It’s episodes like this one that cause me to swell with gratitude.   Gratitude for being able to do this show and bring you people like Matt Adamczyk.   The father of a special needs son, he’s made it his mission in life to guide families just like his on their financial journeys to make sure their children are taken care of long after their gone.   As parents, we all want to provide for our kids and many of us put plans in place to pay for their college, our own retirement, and maybe leave our kids something after we’re gone.   But the parents of special needs children have several additional levels of planning that have to get done, planning for not only their own retirement one day but providing the financial security for their children’s entire lives.     And the layers of government resources and regulations to help them do that are incredibly complex.