💻 Shape what comes next for Smart Money Happy Hour by participating in our Spring 2026 audience study!

 We’re not encouraging you to keep up with the Joneses, but have you ever wondered what their finances are actually like? Today, we’re unpacking jaw-dropping money stats that’ll make you reevaluate your own money situation.

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Today’s Happy Hour Special: 🍹 Tequila Aperol Spritz    

Recipe by Join Jules

Instructions: Add all ingredients into a pitcher and mix together. Pour approximately 8 ounces of the mix into a glass filled with ice. Garnish with a strawberry, grapefruit wheel, edible flower, etc.

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💻 Shape what comes next for Smart Money Happy Hour by participating in our Spring 2026 audience study!

It’s not as simple as “broke” or “rich” anymore. Today we’re unpacking what kind of “rich” your spending says you are—from “fake rich” to “new money” to “quiet wealth.”

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Today’s Happy Hour Special: 🍧 Frozen Coconut Lemonade   

Recipe by: Eat Well 101

 Instructions: Add lemon juice, sweetener, coconut milk, and ice to a blender. Blend until ice is crushed and the mixture gets slushy. Divide into glasses and serve immediately. Recipe yields 4 servings.

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💻 Shape what comes next for Smart Money Happy Hour by participating in our Spring 2026 audience study!

It’s not every day that we get to grab a drink with a Harvard professor, bestselling author and happiness expert. Dr. Arthur Brooks is here to talk money, life, faith and so much more.
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Today’s Happy Hour Special: 🥂 Electrolyte Mockarita 

Recipe by: Cocktails with Val

Instructions: Add coconut water, fresh orange juice, lime juice, agave, and a pinch of salt to a cocktail shaker filled with ice. Shake to combine all ingredients. Pour over glass filled with ice. Add an orange wedge as optional garnish. Serve and enjoy!

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💻 Shape what comes next for Smart Money Happy Hour by participating in our Spring 2026 audience study!

If you’re an exhausted millennial wondering if buying a home is a lost cause, we get it—and we’ve got you. Today, we’re unpacking common home-buying frustrations and real estate woes. Spoiler alert: Yes, it’s still possible!

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Today’s Happy Hour Special: 🍹 Basil & Lillet Spritz

Recipe by Emily Laurae

Instructions: In a shaker, combine Lillet and basil leaves and shake with ice for 30 seconds. Strain into a glass filled with ice. Top with sparkling wine and garnish with a basil leaf before serving.

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💻 Figure out your next financial move with Ramsey’s Get Started Assessment.

Vacation debt, budget-friendly hacks and some light legal drama—today we’re unpacking all things Disney! Stick around for the magic, fun and chaos.

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Today’s Happy Hour Special: 🍹 Pineapple Blueberry Margarita Mocktail

Recipe by Yum Recipes Now

Instructions: Start by rubbing a lime wedge around the rim of your glass. Then, dip the rim into a plate of salt to coat it evenly. In a shaker or mixing glass, combine 3/4 ounce of fresh lime juice, 1/2 ounce of pineapple juice, and 1/2 ounce of blueberry syrup. Stir or shake gently to blend the flavors without diluting the vibrant colors. Strain the chilled mixture into your salted rim glass filled halfway with fresh ice. Then, top it off with sparkling water.

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💻 Figure out your next financial move with Ramsey’s Get Started Assessment.

If you can’t be the best, why not be the worst? Or at least that’s what some people must be thinking to justify their spending habits. Stick around for a bracket battle of bad money habits.

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Today’s Happy Hour Special: 🍹 Pisco Sour

Recipe by: Liquor.com

Instructions: Add pisco, lime juice, simple syrup and egg white into a shaker and dry shake (without ice) vigorously. Add ice and shake again until well chilled. Strain into a chilled glass and serve! 

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📈 Plan and save for the future with Ramsey’s Complete Guide to Investing.

Good manners, simple style, old-school investing—today we’re unpacking subtle “quiet millionaire” habits and teaching you how to build wealth the right way.

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Today’s Happy Hour Special: 🍹 Apple Ginger Fizz Mocktail

Recipe from The Mindful Mocktail

Instructions: Place apple cider, lime juice, cinnamon, apple cider vinegar and a few ice cubes into a cocktail shaker. Clap the mint together in your hands to release the scent, and add to the shaker. Shake for about 20–30 seconds until ingredients are combined. Pour into an ice-filled glass and top with ginger ale. Stir gently, garnish with mint, and serve.

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📈 Plan and save for the future with Ramsey’s Investment Calculator.

We all have our weaknesses when it comes to frivolous spending—but some of you are next level. Today, we’re reacting to (and lightly judging) the internet’s most ridiculous spending habits.

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Today’s Happy Hour Special: 🥃 “The Reddish” Maroon Manhattan

Recipe from Smart Money Happy Hour mixologist Michael Reddish

Instructions: Add the bourbon, dry vermouth, amaro and bitters into a mixing glass with ice and stir until well-chilled. Serve in a coupe glass and enjoy!

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Is love blind? Some of your financial decisions certainly make it seem that way! Today, we’re reacting to people’s biggest money mistakes made on behalf of their loved ones.

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🎙️ Catch our episode Date Nights From $0 to $10,000? We’ve Got You Covered!

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📱 Submit a Guilty As Charged question for Rachel and George! Leave us a voicemail with your question at 877-306-1517 or send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it. 

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Today’s Happy Hour Special: 🍹 Trophy Wife Spritz

Recipe from Fly Girl Bartending

Instructions: Place mint in the bottom of a wine glass. Add honey and club soda and stir. Fill the glass with ice and top with sparkling wine. Garnish with mint and grapefruit and enjoy!

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💵 Create a free budget and find more margin with EveryDollar.

Career, relationships, self-improvement—life is full of important choices, and today we’re unpacking all the options with bestselling author and The Ramsey Show co-host Ken Coleman.

Next Steps:

🎙️ Catch our episode Critiquing Your Spending Habits (and Ours) With Dr. John Delony

🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour

📱 Submit a Guilty As Charged question for Rachel and George! Leave us a voicemail with your question at 877-306-1517 or send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it. 

🤑 Catch Ken’s episode with George: Financial Expert: These Common Money Habits Are Keeping You Poor

🤩 Catch Ken’s episode with Rachel: Marriage, Parenting and Growing Up as Dave Ramsey’s Daughter

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Today’s Happy Hour Special: 🥃 Kentucky Mule

Instructions: Add the bourbon and lime juice to a copper mug or a highball glass. Fill the mug or glass with ice and top with ginger beer. Garnish with a mint sprig and enjoy!

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