There are plenty of things out there that are great for your credit, but what about once your credit is ruined? Or if you have no credit at all? 

 

In this episode, Candice dives deep into all things credit - what we need to understand it, build it, maintain it, and even ruin it. Speaking from experience, Candice holds us accountable and not only wants to see your credit score rise but to help you learn how to manage your finances effectively. From opening a line of credit to paying off debt, or hiring a financial advisor, tune in for the Credit Queen’s practical tips for keeping a healthy credit profile.

 

Perfect credit, bad credit, or no credit at all, this episode is for you! 

 

KEY POINTS:

• Good money management is the basis for good credit management 
• The disadvantages of having no credit  
• How paying off debt can hurt your credit score!
• Do you need multiple lines of credit?
• Why you should hire a professional 

 

QUOTABLES:

“You have a relationship with the credit bureaus. So in your relationships, you expect to see certain behaviors and you expect to see them consistently. And that's how the credit bureaus view us at the end of the day.”

“There is nothing on this planet that you could ruin quicker than your credit.”

 

PRODUCTS / RESOURCES:

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To book a consultation with Candice or view her services, visit her website at candiceyoungandcompany.com

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Get your Credit Queen's Master Monthly Budget here: gum.co/GtUEN

The Money Mindset Queen Podcast is edited by Instapodcasts (visit at instapodcasts.com)