Age old question "Do I really need 20% to buy a house?".  Spoiler: No! So many people are fooled by this myth, make sure you are not one! On today's episode Michael is busting this myth! Tune into myth buster Monday!

Reach out to our team if you would like to start the process of buying a home or if you have any home buying questions! 615-499-6335

Age old question "Do I really need 20% to buy a house?". Spoiler: No! So many people are fooled by this myth, make sure you are not one! On today's episode Michael is busting this myth! Tune into myth buster Monday! Reach out to our team if you would like to start the process of buying a home or if you have any home buying questions! 615-499-6335

Ep. #18 Do You Really Need 20%?

Welcome to HomeBuying Made Easy – the podcast that turns the confusing, stressful, and often intimidating home-buying process into something straightforward, predictable, and yes… actually easy.

Hosted by mortgage industry expert Michael Dendy, this show is built for:

▫️First-time home buyers who feel overwhelmed by credit scores, down payments, and closing costs
▫️Veterans and active-duty military ready to unlock the full power of their hard-earned VA loan benefits (including $0 down and no PMI – ever)
▫️Move-up buyers shopping for their second home or vacation property
Real-estate investors looking for rental properties, fix-and-flips, or BRRRR strategies
▫️Anyone who’s tired of generic advice and wants the real-world shortcuts the big banks and “gurus” never tell you about

Every Monday and Friday, Michael pulls back the curtain on today’s mortgage and real-estate landscape in short episodes that are truly digestible. You’ll discover:

How to buy a home with little or no money down – even if you’re not a veteran
The truth about VA loans in 2025–2026 (and the little-known rules that can save you tens of thousands)
Exactly what credit score you really need (hint: it’s lower than you think)
How to negotiate closing costs and get sellers or lenders to pay them
Investment property financing hacks – 5–10% down deals that most loan officers swear don’t exist
Second-home vs. investment property: the one decision that can save you $50k–$100k+ in taxes and interest
Rate-lock strategies, buydowns, lender credits, and the questions that force lenders to compete for your business
Step-by-step closing timelines so you never get blindsided again

No fluff. No sponsored fluff segments. Just advice from an on-the-ground mortgage expert distilled into actionable episodes you can listen to on your commute or while walking the dog.
Whether you’re buying your first condo, your family’s forever home, a lake house, or your tenth rental property, HomeBuying Made Easy gives you the confidence, the checklist, and the insider knowledge to win in any market.

New episodes drop every Monday and Friday morning.
Subscribe now and get the keys to your next front door – without the headaches.

Hosted by mortgage industry expert Michael Dendy
Let’s make home buying easy – together.

Business

Education

Welcome to HomeBuying Made Easy – the podcast that turns the confusing, stressful, and often intimidating home-buying process into something straightforward, predictable, and yes… actually easy. Hosted by mortgage industry expert Michael Dendy, this show is built for: ▫️First-time home buyers who feel overwhelmed by credit scores, down payments, and closing costs ▫️Veterans and active-duty military ready to unlock the full power of their hard-earned VA loan benefits (including $0 down and no PMI – ever) ▫️Move-up buyers shopping for their second home or vacation property Real-estate investors looking for rental properties, fix-and-flips, or BRRRR strategies ▫️Anyone who’s tired of generic advice and wants the real-world shortcuts the big banks and “gurus” never tell you about Every Monday and Friday, Michael pulls back the curtain on today’s mortgage and real-estate landscape in short episodes that are truly digestible. You’ll discover: How to buy a home with little or no money down – even if you’re not a veteran The truth about VA loans in 2025–2026 (and the little-known rules that can save you tens of thousands) Exactly what credit score you really need (hint: it’s lower than you think) How to negotiate closing costs and get sellers or lenders to pay them Investment property financing hacks – 5–10% down deals that most loan officers swear don’t exist Second-home vs. investment property: the one decision that can save you $50k–$100k+ in taxes and interest Rate-lock strategies, buydowns, lender credits, and the questions that force lenders to compete for your business Step-by-step closing timelines so you never get blindsided again No fluff. No sponsored fluff segments. Just advice from an on-the-ground mortgage expert distilled into actionable episodes you can listen to on your commute or while walking the dog. Whether you’re buying your first condo, your family’s forever home, a lake house, or your tenth rental property, HomeBuying Made Easy gives you the confidence, the checklist, and the insider knowledge to win in any market. New episodes drop every Monday and Friday morning. Subscribe now and get the keys to your next front door – without the headaches. Hosted by mortgage industry expert Michael Dendy Let’s make home buying easy – together.

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Ep. #18 Do You Really Need 20%?

Ep. #18 Do You Really Need 20%?