Starbucks: How to Get Paid Before You Sell
Starbucks customers prepay over $1.6B on the app—money Starbucks uses interest-free.

• Upfront Cash: Boosts cash flow without loans.
• Breakage Bonus: Unused balances = pure profit.
• Lesson: Build systems where customers commit before they buy—subscriptions, deposits, gift cards.

Money loves systems. Be the one building them.

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