With all this Covid19 Stuff going on Unemployment has hit an all time high ! The highest its ever been with roughly 30 million American collecting unemployment. I know a lot of people have no choice in the matter and other don't even qualify for the benefits at all. Regardless I feel right now is the best time to focus on saving enough money to get yourself out of any debt and build your credit to start finding ways on have your money work for you. 1st step is making sure your doing what need to be done with your money regardless how much or little is coming in. 2nd pay off any and all forms of debt so you can focus on saving up money to then invest in what you feel could bring you back some profit in the near feature. Rinse and repeat !