RE: Real Estate Podcast

Ep. 33 - So You Bought a House...Now What?


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Ep. 33 - So You Bought a House…Now What?

Keywords

homeownership, real estate, homestead exemption, maintenance, insurance, financial planning, utilities, property taxes, homeowner tips, buying a house

 

Summary

In this episode of the RE Real Estate Podcast, hosts Clint C. Galliano and Ben Harang discuss the essential steps and considerations for new homeowners after purchasing a house. They cover topics such as the transition from being a tenant to an owner, the importance of the homestead exemption, making changes to the home, managing insurance and utilities, preventative maintenance, and financial planning for future expenses. The conversation emphasizes the long-term benefits of homeownership and the importance of being proactive in managing a property.

 

Takeaways

·         Homeownership brings new responsibilities compared to renting.

·         Changing locks after buying a house is crucial for security.

·         The homestead exemption can significantly reduce property taxes.

·         It's important to live in a house before making major changes.

·         Notify your mortgage company about any changes in insurance.

·         Preventative maintenance can save homeowners from costly repairs.

·         Setting aside funds for home repairs is a smart financial strategy.

·         Regularly changing air filters is essential for HVAC maintenance.

·         Understanding the long-term benefits of homeownership is vital.

·         Paying extra on your mortgage can significantly reduce the loan term.

 

Sound bites

"You might get it."

"It's a big deal."

"Life gets in the way."

 

Chapters

00:00 Introduction to Homeownership

00:52 The Transition from Tenant to Homeowner

03:24 Understanding Homestead Exemptions

06:02 Making Smart Improvements

08:41 Insurance Responsibilities

11:11 Preventative Maintenance Essentials

13:52 Financial Planning for Homeowners

16:38 The Importance of Home Maintenance

18:30 Conclusion and Final Thoughts

 

Hosts 

Ben Harang, REALTOR® La. 

License #: 36589 

Keller Williams Realty Bayou Partners 

Mobile: 985.859.2500 

Office: 985.262.4400 

[email protected]

benharang.com 

 

Clint C. Galliano, REALTOR® 

La. License #: 995704723 

Keller Williams Realty Bayou Partners 

Mobile: 985.647.4479 

Office: 985.262.4400 

[email protected]

clintcgallianorealtor.com 

 

Produced by Clint Galliano 

Music by Wiggins Studios

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RE: Real Estate PodcastBy Ben Harang & Clint Galliano