The 2008-2009 financial melt-down had new and powerful “drivers” that are, once again, returning to impact our financial and job prospects. The “causation” is different as today the consumer holding a full-time job has manageable debt levels (overall) but the government sector including its massive debts, money printing, and debt monetization is the “front and center” source of high level U.S. and global financial/economic risks. Regardless of specific causation issues our major crises has some predictable consequences/similarities that are the subjects of this important Podcast.