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In this episode of The Coaching Circle, Toni sits down with budgeting expert, author and founder of Spending Made Easy, Samantha Boardman. With her signature blend of wit, warmth and wisdom (plus a fabulous British accent), Sam challenges conventional money advice and explains why most people think budgeting is crap, until they discover a better way.

Sam shares her journey from working in aerospace logistics to becoming a financial coach and how her love of numbers and order turned into a life changing business. Together, she and Toni unpack the emotional side of money, the shame people often feel around their finances and the practical tools that can transform financial stress into confidence and clarity.

They dive into the real life impact of her work from saving marriages to helping clients take their dream holidays and why getting your finances in order is one of the most empowering things you can do.

Topics Discussed: 

• Why traditional budgeting doesn’t work for most people
• The emotional and psychological side of money and spending habits
• Practical steps to regain control of your finances (without shame)
• The difference between wants and needs and why it matters
• How Sam’s spending plan works for both personal and business finances
• What every business owner should consider when paying themselves
• How financial clarity reduces stress and transforms relationships
• The power of future planning and values based spending

Connect with Samantha Boardman:

🌐 Website
✉️ Email: [email protected]
📞 Mobile: 0404 468 525
📘 Facebook
📸 Instagram
🎙️ Podcast

Connect with Toni Everard:

 🌐 tonieverard.com
🔗 LinkedIn
📘 Facebook
▶️ YouTube