A new year is the perfect time to review what protects one of your biggest investments—your home. In this episode of All About Home Insurance, we're kicking off 2026 with a smart homeowner checklist designed for Union County, Oregon. As homeowners shift into financial planning mode—thinking about budgets, taxes, renewals, and long-term property value—insurance coverage deserves a closer look. Storm season, wildfire risk, rising rebuild costs, and policy renewals make this a critical moment to ask: Is your home really covered for what could happen next? We'll walk through common insurance gaps homeowners often discover too late, how coverage (or lack of it) can impact claims and property value, and what proactive steps you can take now to avoid surprises later. Whether you own a primary residence, rental, or future retirement home, this episode will help you start the year informed, prepared, and protected. If you'd like to talk through how insurance ties into property value and marketability in Union County, I'm always happy to help.

Cade Reed, specializing in Auto, Home, and Medicare insurance with Reed & Associates Insurance 541-975-1364 [email protected] http://www.reed-insurance.net

Prepare to Sell and Know what to do when Buying your next Home ~

Windermere provides a financial product 'Windermere Ready' tailored specifically for homeowners preparing to sell their home. Cover the costs of repairs and upgraded features and defer payment until closing sale.*

This means you can invest in enhancing your home's appeal** with nothing due until your home sells.* From minor repairs to staging, you can make your home stand out on the market without worrying about upfront out of pocket costs.*

Interested in learning more? Call Judy today! 541-968-2400

TAP Windermere Ready to sign-up today! No cost to you until you use the funds!

*Interest and fees apply. Loan funds, interest, and fees are due upon loan acceleration, twelve months after origination, termination of your listing agreement, or the date on which Notable otherwise suspends your loan for any reasons stated in your loan agreement, whichever occurs sooner. Subject to the terms and conditions of your loan agreement with Notable Finance, LLC.

**Results may vary. Windermere Real Estate and Notable Finance, LLC do not guarantee or warranty any results. Subject to the terms and conditions of your loan agreement with Notable Finance, LLC and notablefi.com/terms. Windermere is not providing loans as part of Windermere Ready. Windermere loans are provided by Notable Finance, LLC, NMLS# 1824748. For all Borrowers in California: Loans are made or arranged pursuant to a California Finance Lenders Law license. For all Borrowers in Virginia: Notable Finance, LLC is licensed by the Virginia State Corporation Commission, CFI-243. Loan eligibility is not guaranteed and all loans are subject to credit approval and underwriting by Notable. Rules and exclusions apply.

Tap the Category that resonates with your life today:

• Home Improvement Maximize investment, Smart maintenance to-do's
• Buying To Invest Get Pre-Approved! What inspectors look for, Property Search
• Selling Property Understand value, How to prepare, Financial assistance to maximize value, Escrow process, Value Report
• Homeowners Best Moves Bonus episodes about Market Updates, Financial Planning, Senior Adults learn about Downsizing & Financial Assistance and more...

Navigating Title & Escrow What to expect from an escrow officer and the tasks provided for a successful closing.

Mastering 1031 Exchange Series

Prepare Your Home For The Market

Inspections For Sellers

Support us by sharing this Podcast with your network of friends & family ~

We appreciate and value your comments to bring you information that resonates with you... and help us keep this Podcast alive!

About Your Host

Judy Casad is a Broker & Luxury Advisor with Windermere Real Estate Lane County, serving clients across Oregon, including Union County and the McKenzie River Corridor.

Connect with Judy

Judy Casad Broker & Luxury Advisor Windermere Real Estate Lane County Licensed in the State of Oregon – Serving McKenzie River Corridor, Union County and beyond 541-968-2400 [email protected] www.judycasad.com

Facebook Listen on your computer Podcast.JudyCasad.com