Homeowners Best Real Estate Moves

If you're a VETERAN thinking about Buying a Home in Oregon, there may be a home-loan benefit available to you that you haven't heard much about!

It's called the ODVA Home Loan Program.

ODVA stands for the Oregon Department of Veterans' Affairs, and its home loan program completely separate from the federal VA Home Loan Guaranty program.

Today we're talking about who may qualify, how the Oregon Veteran program works, and why veterans should compare their options before choosing a home loan.

Once your ODVA loan is established, you can access your account online directly through ODVA.

Guest: Corri Klebaum 541-605-2154 [email protected]

Certified Mortgage Advisor, Branch Manager | NMLS #211442 1214 Adams Ave, La Grande Oregon 97850 Proudly serving Arizona, California, Colorado, Florida, Georgia, Idaho, Minnesota, Montana, New Mexico, Oklahoma, Oregon, Tennessee, Texas, Utah, Virginia, Washington & Wisconsin! Edge Home Finance, LLC | NMLS #891464 www.nmlsconsumeraccess.org Edge Home Finance, LLC is licensed in 49 states and the District of Columbia. Edge Home Finance, LLC does not arrange, solicit, or originate mortgage loans for real property located in the State of New York. Edge Home Finance, LLC is a mortgage broker, not a direct lender or creditor. | Equal Housing Opportunity | Edge Home Finance, LLC is a private mortgage broker, they nor Corri Klebaum are not affiliated with, endorsed by, or acting on behalf of or at the direction of the Oregon Department of Veterans' Affairs (ODVA), the U.S. Department of Veterans Affairs (VA), the Federal Housing Administration (FHA), the Department of Housing and Urban Development (HUD), or any other government agency.

LOOKING TO BUY?

Don't make a move until you listen to these episodes:

Ep 143 – All About Home Insurance (Union County, Oregon)

Key insight to review your policy on an annual basis. What's covered, what's not, and how to make sure your policy actually fits your home and your risks, especially in Union County and the State of Oregon.

Ep 148 – Why Home Buyers Must Get Pre-Approved Before Making an Offer

In competitive situations, strong financial positioning communicates stability, seriousness, and respect for the seller's time.

Ep 149 – The Dirty Dozen • Top Mistakes Home Buyers Make Before Closing

Why it's important to communicate with your lender and real estate broker.

Is your purchase contingent on selling your current home? These resources will help you position your home for maximum value and a smoother transaction:

• Track Your Home's Value — Receive a free monthly home report
• Request a CMA (Comparative Market Analysis) — Understand your home's current market value – neighborhood perspective by your Broker
• Financial Assistance for Home Improvements — Access funds for pre-sale updates, repaid at closing – Applies with a Windermere Real Estate Broker

Support us by sharing this Podcast with your network of friends & family ~

We appreciate and value your comments to bring you information that resonates with you... and help us keep this Podcast alive!

About Your Host

Judy Casad is a Real Estate Broker & Luxury Advisor with Windermere Real Estate / LC, serving clients across Oregon, including Union County and the McKenzie River Corridor.

As the host of Homeowners Best Real Estate Moves, she shares practical insights to help buyers, sellers, and investors make confident real estate decisions.

Connect with Judy

Judy Casad Real Estate Broker & Luxury Advisor Windermere Real Estate / LC Licensed in the State of Oregon – Serving McKenzie River Corridor, Union County and beyond 541-968-2400 [email protected] www.judycasad.com

Facebook Listen on your computer Podcast.JudyCasad.com

Tap the Category that resonates with your life today:

• Home Improvement Maximize investment, Smart maintenance to-do's
• Buying To Invest Get Pre-Approved! What inspectors look for, Property Search
• Selling Property Understand value, How to prepare, Financial assistance to maximize value, Escrow process, Value Report
• Homeowners Best Moves Bonus episodes about Market Updates, Financial Planning, Senior Adults learn about Downsizing & Financial Assistance and more...

Summer is the perfect season to enjoy your home—but it's also one of the best times to take care of those projects that protect your investment and keep your property looking its best. Today, I share a few simple weekend projects that can improve curb appeal, reduce future maintenance, and even add value if you're thinking about selling in the months ahead.

Windermere Ready Financial Assistance for Home Improvements — Access funds for updates before you go on the market. No payment necessary until closing, get in touch for more details – Applies when listed with a Windermere Real Estate Broker

Are you Tracking Your Home Wealth?

Sign-up for your free Home Wealth Resource. Stay informed about one of your largest investments

Within this resource you can monitor your home's estimated value, equity, appreciation, purchasing power, and more throughout the year.

Trusted by millions of homeowners nationwide – Tap this link and sign-up with Homebot today!

Questions? Call me, or text at 541-968-2400. Enjoy!

Track Your Home's Value — Receive a free monthly home report

Request a CMA (Comparative Market Analysis) — Understand your home's current market value – neighborhood perspective to update your Homebot report

TAP HOMEBOT Sign-up today! No cost to you!

TAP the Category that interests you:

• Home Improvement Maximize investment, Smart maintenance to-do's
• Buying To Invest Get Pre-Approved! What inspectors look for, Property Search
• Selling Property Understand value, How to prepare, Financial assistance to maximize value, Escrow process, Value Report
• Homeowners Best Moves Bonus episodes about Market Updates, Financial Planning, Senior Adults learn about Downsizing & Financial Assistance and more...

Navigating Title & Escrow What to expect from an escrow officer and the tasks provided for a successful closing.

Mastering 1031 Exchange Series

Prepare Your Home For The Market

Inspections For Sellers

Support us by sharing this Podcast with your network of friends & family ~

We appreciate and value your comments to bring you information that resonates with you... and help us keep this Podcast alive! Listen on your iPad or computer Podcast.JudyCasad.com

About Your Host

Judy Casad is a Broker & Luxury Advisor with Windermere Real Estate Lane County, serving clients across Oregon, including Union County and the McKenzie River Corridor.

Connect with Judy

Judy Casad Broker & Luxury Advisor Windermere Real Estate Lane County Licensed in the State of Oregon – Serving McKenzie River Corridor, Union County and beyond 541-968-2400 [email protected] www.judycasad.com

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Many buyers are waiting for home prices to fall before making a move. But what if the drop they're expecting never comes? In this episode, Judy Casad shares what more than 100 housing experts predict for home prices over the next five years and why local market knowledge matters more than national headlines.

Content inspired by Keeping Current Matters, Inc and graph source from Fannie Mae, HPES

Track Your Home Wealth

Your home is more than just a place to live—it may be one of your greatest financial assets.

Homebot helps you understand your home's financial picture by tracking your home's value, equity, appreciation, purchasing power, and more.

With your FREE Monthly Home Wealth Report, you can:

• Stay informed about one of your largest investments.
• Monitor your home's financial progress year-round.
• Discover opportunities you may not know you have.
• Explore refinancing, home improvement, rental income, or purchasing another home.

Free Monthly Home Wealth Report • Value • Equity • Appreciation • Purchasing Power

Sign up today and start tracking your home's financial progress year-round.

https://hmbt.co/x7dcQA

Questions?

If you'd like a more personalized opinion of your home's current market value, I'm happy to prepare a Comparative Market Analysis (CMA) for you.

Judy Casad Real Estate Broker | Windermere Real Estate Lane County Licensed in the State of Oregon Serving Union County and beyond

📞 Call or Text: 541-968-2400 ✉️ [email protected]

Windermere Real Estate provides a financial product 'Windermere Ready' tailored specifically for homeowners preparing to sell their home. Cover the costs of repairs and upgraded features and defer payment until closing sale.*

This means you can invest in enhancing your home's appeal** with nothing due until your home sells.* From minor repairs to staging, you can make your home stand out on the market without worrying about upfront out of pocket costs.*

Interested in learning more? Call Judy Casad today! 541-968-2400

TAP Windermere Ready to sign-up today! No cost to you until you use the funds!

*Interest and fees apply. Loan funds, interest, and fees are due upon loan acceleration, twelve months after origination, termination of your listing agreement, or the date on which Notable otherwise suspends your loan for any reasons stated in your loan agreement, whichever occurs sooner. Subject to the terms and conditions of your loan agreement with Notable Finance, LLC.

**Results may vary. Windermere Real Estate and Notable Finance, LLC do not guarantee or warranty any results. Subject to the terms and conditions of your loan agreement with Notable Finance, LLC and notablefi.com/terms. Windermere is not providing loans as part of Windermere Ready. Windermere loans are provided by Notable Finance, LLC, NMLS# 1824748. For all Borrowers in California: Loans are made or arranged pursuant to a California Finance Lenders Law license. For all Borrowers in Virginia: Notable Finance, LLC is licensed by the Virginia State Corporation Commission, CFI-243. Loan eligibility is not guaranteed and all loans are subject to credit approval and underwriting by Notable. Rules and exclusions apply.

Tap the Category that resonates with your life today:

• Home Improvement Maximize investment, Smart maintenance to-do's
• Buying To Invest Get Pre-Approved! What inspectors look for, Property Search
• Selling Property Understand value, How to prepare, Financial assistance to maximize value, Escrow process, Value Report
• Homeowners Best Moves Bonus episodes about Market Updates, Financial Planning, Senior Adults learn about Downsizing & Financial Assistance and more...

Navigating Title & Escrow What to expect from an escrow officer and the tasks provided for a successful closing.

Mastering 1031 Exchange Series

Prepare Your Home For The Market

Inspections For Sellers

Support us by sharing this Podcast with your network of friends & family ~

We appreciate and value your comments to bring you information that resonates with you... and help us keep this Podcast alive!

About Your Host

Judy Casad is a Broker & Luxury Advisor with Windermere Real Estate Lane County, serving clients across Oregon, including Union County and the McKenzie River Corridor.

Connect with Judy

Judy Casad Broker & Luxury Advisor Windermere Real Estate Lane County Licensed in the State of Oregon – Serving McKenzie River Corridor, Union County and beyond 541-968-2400 [email protected] www.judycasad.com

Facebook Listen on your computer Podcast.JudyCasad.com

Think you - as a Buyer - never catch a break in this market? Think again. New data says otherwise. In this episode, we discuss why more home sellers are becoming motivated to offer concessions — Tune In to learn strategies that could save you thousands.

'Sellers Are Open to Negotiating' – YouTube Video https://youtu.be/EeF4TcvNkF4 Helpful insight provided by Keeping Current Matters and Realtor.com

LOOKING TO BUY? Under Contract?

Don't make a move until you listen to these episodes:

Ep 59 – Life Of Escrow For Buyers

The process you can expect from an escrow officer and the tasks provided for a successful closing.

Ep 77 – Complete Guide For House Inspection - What Every Buyer Needs To Know

Wouldn't you want to know what you are buying and avoid pitfalls?

Ep 121 – Why Buying a Home Is a Win

In this episode we explore Key Reasons and Examples of how and why buying a home is a win - as a valuable long-term asset - and provide security for your future

Ep 143 – All About Home Insurance (Union County, Oregon)

Key insight to review your policy on an annual basis. What's covered, what's not, and how to make sure your policy actually fits your home and your risks, especially in Union County and the State of Oregon.

Ep 148 – Why Home Buyers Must Get Pre-Approved Before Making an Offer

In competitive situations, strong financial positioning communicates stability, seriousness, and respect for the seller's time.

Ep 149 – The Dirty Dozen • Top Mistakes Home Buyers Make Before Closing

Why it's important to communicate with your lender and real estate broker.

Is your purchase contingent on selling your current home? These resources will help you position your home for maximum value and a smoother transaction:

• Track Your Home's Value — Receive a free monthly home report
• Request a CMA (Comparative Market Analysis) — Understand your home's current market value – neighborhood perspective by your Broker
• Financial Assistance for Home Improvements — Access funds for pre-sale updates, repaid at closing – Applies with a Windermere Real Estate Broker

Support us by sharing this Podcast with your network of friends & family ~

We appreciate and value your comments to bring you information that resonates with you... and help us keep this Podcast alive!

About Your Host

Judy Casad is a Broker & Luxury Advisor with Windermere Real Estate / LC, serving clients across Oregon, including Union County and the McKenzie River Corridor.

She is also the host of Homeowners Best Real Estate Moves, where she shares practical insights to help buyers, sellers, and investors make confident real estate decisions.

Connect with Judy

Judy Casad Broker & Luxury Advisor Windermere Real Estate / LC Licensed in the State of Oregon – Serving McKenzie River Corridor, Union County and beyond 541-968-2400 [email protected] www.judycasad.com

Facebook Listen on your computer Podcast.JudyCasad.com

Tap the Category that resonates with your life today:

• Home Improvement Maximize investment, Smart maintenance to-do's
• Buying To Invest Get Pre-Approved! What inspectors look for, Property Search
• Selling Property Understand value, How to prepare, Financial assistance to maximize value, Escrow process, Value Report
• Homeowners Best Moves Bonus episodes about Market Updates, Financial Planning, Senior Adults learn about Downsizing & Financial Assistance and more...

McKenzie Riverfront Estate | Now $1,875,000

Hear directly from the owners about life on the McKenzie River and what makes this property so special. This private riverfront estate offers approximately 385' of McKenzie River frontage, exceptional shoreline fishing, a rare private dock and a separate Log Cabin offering flexibility for family, guests, caretaker or optional rental use. Enjoy privacy, wildlife and year-round recreation from an exceptional Oregon riverfront setting.

NOW OFFERED AT $1,875,000. Contact Judy Casad, Windermere Real Estate, for property details and a private tour.

"Live here and really live… This property adds to your life."

• Why the McKenzie?
• Daily life on the river
• How the home was designed
• Guest / Rental Flexibility
• Local Culture
• Why they're selling
• What they'll miss most

Guests Bert Deklerk & Annie Margarita

• Ep 130 - Legacy Property • McKenzie River Region What is a Legacy Property?
• Ep 127 - Premier Homes • McKenzie Oregon's Outdoor Paradise
• Ep 111 - Premier Living In The McKenzie - Part 1
• Ep 112 - Premier Living In The McKenzie - Part 2
• Ep 145 - How Tourism Works In McKenzie River • Weddings, Events & Overnight Stays
• Ep 144 - Exploring Weddings Along The McKenzie River
• Ep 148 – Why Home Buyers Must Get Pre-Approved Before Making an Offer

Prepare to Sell and Know what to do when Buying your next Home ~

Windermere provides a financial product 'Windermere Ready' tailored specifically for homeowners preparing to sell their home. Cover the costs of repairs and upgraded features and defer payment until closing sale.*

This means you can invest in enhancing your home's appeal** with nothing due until your home sells.* From minor repairs to staging, you can make your home stand out on the market without worrying about upfront out of pocket costs.*

Interested in learning more? Call Judy today! 541-968-2400

TAP Windermere Ready to sign-up today! No cost to you until you use the funds!

*Interest and fees apply. Loan funds, interest, and fees are due upon loan acceleration, twelve months after origination, termination of your listing agreement, or the date on which Notable otherwise suspends your loan for any reasons stated in your loan agreement, whichever occurs sooner. Subject to the terms and conditions of your loan agreement with Notable Finance, LLC.

**Results may vary. Windermere Real Estate and Notable Finance, LLC do not guarantee or warranty any results. Subject to the terms and conditions of your loan agreement with Notable Finance, LLC and notablefi.com/terms. Windermere is not providing loans as part of Windermere Ready. Windermere loans are provided by Notable Finance, LLC, NMLS# 1824748. For all Borrowers in California: Loans are made or arranged pursuant to a California Finance Lenders Law license. For all Borrowers in Virginia: Notable Finance, LLC is licensed by the Virginia State Corporation Commission, CFI-243. Loan eligibility is not guaranteed and all loans are subject to credit approval and underwriting by Notable. Rules and exclusions apply.

Tap the Category that resonates with your life today:

• Home Improvement Maximize investment, Smart maintenance to-do's
• Buying To Invest Get Pre-Approved! What inspectors look for, Property Search
• Selling Property Understand value, How to prepare, Financial assistance to maximize value, Escrow process, Value Report
• Homeowners Best Moves Bonus episodes about Market Updates, Financial Planning, Senior Adults learn about Downsizing & Financial Assistance and more...

Navigating Title & Escrow What to expect from an escrow officer and the tasks provided for a successful closing.

Mastering 1031 Exchange Series

Prepare Your Home For The Market

Inspections For Sellers

Support us by sharing this Podcast with your network of friends & family ~

We appreciate and value your comments to bring you information that resonates with you... and help us keep this Podcast alive!

About Your Host

Judy Casad is a Broker & Luxury Advisor with Windermere Real Estate Lane County, serving clients across Oregon, including Union County and the McKenzie River Corridor.

Connect with Judy

Judy Casad Broker & Luxury Advisor Windermere Real Estate Lane County Licensed in the State of Oregon – Serving McKenzie River Corridor, Union County and beyond 541-968-2400 [email protected] www.judycasad.com

Facebook Listen on your computer Podcast.JudyCasad.com

Think you're in the clear once your offer is accepted? Think again.

In this episode of Homeowners Best Real Estate Moves, Judy Casad breaks down "The Dirty Dozen" — the 12 most common mistakes home buyers make after going under contract that can delay or even derail loan approval right before closing. From large deposits and new credit accounts to job changes and financing purchases too soon, these everyday decisions can create serious problems during underwriting.

The good news? Every one of these mistakes is avoidable.

If you're currently under contract — or preparing to buy — this episode will help you protect your approval, avoid last-minute surprises, and move to closing with confidence.

LOOKING TO BUY? Under Contract?

Don't make a move until you listen to these episodes:

Ep 59 – Life Of Escrow For Buyers

The process you can expect from an escrow officer and the tasks provided for a successful closing.

Ep 77 – Complete Guide For House Inspection - What Every Buyer Needs To Know

Wouldn't you want to know what you are buying and avoid pitfalls?

Ep 121 – Why Buying a Home Is a Win

In this episode we explore Key Reasons and Examples of how and why buying a home is a win - as a valuable long-term asset - and provide security for your future

Ep 143 – All About Home Insurance (Union County, Oregon)

Key insight to review your policy on an annual basis. What's covered, what's not, and how to make sure your policy actually fits your home and your risks, especially in Union County and the State of Oregon.

Ep 148 – Why Home Buyers Must Get Pre-Approved Before Making an Offer

In competitive situations, strong financial positioning communicates stability, seriousness, and respect for the seller's time.

Ep 149 – The Dirty Dozen • Top Mistakes Home Buyers Make Before Closing

Why it's important to communicate with your lender and real estate broker.

Is your purchase contingent on selling your current home? These resources will help you position your home for maximum value and a smoother transaction:

• Track Your Home's Value — Receive a free monthly home report
• Request a CMA (Comparative Market Analysis) — Understand your home's current market value – neighborhood perspective by your Broker
• Financial Assistance for Home Improvements — Access funds for pre-sale updates, repaid at closing – Applies with a Windermere Real Estate Broker

Support us by sharing this Podcast with your network of friends & family ~

We appreciate and value your comments to bring you information that resonates with you... and help us keep this Podcast alive!

About Your Host

Judy Casad is a Broker & Luxury Advisor with Windermere Real Estate Lane County, serving clients across Oregon, including Union County and the McKenzie River Corridor.

She is also the host of Homeowners Best Real Estate Moves, where she shares practical insights to help buyers, sellers, and investors make confident real estate decisions.

Connect with Judy

Judy Casad Broker & Luxury Advisor Windermere Real Estate Lane County Licensed in the State of Oregon – Serving McKenzie River Corridor, Union County and beyond 541-968-2400 [email protected] www.judycasad.com

Facebook Listen on your computer Podcast.JudyCasad.com

Tap the Category that resonates with your life today:

• Home Improvement Maximize investment, Smart maintenance to-do's
• Buying To Invest Get Pre-Approved! What inspectors look for, Property Search
• Selling Property Understand value, How to prepare, Financial assistance to maximize value, Escrow process, Value Report
• Homeowners Best Moves Bonus episodes about Market Updates, Financial Planning, Senior Adults learn about Downsizing & Financial Assistance and more...

Even highly qualified buyers — professionals, investors, or those purchasing second homes — benefit from structured Pre-Approval. In competitive situations, strong financial positioning communicates stability, seriousness, and respect for the seller's time.

Whether this is your First Home… your Move-Up Property… or a Lifestyle Purchase with land and long-term vision — your financing conversation is the foundation of a clean, confident offer.

Today, we're walking through why PRE-QUALIFICATION IS YOUR FIRST SMART MOVE — and how it positions you as a serious, prepared buyer in Union County.

Let's build confidence before you start touring.

• What a mortgage pre-approval really means
• Why sellers prioritize pre-approved buyers
• How pre-approval strengthens your offer
• The risks of house hunting without financing in place
• Tips to prepare for a smooth lending process

Corri Klebaum NMLS #211442 Certified Mortgage Advisor / Branch Manager

EDGE Home Finance #891464 Equal Housing Opportunity / For Licensing Disclaimer, NMLS Consumer Access Portal & Privacy Policy visit teamklebaum.com

Proudly serving Arizona, California, Colorado, Florida, Georgia, Idaho, Minnesota, Montana, New Mexico, Oklahoma, Oregon, Tennessee, Texas, Utah, Virginia, Washington & Wisconsin!

LOOKING TO BUY? Under Contract?

Don't make a move until you listen to these episodes:

Ep 59 – Life Of Escrow For Buyers

The process you can expect from an escrow officer and the tasks provided for a successful closing.

Ep 77 – Complete Guide For House Inspection - What Every Buyer Needs To Know

Wouldn't you want to know what you are buying and avoid pitfalls?

Ep 121 – Why Buying a Home Is a Win

In this episode we explore Key Reasons and Examples of how and why buying a home is a win - as a valuable long-term asset - and provide security for your future

Ep 143 – All About Home Insurance (Union County, Oregon)

Key insight to review your policy on an annual basis. What's covered, what's not, and how to make sure your policy actually fits your home and your risks, especially in Union County and the State of Oregon.

Ep 148 – Why Home Buyers Must Get Pre-Approved Before Making an Offer

In competitive situations, strong financial positioning communicates stability, seriousness, and respect for the seller's time.

Ep 149 – The Dirty Dozen • Top Mistakes Home Buyers Make Before Closing

Why it's important to communicate with your lender and real estate broker.

Is your purchase contingent on selling your current home? These resources will help you position your home for maximum value and a smoother transaction:

• Track Your Home's Value — Receive a free monthly home report
• Request a CMA (Comparative Market Analysis) — Understand your home's current market value – neighborhood perspective by your Broker
• Financial Assistance for Home Improvements — Access funds for pre-sale updates, repaid at closing – Applies with a Windermere Real Estate Broker

Support us by sharing this Podcast with your network of friends & family ~

We appreciate and value your comments to bring you information that resonates with you... and help us keep this Podcast alive!

About Your Host

Judy Casad is a Broker & Luxury Advisor with Windermere Real Estate Lane County, serving clients across Oregon, including Union County and the McKenzie River Corridor.

She is also the host of Homeowners Best Real Estate Moves, where she shares practical insights to help buyers, sellers, and investors make confident real estate decisions.

Connect with Judy

Judy Casad Broker & Luxury Advisor Windermere Real Estate Lane County Licensed in the State of Oregon – Serving McKenzie River Corridor, Union County and beyond 541-968-2400 [email protected] www.judycasad.com

Facebook Listen on your computer Podcast.JudyCasad.com

Tap the Category that resonates with your life today:

• Home Improvement Maximize investment, Smart maintenance to-do's
• Buying To Invest Get Pre-Approved! What inspectors look for, Property Search
• Selling Property Understand value, How to prepare, Financial assistance to maximize value, Escrow process, Value Report
• Homeowners Best Moves Bonus episodes about Market Updates, Financial Planning, Senior Adults learn about Downsizing & Financial Assistance and more...

Are foreclosures rising again — and is the housing market headed toward another 2008-style crash? In this episode of Homeowners Best Real Estate Moves, real estate broker Judy Casad breaks down the latest foreclosure trends, mortgage delinquency data, and why today's homeowners are in a much stronger equity position than during the last housing crisis. Learn what the numbers really mean for homeowners, buyers, and real estate investors in today's market.

DATA from NY Fed

Charts from Keeping Current Matters

Prepare to Sell and Know what to do when Buying your next Home ~

Windermere provides a financial product 'Windermere Ready' tailored specifically for homeowners preparing to sell their home. Cover the costs of repairs and upgraded features and defer payment until closing sale.*

This means you can invest in enhancing your home's appeal** with nothing due until your home sells.* From minor repairs to staging, you can make your home stand out on the market without worrying about upfront out of pocket costs.*

Interested in learning more? Call Judy today! 541-968-2400

TAP Windermere Ready to sign-up today! No cost to you until you use the funds!

*Interest and fees apply. Loan funds, interest, and fees are due upon loan acceleration, twelve months after origination, termination of your listing agreement, or the date on which Notable otherwise suspends your loan for any reasons stated in your loan agreement, whichever occurs sooner. Subject to the terms and conditions of your loan agreement with Notable Finance, LLC.

**Results may vary. Windermere Real Estate and Notable Finance, LLC do not guarantee or warranty any results. Subject to the terms and conditions of your loan agreement with Notable Finance, LLC and notablefi.com/terms. Windermere is not providing loans as part of Windermere Ready. Windermere loans are provided by Notable Finance, LLC, NMLS# 1824748. For all Borrowers in California: Loans are made or arranged pursuant to a California Finance Lenders Law license. For all Borrowers in Virginia: Notable Finance, LLC is licensed by the Virginia State Corporation Commission, CFI-243. Loan eligibility is not guaranteed and all loans are subject to credit approval and underwriting by Notable. Rules and exclusions apply.

Tap the Category that resonates with your life today:

• Home Improvement Maximize investment, Smart maintenance to-do's
• Buying To Invest Get Pre-Approved! What inspectors look for, Property Search
• Selling Property Understand value, How to prepare, Financial assistance to maximize value, Escrow process, Value Report
• Homeowners Best Moves Bonus episodes about Market Updates, Financial Planning, Senior Adults learn about Downsizing & Financial Assistance and more...

Navigating Title & Escrow What to expect from an escrow officer and the tasks provided for a successful closing.

Mastering 1031 Exchange Series

Prepare Your Home For The Market

Inspections For Sellers

Support us by sharing this Podcast with your network of friends & family ~

We appreciate and value your comments to bring you information that resonates with you... and help us keep this Podcast alive!

About Your Host

Judy Casad is a Broker & Luxury Advisor with Windermere Real Estate Lane County, serving clients across Oregon, including Union County and the McKenzie River Corridor.

Connect with Judy

Judy Casad Broker & Luxury Advisor Windermere Real Estate Lane County Licensed in the State of Oregon – Serving McKenzie River Corridor, Union County and beyond 541-968-2400 [email protected] www.judycasad.com

Facebook Listen on your computer Podcast.JudyCasad.com

Are you selling an investment property in 2026? Before you list, you need to understand the hidden tax risks inside a 1031 exchange strategy.

In this episode of the Mastering 1031 Exchange Series, Judy Casad and Qualified Intermediary Milissa Ormiston-Hall break down these key topics:

• Cost segregation explained in plain English • Bonus depreciation and why it can backfire • Depreciation recapture and ordinary income tax • Why breaking even doesn't mean zero tax • Gain vs. equity (and why investors confuse them) • How prior 1031 exchanges lower your cost basis • Where to find your adjusted basis (IRS Form 8824) • The key questions to ask your CPA before selling

Many investors assume if they don't walk away with much cash, they won't owe taxes. That assumption can be very expensive.

If you own rental property, commercial property, or income-producing real estate, this conversation could protect you from a surprise tax bill.

Explore the full Mastering 1031 Exchange Series here: 👉 bit.ly/mastering-1031-exchange

Milissa Ormiston-Hall, A Qualified IPES Intermediary [QI], Investment Property Exchange Services, INC 503-367-6701. [email protected] http://www.ipx1031.com/ormiston

Choose A Category Below To Find Episodes Most Helpful For You

THINKING ABOUT SELLING?

Don't list your property until you listen to these episodes:

Ep 62 - Life Of Escrow For Sellers

The process you can expect from an escrow officer and the tasks provided for a successful closing.

Ep 146 – Mastering 1031 Exchange • The Tax Surprises

Know the game BEFORE you list to sell.

Ep 145 - How Tourism Works In McKenzie River • Weddings, Events & Overnight Stays

For investors that choose to hold events, short-term rentals and more…

Ep 143 - All About Home Insurance • Union County Oregon

Review your policy on an annual basis. What's covered, what's not, and how to make sure your policy actually fits your home and your risks. Helpful for homeowners anywhere!

Ep 141 - Do I Need to Stage My Home? • Tips for Faster, Higher-Value Sale

First impressions matter.

Ep 136 - Create "Luxury Appeal" When Selling Your Home

Tips that may push your property above the competition.

Ep 75 - Benefits of a Pre-Listing Inspection: A Must Have For Home Sellers

Why it's important to be prepared before an offer to close on time.

Ep 25 - Pricing Right For The Real Estate Market

Key insight into how the real estate market works.

These resources will help you position your home for maximum value and a smoother transaction:

• Track Your Home's Value — Receive a free monthly home report
• Request a CMA (Comparative Market Analysis) — Understand your home's current market value – neighborhood perspective by your Broker
• Financial Assistance for Home Improvements — Access funds for pre-sale updates, repaid at closing – Applies with a Windermere Real Estate Broker

Support us by sharing this Podcast with your network of friends & family ~

We appreciate and value your comments to bring you information that resonates with you... and help us keep this Podcast alive!

About Your Host

Judy Casad is a Broker & Luxury Advisor with Windermere Real Estate Lane County, serving clients across Oregon, including Union County and the McKenzie River Corridor.

She is also the host of Homeowners Best Real Estate Moves, where she shares practical insights to help buyers, sellers, and investors make confident real estate decisions.

Connect with Judy

Judy Casad Broker & Luxury Advisor Windermere Real Estate Lane County Licensed in the State of Oregon – Serving McKenzie River Corridor, Union County and beyond 541-968-2400 [email protected] www.judycasad.com

Facebook Listen on your computer Podcast.JudyCasad.com

Tap the Category that resonates with your life today:

• Home Improvement Maximize investment, Smart maintenance to-do's
• Buying To Invest Get Pre-Approved! What inspectors look for, Property Search
• Selling Property Understand value, How to prepare, Financial assistance to maximize value, Escrow process, Value Report
• Homeowners Best Moves Bonus episodes about Market Updates, Financial Planning, Senior Adults learn about Downsizing & Financial Assistance and more...

How does tourism actually work behind the scenes along the McKenzie River — and How do weddings, events, and overnight stays support the entire corridor?

Our guests take you inside the layered marketing and funding system that helps position the McKenzie River Valley as a destination for celebrations, recreation, and meaningful travel — without losing the character that makes it special.

Whether you're a resident, a business owner, a venue operator, or considering an investment along the McKenzie River corridor, this episode explains how the system works — and how you can plug into it.

If you listened to Episode 144, Exploring Weddings Along The McKenzie River, this is the follow-up that explains how those efforts are supported, amplified, and sustained.

You'll hear from:

• Carol Tannenbaum, Email Chair of the McKenzie River Chamber of Commerce Tourism Committee and owner of McKenzie River Lavender, on how local leadership guides tourism funding, wayfinding, storytelling, and community-driven projects.
• Stephen Hoshaw Email and Megan Temple Email of Travel Lane County (Eugene, Cascades & Coast), on how county-level marketing moves visitors from awareness to booking and supports lodging, venues, and small businesses.
• Tori Middelstadt, Email Executive Director of the Willamette Valley Visitors Association, on how regional and out-of-state marketing amplifies communities like the McKenzie River and helps fund destination development projects.

Together, we explore:

• How transient lodging tax dollars are reinvested locally • Why gateway signage, visitor centers, and interpretive projects matter • How layered marketing (local → county → regional → state) increases overnight stays • Why weddings and event travel create ripple effects for restaurants, lodges, and service providers • How business owners and residents can engage in the tourism process • What investors should understand about long-term destination strategy

Tourism isn't just about visitors. It's about community resilience, economic stability, and thoughtful growth.

Listen in to understand how discovery becomes overnight stays, how overnight stays support local businesses, and how collaboration keeps the McKenzie River strong for generations to come.

Entrepreneur & Investor Opportunity

For entrepreneurs, hospitality operators, or investors exploring event-driven or lodging opportunities along the McKenzie River corridor, this episode outlines the layered marketing and tourism infrastructure already in place.

Properties positioned within this ecosystem benefit from:

• Local tourism committee leadership • County-level marketing through Travel Lane County (Eugene, Cascades & Coast) • Regional and out-of-state amplification through the Willamette Valley Visitors Association • Strategic investment funding for destination development • Growing interest in weddings, retreats, and experiential travel

A rare opportunity currently available within this corridor is the McKenzie River Inn — a custom-built residential inn designed for retreat, lodging, and event potential.

If you are an entrepreneur seeking a hospitality investment aligned with coordinated tourism support and long-term destination strategy, this may be worth exploring.

Learn more here: https://bit.ly/McKenzieRiverInn

For a confidential conversation, contact Judy Casad, Windermere Real Estate, LC.

Prepare to Sell and Know what to do when Buying your next Home ~

Windermere provides a financial product 'Windermere Ready' tailored specifically for homeowners preparing to sell their home. Cover the costs of repairs and upgraded features and defer payment until closing sale.*

This means you can invest in enhancing your home's appeal** with nothing due until your home sells.* From minor repairs to staging, you can make your home stand out on the market without worrying about upfront out of pocket costs.*

Interested in learning more? Call Judy today! 541-968-2400

TAP Windermere Ready to sign-up today! No cost to you until you use the funds!

*Interest and fees apply. Loan funds, interest, and fees are due upon loan acceleration, twelve months after origination, termination of your listing agreement, or the date on which Notable otherwise suspends your loan for any reasons stated in your loan agreement, whichever occurs sooner. Subject to the terms and conditions of your loan agreement with Notable Finance, LLC.

**Results may vary. Windermere Real Estate and Notable Finance, LLC do not guarantee or warranty any results. Subject to the terms and conditions of your loan agreement with Notable Finance, LLC and notablefi.com/terms. Windermere is not providing loans as part of Windermere Ready. Windermere loans are provided by Notable Finance, LLC, NMLS# 1824748. For all Borrowers in California: Loans are made or arranged pursuant to a California Finance Lenders Law license. For all Borrowers in Virginia: Notable Finance, LLC is licensed by the Virginia State Corporation Commission, CFI-243. Loan eligibility is not guaranteed and all loans are subject to credit approval and underwriting by Notable. Rules and exclusions apply.

Tap the Category that resonates with your life today:

• Home Improvement Maximize investment, Smart maintenance to-do's
• Buying To Invest Get Pre-Approved! What inspectors look for, Property Search
• Selling Property Understand value, How to prepare, Financial assistance to maximize value, Escrow process, Value Report
• Homeowners Best Moves Bonus episodes about Market Updates, Financial Planning, Senior Adults learn about Downsizing & Financial Assistance and more...

Navigating Title & Escrow What to expect from an escrow officer and the tasks provided for a successful closing.

Mastering 1031 Exchange Series

Prepare Your Home For The Market

Inspections For Sellers

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About Your Host

Judy Casad is a Broker & Luxury Advisor with Windermere Real Estate Lane County, serving clients across Oregon, including Union County and the McKenzie River Corridor.

Connect with Judy

Judy Casad Broker & Luxury Advisor Windermere Real Estate Lane County Licensed in the State of Oregon – Serving McKenzie River Corridor, Union County and beyond 541-968-2400 [email protected] www.judycasad.com

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