Do you have Life Insurance or Income protection? Do you know what they are, what they do and whether you need them? We certainly didn't, so we took a drive down to Advice First to visit Senior Financial Planner and Corporate Benefits Specialist Travis Bailey.

Often we think Life Insurance means insurance to protect your life (understandably why). But it actually has a couple of different categories. This includes death cover, total and permanent disability, Trauma and Income protection (unfortunately not the happiest of topics but extremely important nethertheless).