A new year is the perfect time to review what protects one of your biggest investments—your home. In this episode of All About Home Insurance, we're kicking off 2026 with a smart homeowner checklist designed for Union County, Oregon. As homeowners shift into financial planning mode—thinking about budgets, taxes, renewals, and long-term property value—insurance coverage deserves a closer look. Storm season, wildfire risk, rising rebuild costs, and policy renewals make this a critical moment to ask: Is your home really covered for what could happen next? We'll walk through common insurance gaps homeowners often discover too late, how coverage (or lack of it) can impact claims and property value, and what proactive steps you can take now to avoid surprises later. Whether you own a primary residence, rental, or future retirement home, this episode will help you start the year informed, prepared, and protected. If you'd like to talk through how insurance ties into property value and marketability in Union County, I'm always happy to help.

Cade Reed, specializing in Auto, Home, and Medicare insurance with Reed & Associates Insurance 541-975-1364 [email protected] http://www.reed-insurance.net

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Your Host, Judy Casad, Broker and Luxury Advisor | ABR, SRES, Certified Negotiator, Top Producer with Windermere Real Estate/Lane County - Serving Lane County and Union County -- Licensed to help you Buy or Sell in the State of Oregon

Call Judy to start planning your next move! 541-968-2400 [email protected] - www.judycasad.com

Windermere provides a financial product tailored specifically for homeowners preparing to sell their homes, called Windermere Ready. You can cover the costs of prepping your home for sale and defer payment until the home closes.*

This means you can invest in enhancing your home's appeal** with nothing due until your home sells.* From minor repairs to staging, you can make your home stand out on the market without worrying about upfront out of pocket costs.*

Interested in learning more? Give me a call today at 541-968-2400 to see how I can bring more value to your home. Visit Windermere Ready

*Interest and fees apply. Loan funds, interest, and fees are due upon loan acceleration, twelve months after origination, termination of your listing agreement, or the date on which Notable otherwise suspends your loan for any reasons stated in your loan agreement, whichever occurs sooner. Subject to the terms and conditions of your loan agreement with Notable Finance, LLC.

**Results may vary. Windermere Real Estate and Notable Finance, LLC do not guarantee or warranty any results. Subject to the terms and conditions of your loan agreement with Notable Finance, LLC and notablefi.com/terms. Windermere is not providing loans as part of Windermere Ready. Windermere loans are provided by Notable Finance, LLC, NMLS# 1824748. For all Borrowers in California: Loans are made or arranged pursuant to a California Finance Lenders Law license. For all Borrowers in Virginia: Notable Finance, LLC is licensed by the Virginia State Corporation Commission, CFI-243. Loan eligibility is not guaranteed and all loans are subject to credit approval and underwriting by Notable. Rules and exclusions apply.