In this episode, Dave and Dharm sit down with Tom Eyre, Co-CEO and Co-Founder of Loqbox, a company on a mission to improve financial wellbeing through credit building and education.

Since launching in 2017, Loqbox has helped over 1,000,000 individuals build credit histories and financial resilience. Tom takes us behind the scenes, sharing the inspiration behind Loqbox—born from personal experiences with credit challenges—and its evolution from Credit Improver to a financial lifeline for thousands.

Tom demystifies the complexities of credit scoring, the impact of modern financial trends like Buy Now Pay Later, and how Loqbox is bridging the gap between perceived and actual financial capability. Plus, Tom shares insights into the role of AI in financial autonomy, the importance of understanding your financial personality, and how Loqbox’s products and the recently launched Nooli app are reshaping financial education.

Tune is and hear about Loqbox’s marketing strategies, their long-term vision, and what’s next for the future of financial wellbeing.