Welcome to Home Buying Made Easy - the podcast where we break down mortgages, real estate, and home buying without all the industry BS. From first-time buyers to veterans using VA loans to seasoned homeowners, we give you straight answers to your biggest questions. No jargon, no confusion, just the truth about home buying. New episodes every week - listen now!

Reach out to our team with any questions or to connect with the real estate professional you need!

Welcome to Mythbuster Monday! Today we're tackling a myth that stops too many veterans from using their benefits: "You have to have served in combat to get a VA loan."

This is completely false - and it's costing veterans one of the best benefits they've earned through their military service.

In this episode of Home Buying Made Easy, we break down the real VA loan eligibility requirements. Whether you served stateside, deployed to non-combat zones, or spent your entire career at a desk - if you meet the service requirements, you likely qualify for 0% down, no PMI, and competitive rates.

If you want to learn more about your specific eligibility or have questions, reach out to our team - we're here to help.

Closing day is done, the keys are in your hand - now what?

Homeownership starts the day after closing - make sure you're ready.

In this episode of Home Buying Made Easy, we cover everything that happens after you close on your home. Immediate and long term. Tune in NOW!

If you want to learn more or have questions about your specific situation, reach out to our team - we're here to help.

Welcome to Myth buster Monday! Every Monday from now on, we're busting the myths about mortgages, real estate, and home buying.

Today's myth: "You can only use your VA loan benefit once."

This is one of the most common misconceptions we hear from veterans and active duty service members. The truth? You can use your VA loan benefit multiple times - and we're breaking down exactly how it works.

In this episode, we explain VA loan entitlement, how to restore your benefit after selling, what happens if you want to buy another home while still owning one with a VA loan, and the rules around using your benefit more than once. Whether you've already used your VA loan or you're thinking about using it for the first time, this episode clears up the confusion.

Your military service earned you this benefit - make sure you're using it to its full potential.

If you want to learn more or have questions about your specific VA loan situation, reach out to our team - we're here to help. Call or Text 615-499-6335 or email [email protected]!

Got your eye on that new furniture for your future home? Thinking about opening a store credit card to save 20%? Stop right there. In this episode of Home Buying Made Easy, we explain why opening new credit lines during the home buying process can literally cost you the house.

We break down what happens behind the scenes when you apply for new credit - how it affects your credit score, changes your debt-to-income ratio, and triggers red flags with your lender. We also cover what counts as "new credit" (it's more than you think).

Whether you're just starting your home search or already under contract, this episode will save you from making a costly mistake that kills your loan approval.

If you want to learn more or have questions about your specific situation, reach out to our team - we're here to help

Should you buy or keep renting in 2026? With current interest rates, home prices, and market conditions, it's a question a lot of people are wrestling with. In this episode of Home Buying Made Easy, we break down the buy vs. rent decision for 2026 - no BS, just the real math and factors you need to consider.

We cover what's actually happening in the housing market right now, the hidden costs of both buying and renting and the non-financial factors that should influence your decision. Whether you're a first-time buyer wondering if now is the right time or a renter trying to figure out if you should keep waiting, this episode helps you make the choice that's right for your situation.

If you want to learn more about your specific situation or have questions about buying in 2026, reach out to our team - we're here to help.

Happy New Year! We're kicking off 2026 with an episode all about HELOCs - Home Equity Lines of Credit. If you're a homeowner looking at ways to leverage your equity this year, this one's for you.

In this episode of Home Buying Made Easy, we break down what HELOCs are, how they work, and when they make sense. We cover the basics: how HELOCs differ from home equity loans, how interest rates work, what you can use them for, and the pros and cons of tapping into your home's equity. Whether you're considering home renovations, debt consolidation, or investment opportunities in 2026, this episode gives you the straight truth without the jargon.

Starting the year informed means making better financial decisions. If you want to learn more about whether a HELOC is right for your situation or have specific questions, reach out to our team - we're here to help.

Your offer was accepted - congrats! But you're not done yet. Going under contract is exciting, but it's also when most deals fall apart. In this episode of Home Buying Made Easy, we cover the critical things you MUST do (and absolutely CAN'T do) between going under contract and closing day.

We walk through everything that happens between "yes" and closing - the inspections, appraisals, and final underwriting that can make or break your purchase. More importantly, we cover the mistakes buyers make during this period that cost them the house: opening new credit cards, making big purchases, changing jobs, or missing critical deadlines.

From credit checks to that new car you're thinking about buying - learn what can torpedo your deal and how to protect yourself during this crucial period. Whether you're a first-time buyer or on your third home, this episode will help you navigate the under-contract period without sabotaging your own deal.

As always reach out to our team with any questions you may have and we would love to help make home buying easy for you and your family!

615-499-6335

Is now the right time to buy or sell in Middle Tennessee? In this episode, Michael Dendy breaks down the difference between buyers markets and sellers markets in plain English - no real estate jargon, just practical insights you can use.

You'll discover the key indicators that tell you what kind of market we're in, including the "months of inventory" metric that pros use to gauge market conditions. Michael shares what's happening RIGHT NOW in the Nashville metro area, analyzing current trends in price cuts, days on market, and buyer behavior.

More importantly, you'll learn actionable strategies for both buyers and sellers in today's shifting market. Should you wait? Should you jump in? What negotiating power do you actually have? Michael covers the critical things to know whether you're a first-time homebuyer, a veteran using VA benefits, or a homeowner considering your next move.

If you're trying to build wealth through real estate and want to understand where the Middle Tennessee market is headed in 2025, this episode gives you the clarity to make confident decisions.

Buying a home as a veteran comes with unique advantages—and a few key things to understand. In this episode of Home Buying Made Easy, we break down everything veterans need to know about the VA home loan: zero down payment options, no private mortgage insurance, competitive rates, and eligibility requirements explained in plain English. We’ll share practical tips on avoiding common pitfalls, maximizing your benefits, and navigating the process smoothly. Whether you're a first-time buyer or using your VA benefit for the first time in years, this episode will empower you to make confident, informed decisions. If you've served, you've earned these benefits—let’s make sure you use them wisely!

Any questions, we'd love to answer them reach out to us at [email protected]