Pre-qualified and pre-approved sound like the same thing, but they're not - and the difference could cost you the house. In this episode, we break down what each one actually means, why sellers and agents treat them differently, and which one you need before you start house hunting. If you're serious about buying, this episode will save you time and frustration.

If you want to learn more or have questions about getting pre-approved, reach out to our team - we're here to help.

In this episode, Michael is covering how long you may need to be at a job in order to qualify for a mortgage. If you have questions not mentioned in this episode or pertaining to your specific situation, let our team know call or text 615-499-6335.

This week's episode is something completely different - and we guarantee you'll laugh. In this special episode of Home Buying Made Easy, I brought my 8 and 11-year-old kids into the studio (okay, my home office) to see if they could define common mortgage and real estate terms.

The rules were simple: I give them a term we use in the mortgage industry, and they try to explain what it means. No help, no hints, just their best guess based on what the word sounds like or what they think I do at work. Tune in now!

Reach out to our team with any questions or to apply! 615-499-6335

Ever wondered if you could put less down to buy a home? Even if you're not buying for the first time there are still ways to get assistance to own your home!

Reach out to our team for more information or to fill out an application!

615-499-6335

Today we're covering the basics! What is a home loan and what types of loans are there? Join us today for an episode where Michael answers the most basic but very beneficial for YOUR home buying experience!

As always our team is available for any questions you may have, reach out to us at 615-499-6335

What's coming in the 2026 mortgage and housing market? In this episode, I sit down with my pipeline manager to talk predictions, trends, and what we're actually seeing on the ground. We cover interest rates, inventory, buyer demand, and what it all means if you're planning to buy or refinance this year. Real insights from people who live in the mortgage world every day.

If you want to learn more or have questions about buying in 2026, reach out to our team - we're here to help. 615-499-6335

Today Michael is covering everything Debt to Income (DTI), what you need to know about what you need for your homebuying experience! Make sure to catch up on all episodes!

Call our team with any questions or to apply for a loan! 615-499-6335

Age old question "Do I really need 20% to buy a house?". Spoiler: No! So many people are fooled by this myth, make sure you are not one! On today's episode Michael is busting this myth! Tune into myth buster Monday!

Reach out to our team if you would like to start the process of buying a home or if you have any home buying questions! 615-499-6335

Not all lenders are created equal. In this episode, we break down the difference between wholesale and retail lenders - and what it means for you as a home buyer. We explain how mortgage brokers work, why big banks aren't always the best option, and how to find the lender that gives you the best rate, service, and experience. Understanding this could save you thousands.

If you want to learn more or have questions about finding the right lender, reach out to our team - we're here to help.

Mythbuster Monday is here! Today's myth: "You should always pick the lender with the lowest rate." Not so fast. In this episode, we explain why the lowest interest rate doesn't always mean the best deal. We break down closing costs, lender fees, points, and the real math behind comparing loan offers. The lowest rate might actually cost you thousands more - here's how to spot it.

If you want to learn more or have questions about comparing lenders, reach out to our team - we're here to help.