How much money do you really need to retire abroad?

In this episode of The Bougie Expat Podcast, Sable sits down with Nakia Lawson, also known as The Tall Money Lady, to talk about retirement, relocation, savings, income, and what Black women over 40 need to think through before building a life outside the U.S.

Nakia shares why retirement planning should start with the life you want to feel, not just a number in your bank account. She and Sable talk about the real cost of retiring abroad, why your monthly budget depends on your lifestyle, and how savings, income streams, investments, pensions, Social Security, and emergency funds all work together.

They also discuss why moving abroad is not the same as going on vacation. Your relocation plan should include housing, healthcare, travel, family visits, savings, income, and a clear money plan that supports the life you want.

This episode is for Black women over 40 who are thinking about retiring overseas, moving abroad, or creating a more intentional next chapter with financial peace and freedom.

This episode is for education and conversation only. It is not personal financial advice.

In This Episode

•  How to think about retirement abroad after 40 
•  Why your retirement number depends on your lifestyle 
•  The difference between savings and income 
•  Why three to six months of expenses still matters abroad 
•  How to plan for healthcare, travel, and family visits 
•  Why Social Security, pensions, and retirement accounts need a clear plan 
•  How investments can support monthly income 
•  Why saving alone may not build long-term wealth 
•  The value of trade-offs when working toward a relocation goal 
•  Why self-prioritization matters for Black women planning retirement 
•  How your circle can support your financial goals 

Guest Info

Guest: Nikia Lawson
Known as: The Tall Money Lady
Focus: Retirement planning, money strategy, and financial education

Connect with Nikia on social media at The Tall Money Lady.

Thank you for listening to The Bougie Expat Podcast.

If this episode spoke to you, subscribe to the podcast and share it with another Black woman over 40 who has been thinking about relocating abroad, retiring overseas, or designing a new chapter with more freedom, peace, and intention.

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