Why do so many women hesitate to ask for the salary they deserve?

In this episode of Miss Moneypennies, Jill and Kelly-Anne are joined by Becky Thomas, author of Negotiate Your Worth: Strategies for Women to Get the Salary Increase They Deserve.

They discuss the confidence gap, salary negotiations, and the long-term financial impact of not asking for more.

Exploring why women often undervalue themselves, how to prepare for salary conversations, the importance of leading with facts rather than emotions, and how even a small increase early in your career can have a significant effect on your future wealth, pension, and financial freedom.

A practical and empowering conversation for anyone who wants to build confidence, increase their earning potential, and take control of their financial future.

Want to know more? You can get Negotiate Your Worth here: https://www.amazon.ie/Negotiate-Your-Worth-Strategies-Increase/dp/B0FDQPHRW2

Check out Becky on Instagram under Female_negotiator_tribe 

Have you got a question for Ms Moneypennies? Get in touch

Voice Note: 085 7285161

Email: [email protected]

Website: www.msmoneypennies.ie

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All topics discussed during this podcast are for informational purposes only and do not constitute financial advice.  We recommend when considering financial decisions, you seek the appropriate professional advice

Are you saving into your pension without knowing if it will actually be enough? In this episode, Kelly-Anne and Jill use the Financial Planning Standards Board’s Prime Retirement Index to unpack what your pension pot may need to look like, why clear retirement targets matter, and how to tell if you’re on track. A practical conversation for anyone who wants to stop guessing and start planning for retirement with more confidence..

 Have you got a question for Ms Moneypennies? Get in touch

Voice Note: 085 7285161

Email: [email protected]

Website: www.msmoneypennies.ie

Instagram: https://www.instagram.com/msmoneypennies.ie/

All topics discussed during this podcast are for informational purposes only and do not constitute financial advice.  We recommend when considering financial decisions, you seek the appropriate professional advice

How did we get from credit cards and ATMs to crypto and post-pandemic investing? Jill and Kelly-Anne explore the biggest financial shifts from the 1950s to today, and what they reveal about how we save, spend and invest. A sharp, practical look at the moments that shaped modern money.

Have you got a question for Ms Moneypennies? Get in touch

Voice Note: 085 7285161

Email: [email protected]

Website: www.msmoneypennies.ie

Instagram: https://www.instagram.com/msmoneypennies.ie/

All topics discussed during this podcast are for informational purposes only and do not constitute financial advice.  We recommend when considering financial decisions, you seek the appropriate professional advice

In this Q and A episode of Ms Moneypennies, Kelly-Anne and Jill answer listeners’ questions on some of the money issues coming up most often right now.

They cover old pensions, whether to combine them, fixed versus variable mortgage rates for first-time buyers, the cost of childcare, guilt around spending money on yourself, auto-enrolment and private pensions, and how to think about risk in volatile markets.

It is a practical episode with simple advice on understanding what you have, reviewing your options, and making a plan that works for your life now and in the future.

Have you got a question for Ms Moneypennies? Get in touch

Voice Note: 085 7285161

Email: [email protected]

Website: www.msmoneypennies.ie

Instagram: https://www.instagram.com/msmoneypennies.ie/

All topics discussed during this podcast are for informational purposes only and do not constitute financial advice.  We recommend when considering financial decisions, you seek the appropriate professional advice

In this episode of Ms Moneypennies, Kelly-Anne and Jill are joined by Lesley, co-founder of Hello Mimi, to talk about menopause and its impact on work, confidence and finances.

Lesley shares her own experience leaving a corporate career due to menopause symptoms, and why she now helps women manage this stage of life with practical support.

They discuss overwhelm, brain fog, stepping back from work, and why it is important to plan your finances before making big decisions.

Their message is: don’t be afraid to ask for help, take your time, and make sure you understand your options.

Have you got a question for Ms Moneypennies? Get in touch

Voice Note: 085 7285161

Email: [email protected]

Website: www.msmoneypennies.ie

Instagram: https://www.instagram.com/msmoneypennies.ie/

All topics discussed during this podcast are for informational purposes only and do not constitute financial advice.  We recommend when considering financial decisions, you seek the appropriate professional advice

In episode 45 of Ms Moneypennies, Kelly-Anne and Jill talk through the money mistakes people make all the time without even noticing.

They cover underestimating spending, holding too much cash, ignoring pensions, missing tax relief, relying too heavily on property, and avoiding money conversations altogether. It’s a practical episode about the small habits and blind spots that can quietly cost you over time, and what you can do to fix them.

Have you got a question for Ms Moneypennies? Get in touch

Voice Note: 085 7285161

Email: [email protected]

Website: www.msmoneypennies.ie

Instagram: https://www.instagram.com/msmoneypennies.ie/

All topics discussed during this podcast are for informational purposes only and do not constitute financial advice.  We recommend when considering financial decisions, you seek the appropriate professional advice

This week Kelly-Anne and Jill talk through the pros and cons of both investing or paying off your mortgage. Why an emergency fund should come first, how your future goals, cash flow and peace of mind all matter. They also look at mortgage overpayments, pensions and why the right choice depends on your own circumstances.

Link to calculate extra mortgage repayments: https://www.ccpc.ie/consumers/money-tools/extra-mortgage-payments-calculator/

Have you got a question for Ms Moneypennies? Get in touch

Voice Note: 085 7285161

Email: [email protected]

Website: www.msmoneypennies.ie

Instagram: https://www.instagram.com/msmoneypennies.ie/

All topics discussed during this podcast are for informational purposes only and do not constitute financial advice.  We recommend when considering financial decisions, you seek the appropriate professional advice

In this episode of Ms Moneypennies, Jill and Kelly-Anne talk about your future self and why they matter more than you think.

It is easy to put off pension decisions, savings, or protection because they feel far away. But future you will live with the results. They look at the small choices you make now and how they shape your options later. And they keep it practical. No lectures. Just clear steps that make sense.

If you have ever said “I’ll sort that later,” this episode is for you.

Have you got a question for Ms Moneypennies? Get in touch

Voice Note: 085 7285161

Email: [email protected]

Website: www.msmoneypennies.ie

Instagram: https://www.instagram.com/msmoneypennies.ie/

All topics discussed during this podcast are for informational purposes only and do not constitute financial advice.  We recommend when considering financial decisions, you seek the appropriate professional advice

In this podcast episode, Kelly-Anne and Jill enjoyed a conversation with Kristen Foran, National Sales Director at Zurich.

Kristen shares her 30-year career journey in the financial industry, discussing how she overcame challenges as a woman in a traditionally male-dominated field. They talk about the importance of financial literacy and planning, particularly for women, and expressed concerns about women's retirement security. They highlight the need for more women in financial advisory roles and encourage women to take greater responsibility for their own financial futures. They also touched on the changing landscape of financial advice, moving from product-based approached to more caring holistic financial planning.

Have you got a question for Ms Moneypennies? Get in touch

Voice Note: 085 7285161

Email: [email protected]

Website: www.msmoneypennies.ie

Instagram: https://www.instagram.com/msmoneypennies.ie/

All topics discussed during this podcast are for informational purposes only and do not constitute financial advice.  We recommend when considering financial decisions, you seek the appropriate professional advice

In this episode Kelly-Anne and Jill discuss basic budgeting principles, emphasising the importance of tracking income and expenses while setting realistic financial goals.

They highlight the need for a budget plan that includes calculating net income, tracking expenses, and setting achievable objectives.

Listen into their discussion where they stress the value of maintaining a flexible and regularly updated budget that prioritises essentials. While building an emergency fund and managing debt.

If you need help tracking your income and expenses download our free spreadsheet from www.msmoneypennies.ie

Have you got a question for Ms Moneypennies? Get in touch

Voice Note: 085 7285161

Email: [email protected]

Website: www.msmoneypennies.ie

Instagram: https://www.instagram.com/msmoneypennies.ie/

All topics discussed during this podcast are for informational purposes only and do not constitute financial advice.  We recommend when considering financial decisions, you seek the appropriate professional advice