By Brad Nelson
Money and personal finance are one of the leading causes of stress among adults, but it doesn't have to be that way. By mastering the basics, you can completely change your entire life. On the show
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The podcast currently has 296 episodes available.
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Have you ever felt like gift-giving is more about your wallet than connecting with loved ones? Or maybe you’re feeling the pinch as the holiday season approaches, wondering how you’ll manage with an already tight budget. Trust me, I’ve been there too. But here’s the good news: you don’t need to spend big to give meaningful, unforgettable gifts.
Resources Mentioned
Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - https://www.debtfreedad.com/payoff-debt-in-60-to-90-days
The Totally Awesome Debt Freedom Planner
For more help, and a step-by-step process to get started, enroll in Brad's FREE online course, LIFE WITHOUT PAYMENTS.
Free Tools and Downloads at www.debtfreedad.com
Connect With Brad
Website - https://www.debtfreedad.com
Facebook - https://www.facebook.com/thedebtfreedad
Private Facebook Group - https://www.facebook.com/groups/lifewithoutpayments
Instagram - https://www.instagram.com/debtfreedad/
TikTok - https://www.tiktok.com/@debt_free_dad
YouTube - https://www.youtube.com/@bradnelson-debtfreedad2751/featured
Thanks For Listening
Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube
We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one.
Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!
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As the holiday season approaches, families often look forward to moments of joy and togetherness, though financial stress can sometimes overshadow these festivities. Many seek ways to create special memories without overstretching their budget. In our latest Debt Free Dad podcast episode, we were thrilled to welcome Kimberley Gillan, author of How Low Can You Go? Nutritious Meals from 50 a Week, who offered valuable tips for a festive, affordable, and meaningful holiday season.
Resources Mentioned
Connect with Kimberley: https://kimberleygillan.com/
Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - https://www.debtfreedad.com/payoff-debt-in-60-to-90-days
Free Tools and Downloads at www.debtfreedad.com
Connect With Brad
Thanks For Listening
Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube
We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one.
Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!
Support the show
Send us a text
One of the most common questions I hear from beginners is how to better manage their finances. Questions like, "How do I budget?" "How do I get out of debt?" or "How do I save for emergencies?" often top the list. The more you can simplify your financial management, the better chance you have of successfully executing your plan and sticking with it. By focusing on a few key steps, you can begin automating your finances and make managing money much easier.
Resources Mentioned
Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - https://www.debtfreedad.com/payoff-debt-in-60-to-90-days
Free Tools and Downloads at www.debtfreedad.com
Connect With Brad
Thanks For Listening
Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube
We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one.
Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!
Support the show
Send us a text
Our financial decisions may seem practical on the surface, but they’re often influenced by something deeper—core beliefs about money, self-worth, and abundance. These beliefs, sometimes formed from past trauma or instability, play a major role in shaping how we handle our finances, often without us even realizing it.
Resources Mentioned
Connect with Sabrina Trobak: www.trobakholistic.org
Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - https://www.debtfreedad.com/payoff-debt-in-60-to-90-days
Free Tools and Downloads at www.debtfreedad.com
Connect With Brad
Thanks For Listening
Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube
We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one.
Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!
Support the show
Send us a text
In this episode, Brad Nelson, founder of Debt Free Dad, breaks down the misconception that financial success is just about luck. Drawing from his own experience of paying off $45,000 in debt and remaining debt-free for over 11 years, Brad reveals that real financial stability is achieved through strategic planning, discipline, and consistency. He offers actionable advice on how to budget effectively, make smart investments, and prepare for inevitable financial challenges.
Resources Mentioned
Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - https://www.debtfreedad.com/payoff-debt-in-60-to-90-days
Free Tools and Downloads at www.debtfreedad.com
Connect With Brad
Thanks For Listening
Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube
We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one.
Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!
Support the show
Send us a text
Becoming debt-free isn’t just about crunching numbers—it’s about building a system that sustains your motivation and sense of accomplishment. Whether you’re just starting out or already making strides on your debt journey, the Debt Snowball Method helps you stay focused on the small wins that lead to big results.
Resources Mentioned
Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - https://www.debtfreedad.com/payoff-de...
The Totally Awesome Debt Freedom Planner
For more help, and a step-by-step process to get started, enroll in Brad's FREE online course, LIFE WITHOUT PAYMENTS.
Free Tools and Downloads at www.debtfreedad.com
Connect With Brad
Website - https://www.debtfreedad.com
Facebook - / thedebtfreedad
Private Facebook Group - / lifewithoutpayments
Instagram - / debtfreedad
TikTok - / debt_free_dad
YouTube - / @bradnelson-debtfreedad2751
Thanks For Listening
Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube
We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one.
Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social netwo
Support the show
Send us a text
Introduction
Have you ever heard stories of people paying off thousands in debt and thought, "Could I really do that?" For a long time, I felt like I would always be stuck in debt with no way out. But today, I’m excited to share how I paid off more than $185,000 in debt while living on a single income over the past six years.
I’ve been on my debt-free journey since July 2018, and since then, I’ve paid off over $186,394 in student loans, car loans, medical bills, and credit card debt—all while on a single income.
My Financial Beginnings
It has been a challenging and rewarding journey, and I’m grateful Brad encouraged us to track our progress. Without that, I may have given up early on. When I first started, I was making about $13 an hour and barely scraping by. I maxed out credit cards to keep up appearances, showing a carefree life on social media while secretly dealing with panic attacks over my financial situation.
Finding Help and Community
The turning point came when I reached out to Brad, an old high school friend who was also on a debt-free journey. Instead of feeling judged, I found understanding, which made all the difference. I joined Roots, an accountability group filled with people facing similar struggles, and it became the safe space I needed to have open conversations, share ideas, and find solutions.
Five Keys to My Success
Here are the five key steps that helped me turn my financial situation around:
Know Your Numbers: You can’t fix what you don’t see. I listed all my debts from smallest to largest and faced the total amount. I also started tracking my income and expenses to find areas where I could make changes.
Put in the Work: Be ready to work hard, even if it’s not perfect. Changing spending habits took time, especially with my ADHD. But sticking to my budget, even when it wasn’t easy, was key.
Get Support and Know You’re Not Alone: Finding Roots was crucial for me. It was the first time I felt like I could succeed. I had to let go of old habits and be open to new strategies.
Take Risks and Have Faith: Sometimes you need to borrow belief from those around you until you find it in yourself. Whether it was applying for a new job or picking up side hustles, I took steps that felt risky but ultimately led to freedom.
Show Yourself Grace: Mistakes happen. It’s important to acknowledge them, forgive yourself, and get back on track.
Conclusion
I hope my story can inspire and motivate you on your own journey to debt freedom. Remember, you’re not alone, and even though the path to financial independence is challenging, it’s completely achievable. Thank you for joining us today on the Debt-Free Dad podcast. Keep working toward your brighter, debt-free future!
Resources Mentioned
Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - https://www.debtfreedad.com/payoff-debt-in-60-to-90-days
The Totally Awesome Debt Freedom Planner
For more help, and a step-by-step process to get started, enroll in Brad's FREE online course, LIFE WITHOUT PAYMENTS.
Free Tools and Downloads at www.debtfreedad.com
Connect With Brad
Website - https://www.debtfreedad.com
Facebook - https://www.facebook.com/thedebtfreedad
Private Facebook Group - https://www.facebook.com/groups/lifewithoutpayments
Instagram - https://www.instagram.com/debtfreedad/
TikTok - https://www.tiktok.com/@debt_free_dad
YouTube - https://www.youtube.com/@bradnelson-debtfreedad2751/featured
Thanks For Listening
Like what you hear? Please, su
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Send us a text
In this episode of the Debt Free Dad podcast, we sit down with Jessica Perrone, founder of herfinIQ.com, to demystify the world of investing and empower listeners to take control of their financial future. Whether you're just starting out or looking to refine your strategy, Jessica shares practical tips on building a strong financial foundation, managing debt, and making smart investment choices, even with limited resources. Tune in to learn how small, consistent actions can lead to big financial gains and set you on the path to financial freedom.
Resources Mentioned
Connect with Jessica: herfinIQ.com
Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - https://www.debtfreedad.com/payoff-debt-in-60-to-90-days
Free Tools and Downloads at www.debtfreedad.com
Connect With Brad
Thanks For Listening
Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube
We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one.
Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!
Support the show
Send us a text
In this episode of the Debt Free Dad Podcast, host Chris Hawkins explores the impact of replacing the word 'but' with 'yes, and' to break free from financial stagnation. By sharing personal experiences and lessons learned from improv classes at Toastmasters, he illustrates how adopting a mindset of acceptance and action can lead to financial success. Whether it's budgeting, saving for a car, or enhancing financial literacy, embracing new advice with 'yes, and' can open the door to transformative changes in personal finance.
Resources Mentioned
Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - https://www.debtfreedad.com/payoff-debt-in-60-to-90-days
Free Tools and Downloads at www.debtfreedad.com
Connect With Brad
Thanks For Listening
Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube
We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one.
Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!
Support the show
Send us a text
Are financial anxiety and stress overwhelming you? If so, you're certainly not alone. Many individuals grapple with the challenges of managing money, but there is hope—assistance is readily available. In a recent episode of the Debt-Free Dad podcast, host Brad Nelson interviewed Lindsey Konchar, an experienced financial therapist. During their conversation, they discussed strategies for overcoming debt, improving mental health, and cultivating a healthier relationship with money. Below is a detailed summary of their enlightening discussion.
Resources Mentioned
Connect with Lindsey: www.copingwithlindsey.com/financial-therapy
Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - https://www.debtfreedad.com/payoff-debt-in-60-to-90-days
Free Tools and Downloads at www.debtfreedad.com
Connect With Brad
Thanks For Listening
Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube
We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one.
Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!
Support the show
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