In episode 4 of WealthWise with SageSpring, Jordan McFarland and Brian Hart break down how to consider building your investment accounts with taxes in mind.

They explain why asset location is just as important as asset allocation, and how different accounts—like Roth IRAs, Traditional IRAs, HSAs, 529 plans, and non-retirement accounts—can be used to minimize taxes and maximize long-term growth.

00:00: Introduction to Wealthwise and Tax Strategies

03:38: Understanding Asset Location vs. Allocation

06:20: Common Myths in Investment Accounts

09:01: Retirement Accounts: Traditional vs. Roth

11:47: The Importance of Tax Diversification

14:53: Exploring Non-Retirement Accounts

17:43: Specialty Accounts: HSAs and 529 Plans

20:32: Closing Thoughts on Tax Strategies and Diversification

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