The Winner's Playbook

EP 34: First Home Buyer Essentials: Q&A with a mortgage broker!


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Welcome to The Winner's Playbook, a podcast where Steve & Josh (Directors / Financial Advisers), chat about everything to do with money, careers, success, challenges, mindset, and much more! Tune in for a discussion full of useful information and learn how to take charge of your financial future.

In today's episode, Steve welcomes Eddie, a seasoned mortgage broker from Link Wealth Finance, as a special guest. Together, they dive into an essential topic for anyone entering the property market – buying your first home.

They discuss the entire home-buying process, from the initial steps and financial planning to understanding mortgage pre-approvals and avoiding common pitfalls. Whether you're a first-time buyer or looking to refresh your knowledge, this episode is filled with valuable insights and practical tips.

This episode covers:

[0:31] Introduction to Eddie
[1:50] First Steps to Buying a Home
[3:50] Understanding Your Credit Score
[5:08] How Long Does a Credit Score Impact Last?
[6:02] Common Mistakes to Avoid
[6:44] How Much Do I Need for a Deposit?
[7:04] Available Grants for First-Time Buyers
[7:55] The "Bank of Mum & Dad"
[9:58] Current Property Market Overview
[11:38] Long-Term vs. Short-Term Considerations
[13:04] The Importance of a Solid Team
[14:01] Choosing the Right Broker
[15:08] Why Use a Broker?
[16:26] Final Wrap-Up

Join Steve and Eddie as they provide essential tips and insights to help you navigate the exciting journey of buying your first home. Whether you're just starting out or looking for ways to optimise your home-buying strategy, this episode has got you covered.
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Get in touch with Steve:
Steve Sloane - Founder & Managing Director (linkwealth.com.au)
Steve's TikTok:  https://www.tiktok.com/@stevesloanefinadviser

Get in touch with Eddie:
https://calendly.com/eddie-link/30-min-home-loan-chat
Eddie's TikTok:  https://www.tiktok.com/@eddiemalaeb

Sign up to Steve's newsletter, Finance Simplified: https://www.linkwealth.com.au/newslette

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Want to find a Adviser that suits your financial needs:
https://www.linkwealth.com.au/


Get in touch with Josh:
https://www.linkwealth.com.au/josh-lee-link
Get in touch with Billy:
https://www.linkwealth.com.au/billy-norman-link


Josh's TikTok: https://www.tiktok.com/@joshleefinadv
Billy's TikTok: https://www.tiktok.com/@billynormanfp

Sign up to Link Wealth Group’s newsletter, Wealth Simplified: https://www.linkwealth.com.au/wealth-simplified


Our Financial Services + Credit Guide: https://www.linkwealth.com.au/financial-services-and-credit-guide


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General advice disclaimer: The information contained within this podcast is general in nature and does not take into account your personal circumstances. Please reach out if you wish to discuss your personal situation.

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The Winner's PlaybookBy Link Wealth Group