your questions:
01.23.2024
402 an interview with Balaji Gopal from Vanguard Australia
In this episode Dev has a chat with Balaji Gopal from the Head of Distribution & Financial Adviser Services at Vanguard Australia. Dev and Balaji discuss:
01.16.2024
401 what is downside risk?
Welcome to a new season, and a new name! Long time listeners might find it familiar...
01.09.2024
top episode: money in your 40s & 50s
In todays episode replay, Dev shares some money moves to consider making in your 40s and 50s, including:
01.02.2024
top episode: money in your 30s
In today's top episode replay Dev shares 6 money milestones for those in their 30s, including:
12.26.2023
top episode: money in your 20s
Happy holidays, we're bringing back a listener favourite! In today's episode replay Dev suggests 6 money tips to master in your 20s. We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable...
12.19.2023
351 what is rightsizing?
In this episode Dev explains the concept of right sizing, including:
12.12.2023
350 what is downsizing in business?
In this episode Dev explains the concept of downsizing as it relates to businesses and companies, touching on:
12.05.2023
349 an interview with RACGP President Dr Nicole Higgins (cost of health care, workforce challenges + more)
In this episode Dev chats with Dr Nicole Higgins, President of the Royal Australian College of General Practitioners (RACGP). They touch on:
11.28.2023
348 income per unit time vs income per unit effort
In today’s episode Dev explains his concept of income per unit time and income per unit effort, touching on:
11.21.2023
347 credit ratings and agencies
In today’s episode Dev discusses credit ratings and credit agencies, covering the following topics:
11.14.2023
346 bond basics
In today's episode we're going over the basics of bonds! Dev unpacks:
11.07.2023
345 an interview with Dr Tony Chen part 2 (travel philosophy, tips & hacks)
In this episode we're continuing our conversation with Dr Tony Chen who shares his unique travel philosophy including:
10.31.2023
344 an interview with Dr Tony Chen part 1 (radiology, childhood, why he doesn't invest in super + more)
In this 2-part interview Dev chats with Dr Tony Chen who some of you may know from the Frequent Flying Doctors Facebook group! In this episode Tony shares about:
10.24.2023
343 what is the Dunning-Kruger effect?
In today's episode Dev explains the Dunning-Kruger effect and how it can affect your investing or career, plus how you can avoid it.
10.17.2023
342 teaching kids about money, defined benefit scheme & what is income protection
In today's Q&A; Dev discusses:
10.10.2023
341 is debt consolidation a good idea?
Is it a good idea to consolidate your debt? Dev explains how debt consolidation works, the pros & cons to consider and how it differs from refinancing. Related episodes
10.03.2023
340 what is the three bucket strategy?
In today's episode Dev unpacks the three bucket retirement strategy, touching on:
09.26.2023
339 ten rules for investors
On today's show Dev explains the ten rules every investor should keep in mind:
09.19.2023
338 the impact of investment fees
The power of compounding also applies to investment fees so it’s important to know what you’re paying when you invest! In this episode Dev touches on:
09.12.2023
337 saving vs investing
Let's take it back to basics! In this episode Dev unpacks:
09.06.2023
336b an interview with Dr Dean part 2
In the second part of this interview Dev and Dr Dean chat about:
09.05.2023
336 an interview with Dr Dean part 1
In part 1 of this 2-part interview, medical doctor Dr Dean shares some of his career journey in medicine, savings habits and tips for productivity at work. In part 2 Dev and Dean get into investing, debt and more ways...
08.29.2023
335 salary packaging & HECS, rising health care costs, elective egg freezing + more
In this Q&A; episode Dev touches on:
08.22.2023
334 investment bonds, investing via a trust, tips for graduates + more
In today's Q&A; Dev discusses:
08.15.2023
333 an interview with Owen Rask part 2 (value investing, index fund bubble + more)
In today's episode we're continuing part 2 our chat with Owen Rask from the Rask Group talking about:
08.08.2023
332 an interview with Owen Rask part 1
In today's episode we're chatting with Owen Rask, cohost of the Australian Finance Podcast and founder of the Rask Group. Owen shares about his career prior to Rask and what motivated him to start the business, his investment philosophy, thoughts...
08.01.2023
331 an interview with Kate Campbell
In today's episode, Dev chats with Kate Campbell from the Australian Finance Podcast about:
07.25.2023
330 game theory and investments
In today's episode we're chatting about how the concept of game theory applies to investing! Dev touches on:
07.18.2023
329 money wins: an interview with Dr Ted
In today's money wins episode Dev chats with Dr Ted, a junior doctor from Victoria. Ted and Dev discuss:
07.11.2023
328 an interview with Captain FI part 2
In today's episode we're continuing with part 2 of the interview with Captain FI chatting about:
07.04.2023
327 an interview with Captain FI part 1
In today's episode, retired pilot Captain FI joins us for a special interview about his journey to reaching FIRE at the age of 30. In part 1 Captain FI shares about:
06.27.2023
326 what is accumulative advantage?
In today's episode Dev explains how we experience accumulative advantage in everyday life and investing, also touching on the Matthew Effect and the concept of "winner takes all".
06.20.2023
325 how to choose an index fund
Let's explore the fundamentals of what an index fund is, how they work and what to consider when choosing one. In this episode we cover:
06.13.2023
324 EVs: 200,000km Tesla Model 3 update
It's that time of year again, the annual EV update. Today's episode gets into the ins and outs of owning a Tesla Model 3 touching on:

What's Dev Raga Personal Finance about?

Download our free app to listen on your phone

Dev Raga Personal Finance episodes:

418 what is a 360 review?

417 how does an airline vlogger make money and invest?

416 fixed vs variable, redraw vs offset, commercial loans, preparing to meet a broker + more (Q&A with a mortgage broker)

415 Q&A: overtime, burn out, property v shares, productive assets and more

414 life, TPD, trauma & income insurance (the basics, self-insuring, using an adviser or DIY + more) part 2

413 life, TPD, trauma & income insurance (the basics, self-insuring, using an adviser or DIY + more) part 1

412 will and estate planning (Q&A with a lawyer) part 2

411 will and estate planning (Q&A with a lawyer) part 1

410 an interview with AG (alternative investments, day trading + more)

409 money mistakes by doctors - part 2

408 money mistakes by doctors - part 1

407 buying commercial property

406 what is a share buy back?

405 what is debt recycling?

404 an interview with Dr VJ (Renal Fellow)

403 redundancy insurance, sole traders & tax, income protection inside vs outside super + more

402 an interview with Balaji Gopal from Vanguard Australia

401 what is downside risk?

top episode: money in your 40s & 50s

top episode: money in your 30s

top episode: money in your 20s

351 what is rightsizing?

350 what is downsizing in business?

349 an interview with RACGP President Dr Nicole Higgins (cost of health care, workforce challenges + more)

348 income per unit time vs income per unit effort

347 credit ratings and agencies

346 bond basics

345 an interview with Dr Tony Chen part 2 (travel philosophy, tips & hacks)

344 an interview with Dr Tony Chen part 1 (radiology, childhood, why he doesn't invest in super + more)

343 what is the Dunning-Kruger effect?

342 teaching kids about money, defined benefit scheme & what is income protection

341 is debt consolidation a good idea?

340 what is the three bucket strategy?

339 ten rules for investors

338 the impact of investment fees

337 saving vs investing

336b an interview with Dr Dean part 2

336 an interview with Dr Dean part 1

335 salary packaging & HECS, rising health care costs, elective egg freezing + more

334 investment bonds, investing via a trust, tips for graduates + more

333 an interview with Owen Rask part 2 (value investing, index fund bubble + more)

332 an interview with Owen Rask part 1

331 an interview with Kate Campbell

330 game theory and investments

329 money wins: an interview with Dr Ted

328 an interview with Captain FI part 2

327 an interview with Captain FI part 1

326 what is accumulative advantage?

325 how to choose an index fund

324 EVs: 200,000km Tesla Model 3 update