DC Talks Podcast With David Cinelli

Ep. 149 | GTA Real Estate Trends Explained: Affordability, Inventory, and Rate Changes


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After years of frenzied bidding wars and soaring prices, the GTA real estate market is moving toward balance. But what does that really mean for buyers and sellers today? Are lower prices a brief window of opportunity or the start of a longer-term correction? And with sales slowing while inventory rises, how should you navigate this evolving landscape?

In this episode, we break down the latest market trends and explore what they mean in practical terms. From affordability and interest rates to new construction incentives and supply dynamics, we cover the factors shaping decisions for buyers, sellers, and investors alike.

We discuss:

• How a 7.2% dip in average selling prices is impacting buyer confidence

• Why sales are down almost 10% despite improved affordability • The real effect of recent Bank of Canada rate adjustments on monthly mortgage payments

• How first-time buyer incentives, including the new HST rebate, are influencing the market

• Which property types are moving fastest and which are lagging as inventory rises

• Strategies for sellers to stand out in a more balanced market

• What to expect in early 2026, stabilization, rising prices, or continued softening

Whether you are thinking of buying, selling, or just trying to understand what these numbers mean for the GTA housing market, this episode provides insight, context, and actionable advice for navigating today’s market with confidence.

Subscribe for more real estate updates, market analysis, and practical tips to help you make smarter decisions in a changing market.


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DC Talks Podcast With David CinelliBy David Cinelli


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