In episode 4 of WealthWise with SageSpring, Jordan McFarland and Brian Hart break down how to consider building your investment accounts with taxes in mind.

They explain why asset location is just as important as asset allocation, and how different accounts—like Roth IRAs, Traditional IRAs, HSAs, 529 plans, and non-retirement accounts—can be used to minimize taxes and maximize long-term growth.

00:00: Introduction to Wealthwise and Tax Strategies

03:38: Understanding Asset Location vs. Allocation

06:20: Common Myths in Investment Accounts

09:01: Retirement Accounts: Traditional vs. Roth

11:47: The Importance of Tax Diversification

14:53: Exploring Non-Retirement Accounts

17:43: Specialty Accounts: HSAs and 529 Plans

20:32: Closing Thoughts on Tax Strategies and Diversification

To learn more about SageSpring Wealth Partners: www.sagespring.com The views and opinions expressed by the presenter are not necessarily representative of SageSpring Wealth Partners LLC’s (“SageSpring’s”) views and opinions. Such views may change without notice, and SageSpring and the speaker disclaim all responsibility to update such views. We believe the information referenced, including information obtained from third-party sources, is reliable but no representation, warranty, or undertaking, expressed or implied, regarding its accuracy is made by SageSpring or any other person. While such sources are believed to be reliable, SageSpring does not assume any responsibility for the accuracy or completeness of such information. All investments involve risk, including possible loss of principal. Past performance is not a guarantee or indicator of future results, which may vary. No assurance can be given that profits will be achieved or that losses will not be incurred nor is there any guarantee that the investment objectives will be achieved. The information provided and views expressed herein do not constitute advice or a recommendation of any kind nor is it an offer to sell or a solicitation to deal in any security or financial product. This podcast is provided for informational and educational purposes only. There is no guarantee that any statements, opinions, or forecasts provided herein will prove to be correct. Except as otherwise indicated, the information, views, and opinions contained in this podcast are based on matters as they exist as of the date of preparation of such material and not as of the date of distribution or any future date. Such views may change without notice, and SageSpring and the speaker disclaim all responsibility to update such views. Neither SageSpring nor any individual speaker can be held responsible for any direct or incidental loss incurred by applying any of the information presented. This information is not intended to be relied upon as a forecast or research in any way and should not be solely relied upon as a forecast or research in any way and should not be relied upon when making an investment decision. It is provided with the understanding that the recipient has sufficient knowledge and experience to be able to understand and make their own evaluation of the proposals and services described herein, any risks associated therewith and any related legal, tax, accounting, or other material considerations. The information herein is not intended to be tax or legal advice. Opinions and commentary do not take into account the investment objectives or financial situation of any particular investor or class of investors. Investors will need to consider their own circumstances before making an investment decision.

In this episode, we sit down with Jeff Dobyns, President & Founder of SageSpring Wealth Partners, who has grown the firm from $0 to nearly $8 billion in assets under management. Jeff shares his journey from being a collegiate wrestler to becoming a visionary leader in wealth management—guided by servant leadership, mentorship, and a deep commitment to community. If you’re interested in leadership, personal growth, or what it takes to build a successful advisor-owned firm while staying true to your values—this episode is for you.

00:00 Introduction and Personal Anecdotes

02:48 Lessons from Wrestling and Coaching

05:14 Family Values and Life Lessons

08:04 Impact of Men of Valor Organization

10:36 Journey to Nashville and Career Reflections

13:29 Transition to Sage Spring Wealth Partners

14:50 The Meaning Behind SageSpring

15:56 Empowering Advisors for Success

17:56 The Importance of Advisor Ownership

20:03 Transitioning to Independence

22:37 Building a Strong Team

24:26 Balancing Leadership and Client Service

27:24 Vision for the Future

29:57 Advice to My Younger Self

The views and opinions expressed by the presenter are not necessarily representative of SageSpring Wealth Partners LLC’s (“SageSpring’s”) views and opinions. Such views may change without notice, and SageSpring and the speaker disclaim all responsibility to update such views. We believe the information referenced, including information obtained from third-party sources, is reliable but no representation, warranty, or undertaking, expressed or implied, regarding its accuracy is made by SageSpring or any other person. While such sources are believed to be reliable, SageSpring does not assume any responsibility for the accuracy or completeness of such information. All investments involve risk, including possible loss of principal. Past performance is not a guarantee or indicator of future results, which may vary. No assurance can be given that profits will be achieved or that losses will not be incurred nor is there any guarantee that the investment objectives will be achieved. The information provided and views expressed herein do not constitute advice or a recommendation of any kind nor is it an offer to sell or a solicitation to deal in any security or financial product. This podcast is provided for informational and educational purposes only. This information is not intended to be relied upon as a forecast or research in any way and should not be solely relied upon as a forecast or research in any way and should not be relied upon when making an investment decision. It is provided with the understanding that the recipient has sufficient knowledge and experience to be able to understand and make their own evaluation of the proposals and services described herein, any risks associated therewith and any related legal, tax, accounting, or other material considerations. To the extent that the viewer has any questions regarding the applicability of any specific issue discussed above to their specific portfolio or situation, prospective investors are encouraged to contact or consult with the professional advisor of their choosing. The information herein is not intended to be tax or legal advice. Opinions and commentary do not take into account the investment objectives or financial situation of any particular investor or class of investors. Investors will need to consider their own circumstances before making an investment decision. This recording is the property of SageSpring and should not be copied, distributed, published, or reproduced in whole or in part without his express written permission.

Former NFL player and SageSpring CEO Winston Justice shares his journey from football to finance. In this episode, we dive into leadership lessons from the NFL, navigating identity after sports, building relationships, and how SageSpring Private Wealth serves high-net-worth families through its family office model.

For questions, send to [email protected].

00:00: Introduction and Rapid Fire Questions

03:04: Winston's Background and Transition to Football 05:29: Lessons from Football and Team Dynamics

08:26: Identity Crisis After Sports

10:18: Transitioning to Finance and Early Career

14:12: Joining SageSpring and Company Culture

15:45: Bringing NFL Lessons to Leadership

19:12: Networking and Building Relationships

21:06: The Importance of Relationships in Networking

23:18: SageSpring Private Wealth: Mission and Model

25:23: Family Offices vs. Multi-Family Offices

27:18: Value Addition for High Net Worth Families

28:46: Case Studies: Real Impact of Family Office Services 30:08: Reflections on the First Nine Months at SageSpring 31:05: Community Engagement and Leadership

35:00: Exciting Developments and Future Aspirations

To learn more about SageSpring Wealth Partners: www.sagespring.com The views and opinions expressed by the presenter are not necessarily representative of SageSpring Wealth Partners LLC’s (“SageSpring’s”) views and opinions. Such views may change without notice, and SageSpring and the speaker disclaim all responsibility to update such views. We believe the information referenced, including information obtained from third-party sources, is reliable but no representation, warranty, or undertaking, expressed or implied, regarding its accuracy is made by SageSpring or any other person. While such sources are believed to be reliable, SageSpring does not assume any responsibility for the accuracy or completeness of such information. All investments involve risk, including possible loss of principal. Past performance is not a guarantee or indicator of future results, which may vary. No assurance can be given that profits will be achieved or that losses will not be incurred nor is there any guarantee that the investment objectives will be achieved. The information provided and views expressed herein do not constitute advice or a recommendation of any kind nor is it an offer to sell or a solicitation to deal in any security or financial product. This podcast is provided for informational and educational purposes only. There is no guarantee that any statements, opinions, or forecasts provided herein will prove to be correct. Except as otherwise indicated, the information, views, and opinions contained in this podcast are based on matters as they exist as of the date of preparation of such material and not as of the date of distribution or any future date. Such views may change without notice, and SageSpring and the speaker disclaim all responsibility to update such views. We believe the information referenced, including information obtained from third-party sources, is reliable but no representation regarding its accuracy is made. Neither SageSpring nor any individual speaker can be held responsible for any direct or incidental loss incurred by applying any of the information presented. This information is not intended to be relied upon as a forecast or research in any way and should not be solely relied upon as a forecast or research in any way and should not be relied upon when making an investment decision.

The markets are soaring to all-time highs on the back of the Federal Reserve meeting in Jackson Hole, but what does that really mean for investors? In this episode of WealthWise with SageSpring, Mac McDonald CFA and Jordan McFarland CFP®, break down the critical difference between the economy and the stock market, and why the Fed’s next moves on interest rates could shape everything from borrowing costs to consumer spending.

They’ll explore why inflation hovering near 3% matters, how diversification helps manage risk, and why markets often react faster than the economy itself. Plus, they’ll share insights on aligning your capital with your purpose to build sustainable, long-term wealth.

The terms hawkish and dovish are often used to describe Federal Reserve policy stances. Hawkish generally refers to a preference for higher interest rates to combat inflation, even if it slows economic growth. Dovish generally refers to a preference for lower interest rates to encourage economic growth and employment, even if it risks higher inflation.

The views and opinions expressed by the presenter are not necessarily representative of SageSpring Wealth Partners LLC’s (“SageSpring’s”) views and opinions. Such views may change without notice, and SageSpring and the speaker disclaim all responsibility to update such views. We believe the information referenced, including information obtained from third-party sources, is reliable but no representation, warranty, or undertaking, expressed or implied, regarding its accuracy is made by SageSpring or any other person. While such sources are believed to be reliable, SageSpring does not assume any responsibility for the accuracy or completeness of such information.

All investments involve risk, including possible loss of principal. Past performance is not a guarantee or indicator of future results, which may vary. No assurance can be given that profits will be achieved or that losses will not be incurred nor is there any guarantee that the investment objectives will be achieved. The information provided and views expressed herein do not constitute advice or a recommendation of any kind nor is it an offer to sell or a solicitation to deal in any security or financial product. This podcast is provided for informational and educational purposes only. There is no guarantee that any statements, opinions, or forecasts provided herein will prove to be correct. Except as otherwise indicated, the information, views, and opinions contained in this podcast are based on matters as they exist as of the date of preparation of such material and not as of the date of distribution or any future date. Such views may change without notice, and SageSpring and the speaker disclaim all responsibility to update such views. We believe the information referenced, including information obtained from third-party sources, is reliable but no representation regarding its accuracy is made.

Neither SageSpring nor any individual speaker can be held responsible for any direct or incidental loss incurred by applying any of the information presented. This information is not intended to be relied upon as a forecast or research in any way and should not be solely relied upon as a forecast or research in any way and should not be relied upon when making an investment decision. The information herein is not intended to be tax or legal advice. Opinions and commentary do not take into account the investment objectives or financial situation of any particular investor or class of investors. Investors will need to consider their own circumstances before making an investment decision. This recording is the property of Jordan McFarland and should not be copied, distributed, published, or reproduced in whole or in part without his express written permission.