In this episode, Neal confesses a hard truth: his most dreaded opponents aren't Masters - they're "unrated" and "lower-rated" opponents who absolutely do not play like their numbers suggest. We talk about underrated players, rating lag, adult improvers on the rise, and why underestimating your opponent is the fastest way to donate a point. If you've ever sat down thinking "this should be fine" and immediately regretted it, this one's for you.

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