Even highly qualified buyers — professionals, investors, or those purchasing second homes — benefit from structured Pre-Approval. In competitive situations, strong financial positioning communicates stability, seriousness, and respect for the seller's time.

Whether this is your First Home… your Move-Up Property… or a Lifestyle Purchase with land and long-term vision — your financing conversation is the foundation of a clean, confident offer.

Today, we're walking through why PRE-QUALIFICATION IS YOUR FIRST SMART MOVE — and how it positions you as a serious, prepared buyer in Union County.

Let's build confidence before you start touring.

• What a mortgage pre-approval really means
• Why sellers prioritize pre-approved buyers
• How pre-approval strengthens your offer
• The risks of house hunting without financing in place
• Tips to prepare for a smooth lending process

Corri Klebaum NMLS #211442 Certified Mortgage Advisor / Branch Manager

EDGE Home Finance #891464 Equal Housing Opportunity / For Licensing Disclaimer, NMLS Consumer Access Portal & Privacy Policy visit teamklebaum.com

Proudly serving Arizona, California, Colorado, Florida, Georgia, Idaho, Minnesota, Montana, New Mexico, Oklahoma, Oregon, Tennessee, Texas, Utah, Virginia, Washington & Wisconsin!

LOOKING TO BUY? Under Contract?

Don't make a move until you listen to these episodes:

Ep 59 – Life Of Escrow For Buyers

The process you can expect from an escrow officer and the tasks provided for a successful closing.

Ep 77 – Complete Guide For House Inspection - What Every Buyer Needs To Know

Wouldn't you want to know what you are buying and avoid pitfalls?

Ep 121 – Why Buying a Home Is a Win

In this episode we explore Key Reasons and Examples of how and why buying a home is a win - as a valuable long-term asset - and provide security for your future

Ep 143 – All About Home Insurance (Union County, Oregon)

Key insight to review your policy on an annual basis. What's covered, what's not, and how to make sure your policy actually fits your home and your risks, especially in Union County and the State of Oregon.

Ep 148 – Why Home Buyers Must Get Pre-Approved Before Making an Offer

In competitive situations, strong financial positioning communicates stability, seriousness, and respect for the seller's time.

Ep 149 – The Dirty Dozen • Top Mistakes Home Buyers Make Before Closing

Why it's important to communicate with your lender and real estate broker.

Is your purchase contingent on selling your current home? These resources will help you position your home for maximum value and a smoother transaction:

• Track Your Home's Value — Receive a free monthly home report
• Request a CMA (Comparative Market Analysis) — Understand your home's current market value – neighborhood perspective by your Broker
• Financial Assistance for Home Improvements — Access funds for pre-sale updates, repaid at closing – Applies with a Windermere Real Estate Broker

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About Your Host

Judy Casad is a Broker & Luxury Advisor with Windermere Real Estate Lane County, serving clients across Oregon, including Union County and the McKenzie River Corridor.

She is also the host of Homeowners Best Real Estate Moves, where she shares practical insights to help buyers, sellers, and investors make confident real estate decisions.

Connect with Judy

Judy Casad Broker & Luxury Advisor Windermere Real Estate Lane County Licensed in the State of Oregon – Serving McKenzie River Corridor, Union County and beyond 541-968-2400 [email protected] www.judycasad.com

Facebook Listen on your computer Podcast.JudyCasad.com

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• Selling Property Understand value, How to prepare, Financial assistance to maximize value, Escrow process, Value Report
• Homeowners Best Moves Bonus episodes about Market Updates, Financial Planning, Senior Adults learn about Downsizing & Financial Assistance and more...