In episode #135 learn how to maximize your Permanent Disability Rating and protect your benefits in California Workers' Comp. Carmen Ramirez and attorney Bilal Kassem break down one of the most confusing stages for injured workers: how the disability rating system really works, how percentages are calculated, and what factors can affect the money you receive.

If you've ever felt lost with terms like MMI, Permanent & Stationary, WPI, AMA Guides, apportionment, or PD payments, this conversation gives you the clarity you need to confidently move forward and win your case.

You'll learn:

• What it really means to reach MMI (Maximum Medical Improvement)

• How doctors calculate Whole Person Impairment (WPI)

• How age, occupation, functional loss, and surgery outcomes affect your rating

• How pre-existing conditions and apportionment can change your percentage

• The deadlines, payment rules, and when PD checks must start

• Why choosing the right doctor matters, and how ratings can vary drastically

• How legal strategies can help increase your rating and prevent lowball offers

• Your rights to backpay, advances, and accurate calculations

Chapters:

00:00 Understanding Permanent Disability Ratings

02:14 The Components of Disability Ratings

05:36 Addressing Pre-existing Conditions

08:44 Deadlines and Payment Processes

11:09 Timeline for Receiving Ratings

12:18 The Role of Doctors in Ratings

14:08 Challenges in Permanent Disability Ratings

This episode is sponsored by Pacific Workers, The Lawyers for Injured Workers, the trusted workers' compensation law firm in Northern California. With over 10,000 cases won and more than $350 million recovered for injured workers, we are here to help if you've suffered a workplace injury.

Visit our FAQ and blog for more resources:

https://www.pacificworkers.com/blog/

Follow Us on Social Media for More Content!

🔹 Website: www.workcomptalk.net

🔹 Sponsors: www.PacificWorkers.com

🔹 TikTok: @pacificworkers