Ep. 37 – Choosing the Right Agent

Keywords

real estate, choosing agent, experience, communication, compatibility, market knowledge, local expertise, buyer representation, real estate podcast

Summary

In this episode of the RE Real Estate Podcast, hosts Ben Harang and Clint C. Galliano discuss the essential factors to consider when choosing the right real estate agent. They emphasize the importance of finding an agent that matches your personality and communication style, as well as the significance of experience and local market knowledge. The conversation also covers the need for compatibility and effective communication between clients and agents, and the importance of having a clear contract with an option to exit if necessary. The episode concludes with final thoughts on the emotional aspects of buying or selling a home and the value of a good agent-client relationship.

Takeaways

·         Finding the right agent is about personal connection.

·         Experience in real estate brings market value.

·         Local knowledge is crucial for effective representation.

·         Communication style should match your preferences.

·         Verify an agent's license and track record.

·         Compatibility with your agent is key to success.

·         Ask agents about their experience in specific neighborhoods.

·         Ensure your contract has an exit option.

·         Emotional decisions should be avoided in real estate transactions.

·         A good agent-client relationship enhances the buying/selling experience.

Sound bites

"Experience brings market value."

"It's an emotional buy or sell."

"Talk to you later, Clint."

Chapters

00:00 Choosing the Right Real Estate Agent

07:43 Experience and Track Record

11:46 Verifying Credentials and Communication

17:04 Compatibility and Local Knowledge

23:11 Final Thoughts on Agent Selection

Hosts 

Ben Harang, REALTOR® La. 

License #: 36589 

Keller Williams Realty Bayou Partners 

Mobile: 985.859.2500 

Office: 985.262.4400 

[email protected]

benharang.com 

Clint C. Galliano, REALTOR® 

La. License #: 995704723 

Keller Williams Realty Bayou Partners 

Mobile: 985.647.4479 

Office: 985.262.4400 

[email protected]

clintcgallianorealtor.com 

Produced by Clint Galliano 

Music by Wiggins Studios

Click here to view the episode transcript.

Ep. 36 - Market Update: Jun-2025

Keywords

real estate, market update, Bayou Board, Houma, Thibodaux, buyer's market, seller's market, median sale price, inventory, real estate trends

Summary

In this episode, Clint C. Galliano and Ben Harang provide a comprehensive market update for the Bayou Board of Realtors, focusing on residential properties. They discuss current trends, statistics, and insights into specific micro markets like Houma and Thibodaux. The conversation highlights the shift towards a buyer's market, the implications of inventory levels, and strategies for buyers and sellers in the current real estate landscape.

Takeaways

·         New listings are up both month-over-month and year-to-date.

·         The market is trending towards a buyer's market overall.

·         Median sale prices vary significantly between different areas.

·         Houma has a higher median sold price compared to the overall board.

·         Thibodaux shows a tighter inventory and higher demand.

·         The average sale price has increased slightly year-to-date.

·         Days on the market have increased, indicating a slower pace.

·         Buyers may find better deals in Houma than in Thibodaux.

·         It's essential to work with the right agent to navigate the market.

·         The podcast aims to educate buyers and sellers about current market conditions.

Sound bites

"The market has slowed a little bit."

"We're trending as a buyer's market."

"It's always a good time to buy."

Chapters

00:00 Market Overview and Current Trends

02:40 Detailed Analysis of Bayou Board Statistics

05:15 Micro Market Insights: Houma vs. Thibodaux

09:37 Buying Strategies in Current Market Conditions

Hosts 

Ben Harang, REALTOR® La. 

License #: 36589 

Keller Williams Realty Bayou Partners 

Mobile: 985.859.2500 

Office: 985.262.4400 

[email protected]

benharang.com 

Clint C. Galliano, REALTOR® 

La. License #: 995704723 

Keller Williams Realty Bayou Partners 

Mobile: 985.647.4479 

Office: 985.262.4400 

[email protected]

clintcgallianorealtor.com 

Produced by Clint Galliano 

Music by Wiggins Studios

Click here to view the episode transcript.

Ep. 35 – So You Bought a House…Now What?!?

Keywords

home ownership, real estate, maintenance costs, budgeting, appliances, tax benefits, homeowner responsibilities, financial planning, hidden costs, property value

Summary

In this episode of the R.E. Real Estate Podcast, hosts Clint Galliano and Ben Harang discuss the often-overlooked costs associated with home ownership. They delve into maintenance responsibilities, hidden costs, and the importance of budgeting for repairs. The conversation also touches on appliance longevity, financial planning for homeowners, and potential tax benefits. The hosts emphasize the need for preparation and research to ensure a smooth home ownership experience.

Takeaways

·         Home ownership involves more than just mortgage payments.

·         Budgeting for maintenance is crucial for preserving home value.

·         Hidden costs like HOA dues can impact your finances.

·         Appliances have a finite lifespan and may need replacement.

·         Research is key when purchasing new appliances.

·         Setting aside funds for repairs can alleviate stress.

·         Homeowners should keep receipts for appliances for warranty purposes.

·         Tax benefits can be associated with home ownership.

·         Understanding your responsibilities as a homeowner is essential.

·         Planning ahead can lead to a more enjoyable home ownership experience.

Sound bites

"The real costs of home ownership."

"Be prepared for maintenance costs."

"Put some money aside for repairs."

Chapters

00:00 Understanding the Real Costs of Home Ownership

05:29 Hidden Costs and Maintenance Responsibilities

11:11 Appliance Longevity and Replacement Strategies

14:20 Financial Preparedness for Homeowners

18:18 Tax Benefits and Homeowner Exemptions

Hosts 

Ben Harang, REALTOR® La. 

License #: 36589 

Keller Williams Realty Bayou Partners 

Mobile: 985.859.2500 

Office: 985.262.4400 

[email protected]

benharang.com 

Clint C. Galliano, REALTOR® 

La. License #: 995704723 

Keller Williams Realty Bayou Partners 

Mobile: 985.647.4479 

SMS Hotline: 985.200.5447

Office: 985.262.4400 

[email protected]

clintcgallianorealtor.com 

Produced by Clint Galliano 

Music by Wiggins Studios

Click here to view the episode transcript.

Ep. 34 - Market Update: May-2025

Keywords

real estate, Lafourche Parish, Terrebonne Parish, market trends, property values, listings, buyer's market, seller's market, inventory, real estate podcast

Summary

In this episode of the RE Real Estate Podcast, hosts Ben Harang and Clint Galliano discuss the current market trends in Lafourche and Terrebonne parishes. They analyze key metrics such as inventory levels, median sold prices, and the dynamics of active and pending listings. The conversation highlights the differences between the two parishes, with Lafourche showing signs of a balanced market while Terrebonne is identified as a buyer's market. The hosts also share insights on strategies for sellers in the current market conditions.

Takeaways

·         Lafourche Parish is experiencing a balanced market with 6.44 months of inventory.

·         The median sold price in Lafourche is $231,250, reflecting a slight discount from the list price.

·         Terrebonne Parish has 8.65 months of inventory, indicating a buyer's market.

·         New listings in Lafourche increased by 6.8% month over month.

·         The median list price for new listings in Terrebonne is $215,000, down 10.5% month over month.

·         Active listings in Terrebonne have a median price of $235,000, with 547 properties available.

·         Pending listings in Lafourche show a significant increase in properties under contract.

·         The hosts emphasize the importance of pricing strategies for sellers in a fluctuating market.

·         There are regional differences in market health within Lafourche and Terrebonne parishes.

·         The overall real estate market is still recovering, with pockets of strength and weakness. 

Sound bites

"The median sold price is $231,250."

"The health of the market is changing."

"If you're realistic on today's pricing."

Chapters

00:00 Introduction to Market Trends

02:44 Lafourche Parish Market Overview

05:17 Active and Pending Listings in Lafourche

07:50 Terrebonne Parish Market Overview

10:22 Comparative Analysis of Lafourche and Terrebonne

12:49 Market Dynamics and Seller Strategies

15:53 Conclusion and Call to Action

Hosts 

Ben Harang, REALTOR® La. 

License #: 36589 

Keller Williams Realty Bayou Partners 

Mobile: 985.859.2500 

Office: 985.262.4400 

[email protected]

benharang.com 

Clint C. Galliano, REALTOR® 

La. License #: 995704723 

Keller Williams Realty Bayou Partners 

Mobile: 985.647.4479 

Office: 985.262.4400 

[email protected]

clintcgallianorealtor.com 

Produced by Clint Galliano 

Music by Wiggins Studios

Click here to view the episode transcript.

Ep. 33 - So You Bought a House…Now What?

Keywords

homeownership, real estate, homestead exemption, maintenance, insurance, financial planning, utilities, property taxes, homeowner tips, buying a house

Summary

In this episode of the RE Real Estate Podcast, hosts Clint C. Galliano and Ben Harang discuss the essential steps and considerations for new homeowners after purchasing a house. They cover topics such as the transition from being a tenant to an owner, the importance of the homestead exemption, making changes to the home, managing insurance and utilities, preventative maintenance, and financial planning for future expenses. The conversation emphasizes the long-term benefits of homeownership and the importance of being proactive in managing a property.

Takeaways

·         Homeownership brings new responsibilities compared to renting.

·         Changing locks after buying a house is crucial for security.

·         The homestead exemption can significantly reduce property taxes.

·         It's important to live in a house before making major changes.

·         Notify your mortgage company about any changes in insurance.

·         Preventative maintenance can save homeowners from costly repairs.

·         Setting aside funds for home repairs is a smart financial strategy.

·         Regularly changing air filters is essential for HVAC maintenance.

·         Understanding the long-term benefits of homeownership is vital.

·         Paying extra on your mortgage can significantly reduce the loan term.

Sound bites

"You might get it."

"It's a big deal."

"Life gets in the way."

Chapters

00:00 Introduction to Homeownership

00:52 The Transition from Tenant to Homeowner

03:24 Understanding Homestead Exemptions

06:02 Making Smart Improvements

08:41 Insurance Responsibilities

11:11 Preventative Maintenance Essentials

13:52 Financial Planning for Homeowners

16:38 The Importance of Home Maintenance

18:30 Conclusion and Final Thoughts

Hosts 

Ben Harang, REALTOR® La. 

License #: 36589 

Keller Williams Realty Bayou Partners 

Mobile: 985.859.2500 

Office: 985.262.4400 

[email protected]

benharang.com 

Clint C. Galliano, REALTOR® 

La. License #: 995704723 

Keller Williams Realty Bayou Partners 

Mobile: 985.647.4479 

Office: 985.262.4400 

[email protected]

clintcgallianorealtor.com 

Produced by Clint Galliano 

Music by Wiggins Studios

Click here to view the episode transcript.

Ep. 32 – Flood Insurance: What It Is & What It Isn’t

Keywords

flood zones, flood insurance, real estate, home buying, Louisiana, flood risk, insurance requirements, property value, home safety, real estate podcast

Summary

In this episode, Ben Harang and Clint C. Galliano discuss the complexities of flood zones and flood insurance, particularly in Louisiana. They clarify common misconceptions about flood zones, explain the different classifications, and highlight the importance of understanding insurance requirements when buying a home. The conversation emphasizes the need for homeowners to be informed about their flood risk and the implications of flood insurance on property ownership.

Takeaways

·         Flood zones are classified into different categories based on risk.

·         Many people mistakenly believe they are not in a flood zone.

·         Flood insurance is often required for properties in special flood hazard zones.

·         Changes in flood zone maps can surprise homeowners regarding insurance requirements.

·         Understanding flood insurance can save homeowners significant costs.

·         Homeowners should consult with insurance agents for accurate information.

·         Flood insurance premiums can vary significantly based on flood zone classification.

·         Properties in flood zones may require both homeowners and flood insurance.

·         Educating oneself about flood risks is crucial for homebuyers.

·         The conversation highlights the importance of being proactive about flood insurance.

Sound bites

"Everywhere is a flood zone."

"Flood insurance is a big deal."

"It's been real fun."

Chapters

00:00 Introduction to Flood Zones

02:42 Understanding Flood Zone Classifications

04:57 The Impact of New Flood Maps

07:40 Navigating Flood Insurance Policies

10:32 The LOMA Process Explained

12:58 The Importance of Insurance Education

15:54 Conclusion and Final Thoughts

Hosts 

Ben Harang, REALTOR® La. 

License #: 36589 

Keller Williams Realty Bayou Partners 

Mobile: 985.859.2500 

Office: 985.262.4400 

[email protected]

benharang.com 

Clint C. Galliano, REALTOR® 

La. License #: 995704723 

Keller Williams Realty Bayou Partners 

Mobile: 985.647.4479 

Office: 985.262.4400 

[email protected]

clintcgallianorealtor.com 

Produced by Clint Galliano 

Music by Wiggins Studios

Click here to view the episode transcript.

Ep. 31 - Thinking of Buying a Home? - Let’s Talk Money Strategy, Pt. II

Keywords

home buying, financial strategy, real estate, credit score, mortgage, buyer habits, real estate agent, home purchase timing, closing costs, home buying process

Summary

In this episode of the R.E. Real Estate Podcast, Clint C. Galliano discusses essential financial strategies for prospective home buyers. He covers common pitfalls to avoid, the importance of timing in the home buying process, and the role of real estate agents. The conversation emphasizes smart buyer habits, the steps involved in purchasing a home, and the significance of preparation and financial readiness.

Takeaways

·         Avoid opening new credit accounts before buying a home.

·         Large unexplained bank deposits can derail financing.

·         Consult a lender to understand your financial situation.

·         Timing is crucial; start your home search early.

·         Don't wait until your lease is about to end to buy.

·         Understand all costs involved in buying a home.

·         Track your spending to adjust your budget accordingly.

·         Save for down payments, closing costs, and reserves.

·         Ask questions to clarify any uncertainties.

·         Prepare early to ensure a smooth home buying process.

Sound bites

"Don't open new credit accounts."

"It's not just a down payment."

"Set up your home savings account."

Chapters

00:00 Introduction to Home Buying Strategies

01:23 Common Pitfalls in Home Buying

04:20 Timing Your Home Purchase

07:31 The Importance of Working with an Agent

10:17 Smart Buyer Habits

13:19 The Home Buying Process Explained

15:46 Final Thoughts and Next Steps

Hosts 

Ben Harang, REALTOR® La. 

License #: 36589 

Keller Williams Realty Bayou Partners 

Mobile: 985.859.2500 

Office: 985.262.4400 

[email protected]

benharang.com 

Clint C. Galliano, REALTOR® 

La. License #: 995704723 

Keller Williams Realty Bayou Partners 

Mobile: 985.647.4479 

Office: 985.262.4400 

[email protected]

clintcgallianorealtor.com 

Produced by Clint Galliano 

Music by Wiggins Studios

Am I Ready to Buy Checklist

https://drive.google.com/file/d/19j9xs5dEE67xU9C35hRO5w6GDbOG1zgq/view?usp=drive_link

Click here to view the episode transcript.

Ep. 30 – Thinking of Selling Your home Without an Agent? Here’s What You Need to Know!

Summary

In this episode, Ben Harang and Clint C. Galliano discuss the ins and outs of selling a home without an agent, commonly known as For Sale By Owner (FSBO). They explore the potential risks and rewards of this approach, emphasizing the importance of understanding the real estate market, pricing strategies, and the legal paperwork involved. The hosts also highlight the significance of effective marketing and negotiation tactics, as well as the value of professional guidance throughout the selling process.

Takeaways

·         Selling a home without an agent is known as FSBO.

·         Statistically, less than 10% of FSBO sellers are successful.

·         Real estate agents can often help sellers net more money after fees.

·         Pricing a home correctly is crucial to avoid undervaluation.

·         FSBO sellers have limited access to qualified buyers.

·         Safety concerns arise when allowing strangers into your home.

·         Proper paperwork is essential to avoid legal issues.

·         Professional marketing, including quality photos, is vital.

·         Negotiation leverage is reduced for FSBO sellers.

·         Having professional guidance can prevent costly mistakes.

Sound Bites

"Whatever."

"Here's what you need to know."

"We're trying to give guidance."

Chapters

00:00 Introduction to Selling Your Home Without an Agent

02:56 Understanding the For Sale By Owner (FSBO) Concept

05:20 Risks and Rewards of Selling Without an Agent

08:11 Legal and Paperwork Challenges

10:43 Negotiation and Pricing Strategies

13:24 Marketing Your Home Effectively

16:03 The Role of Real Estate Agents in Selling

18:43 Conclusion and Final Thoughts on FSBO

23:16 Understanding Financing and Legalities

26:07 Negotiation Strategies and Emotional Challenges

28:39 The Importance of Professional Guidance

32:22 The Reality of For Sale By Owner

34:00 Final Thoughts and Advice

Hosts 

Ben Harang, REALTOR® La. 

License #: 36589 

Keller Williams Realty Bayou Partners 

Mobile: 985.859.2500 

Office: 985.262.4400 

[email protected]

benharang.com 

Clint C. Galliano, REALTOR® 

La. License #: 995704723 

Keller Williams Realty Bayou Partners 

Mobile: 985.647.4479 

Office: 985.262.4400 

[email protected]

clintcgallianorealtor.com 

Produced by Clint Galliano 

Music by Wiggins Studios

Keywords

For Sale By Owner, FSBO, real estate, selling home, real estate agent, home selling tips, property marketing, negotiation strategies, home selling risks, real estate paperwork

 
Click here to view the episode transcript.

Ep. 29 - Thinking of Buying a Home? - Let’s Talk Money Strategy

Summary

In this episode of the RE Real Estate Podcast, host Clint C. Galliano discusses essential strategies for prospective home buyers. He emphasizes the importance of financial preparedness, understanding what lenders look for, and the value of consulting a real estate agent early in the home buying process. The conversation also covers budgeting, saving for down payments and closing costs, and the significance of maintaining a good credit score. Overall, the episode serves as a comprehensive guide for anyone looking to navigate the home buying journey effectively.

Takeaways

·         It's important to think about buying a house as a long-term investment.

·         Renting is often compared to paying for a hotel room without any return.

·         Lenders look at credit scores, debt-to-income ratios, and income stability.

·         A credit score of 580 is often the minimum for many lenders.

·         Having cash on hand gives you more options in the home buying process.

·         Closing costs can vary significantly based on location and property type.

·         You should plan for three buckets of money: down payment, closing costs, and reserves.

·         Consulting a real estate agent early can provide valuable guidance.

·         Credit scores from services like Credit Karma may not be accurate.

·         You can access your credit report for free to check your score.

Sound Bites

"You want to have cash on hand."

"You need three buckets of money."

"Keep an eye on your credit score."

Chapters

00:00 Introduction to Home Buying Preparation

02:37 Understanding the Financial Shift: Renting vs. Buying

04:12 Key Factors Lenders Consider

06:39 The Importance of Consulting a Real Estate Agent

08:51 Financial Preparation for Home Buying

14:13 Conclusion and Next Steps

15:45 Disclaimer

Hosts 

Ben Harang, REALTOR® La. 

License #: 36589 

Keller Williams Realty Bayou Partners 

Mobile: 985.859.2500 

Office: 985.262.4400 

[email protected]

benharang.com 

Clint C. Galliano, REALTOR® 

La. License #: 995704723 

Keller Williams Realty Bayou Partners 

Mobile: 985.647.4479 

Office: 985.262.4400 

[email protected]

clintcgallianorealtor.com 

Produced by Clint Galliano 

Music by Wiggins Studios

Keywords

home buying, financial preparedness, real estate agent, credit score, budgeting, mortgage, first-time home buyer, equity, closing costs, home loans

 
Click here to view the episode transcript.

Ep. 28 - Real Client Stories: Wins & Challenges

Summary

In this episode of the Real Estate Podcast, hosts Ben Harang and Clint Galliano share unique stories and experiences from their real estate careers. They discuss the unpredictable nature of real estate transactions, the importance of communication, and the challenges posed by title issues. Through storytelling, they highlight the lessons learned from various deals, emphasizing the need for patience and collaboration with legal professionals. The conversation also touches on future directions for the podcast, including bringing in experts from different areas of real estate.

Takeaways

·         Real estate transactions can be unpredictable and complex.

·         Patience is key in navigating real estate deals.

·         Communication with all parties involved is crucial.

·         Understanding legalities can prevent future issues.

·         Title issues can derail transactions unexpectedly.

·         Experience in the field helps in problem-solving.

·         Collaboration with attorneys and title companies is essential.

·         Real estate stories provide valuable insights for agents.

·         Every transaction has its unique challenges and solutions.

·         Learning from past experiences can improve future practices.

Sound Bites

"Real estate transactions can be unpredictable."

"Communication with all parties is crucial."

"Every transaction has its unique challenges."

Chapters

00:00 Celebrating Milestones and New Beginnings

00:46 Real Client Stories: Unique Transactions in Real Estate

06:09 Navigating Complex Estate Sales

10:31 Challenges in Title Transfers and Legal Hurdles

16:01 Lessons Learned from Difficult Transactions

21:09 Looking Ahead: Future Topics and Guest Appearances

Hosts 

Ben Harang, REALTOR® La. 

License #: 36589 

Keller Williams Realty Bayou Partners 

Mobile: 985.859.2500 

Office: 985.262.4400 

[email protected]

benharang.com 

Clint C. Galliano, REALTOR® 

La. License #: 995704723 

Keller Williams Realty Bayou Partners 

Mobile: 985.647.4479 

Office: 985.262.4400 

[email protected]

clintcgallianorealtor.com 

Produced by Clint Galliano 

Music by Wiggins Studios

Keywords

real estate, transactions, challenges, title issues, unique experiences, storytelling, market insights, real estate podcast

 
Click here to view the episode transcript.