In this episode Kelly-Anne and Jill discuss basic budgeting principles, emphasising the importance of tracking income and expenses while setting realistic financial goals.

They highlight the need for a budget plan that includes calculating net income, tracking expenses, and setting achievable objectives.

Listen into their discussion where they stress the value of maintaining a flexible and regularly updated budget that prioritises essentials. While building an emergency fund and managing debt.

If you need help tracking your income and expenses download our free spreadsheet from www.msmoneypennies.ie

Have you got a question for Ms Moneypennies? Get in touch

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All topics discussed during this podcast are for informational purposes only and do not constitute financial advice.  We recommend when considering financial decisions, you seek the appropriate professional advice