Why do we hate losing money more than we like making it? Why will we hold on to an investment that is making a constant loss hoping it will go back up some day when we know we really should exit and put the money to better use somewhere else? Behavioural economics gives insight into why we don’t always act rationally when making these tough financial decisions and to explain it in simple terms we have Kara Child on board, a Senior Wealth Manager at Pitcher Partners.

With the 2019 Federal Election coming up this Saturday (May 18th), we thought it would be a good idea to check back in with politics guru John Slater to talk us through all things relevant to voting on election day. If you need a bit of a refresh on how the aussie politics system actually works, take a listen to John’s first episode - Episode 8.  Otherwise settle in for 26 minutes where we chat about what you need to think about in the upcoming election, how the voting system works and how your vote coun

There is a lot to consider when entering the property market, especially for the first time. One of the biggest questions is whether you should buy a home to live in or as an investment property.

Today we chat with the lovely Ayda Shabanzadeh about understanding the property market and why we should be interested in entering. We chat about buying a home vs. an investment and what’s going on in the current market.

Today’s episode might be veering a little from our usual finance theme. You may tell yourself that you are simply not a morning person, but that’s because it takes 21 days to get use to doing something and 66 days for it to become a habit. After 6 months it essentially becomes part of your DNA. Hear from Aaron Birkby, the CEO of Startup Catalyst about why waking up early should become one of your habits and how it can help you be successful in your career and life.

Every one of us has a personal brand (whether you know it or not). When you Google yourself, what shows up? These results are the first impression people will have of you. With platforms such as LinkedIn, Facebook, and other social media sites sharing our information with the world, it’s more important than ever to get our personal brand right.

In Australia, investors or media are constantly talking about negative gearing, but what does it all mean? Roxanne Efimov is our guest on the podcast this week to break down everything to do with Gearing and Capital Gains Tax. In particular we chat about how the possible changes to negative gearing will affect the property market and what it will mean for young people trying to enter! Roxanne is a Manager and Certified Accountant at Pitcher Partners and an all around great gal.

A few episodes ago we spoke to Andrew Davis from Health Insurance Comparison. We decided to have another chat to Andrew as from April 1st this year, there are some important changes being introduced.

Every year there is an increase in health insurance premium. However this year, things are a little different. The government have made a number of reforms including the ability for insurers to give discounts for younger people, changes to the way hospital cover works and the removal of some minor services.

This episode follows on from our first share market episode (Episode 2 Let’s Chat Shares). We delve deeper into researching companies, dividends, actually purchasing shares and the difficult part- selling. Thanks goes again to Chris Titley, stockbroker from Morgans who answered all our questions.

Talking Cents is finally back after a long break (of holidaying). To kick us off we thought it might be refreshing to hear about the financial situation of a real millennial (besides us). In this Episode we ask all the personal questions to Emma Edwards, who runs financial blog The Broke Generation. She explains the reality of dealing with student debt, credit cards, buying a house as well as her best money hacks.

Every Australian has a level of health cover through the Medicare System, but as young adults we ask ourselves whether or not it is a good idea to go private. We are often bombarded with an overload of information and it can be difficult to work out the exact coverages, costs, and value for money between public and private cover. Today we are getting to the bottom of health insurance and what might be the best option for you. Featuring on this episode is Andrew Davis, CEO of Health Insurance Comparison.