Michael Carbonara, CEO, Ibanera

Digital payments are taking off but already, according to the World Economic Forum, 75% of businesses are apparently struggling with financial performance in dealing with the different regulatory frameworks around the world. While it may be a touch utopian to hope for global standards, there is an answer, and it comes in the form of blockchain, digitisation and tokenisation. Robin Amlôt of IBS Intelligence discusses the issues with Michael Carbonara, CEO of digital banking platform Ibanera.