Smart Money Happy Hour with Rachel Cruze and George Kamel

By Ramsey NetworkBusiness

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Smart Money Happy Hour with Rachel Cruze and George Kamel episodes

January 08Your Money Habits Are Our Financial Pet Peeves—Let’s Talk! (With Jade Warshaw)
📖 Order Jade’s new book, What No One Tells You About Money.

Are you guilty of these annoying money habits? In this episode, we sit down with Jade Warshaw to rant about our biggest financial pet peeves. Let’s get into it!

Next Steps:
🎥 Watch our video Dave Ramsey Answers Your Most-Asked Questions.
💵 Start your free budget today. Download the EveryDollar app!
🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour.
📱 Submit a Guilty As Charged question for Rachel and George! Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it.

Connect With Our Sponsors:
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Today’s Happy Hour Special: 🍸 Tequila Old Fashioned
Recipe from Tommacy Cocktails
2 ounces reposado tequila
1/4 ounce mezcal
1/2 ounce agave nectar
2 dashes orange bitters
2 dashes black walnut bitters
Orange peel (optional)

Instructions : Combine all ingredients in a mixing glass with ice. Stir for about 20–30 seconds until well chilled. Add a bourbon ice cube to a lowball or rocks glass and strain the drink into the glass over the ice. Express an orange peel over the drink by squeezing it to release the oils. Run the peel around the rim, drop it into the drink, and enjoy!

Explore More From Ramsey Network:
💡 The Rachel Cruze Show
💰 George Kamel
🎙️ The Ramsey Show
💸 The Ramsey Show Highlights
🧠 The Dr. John Delony Show
🪑 Front Row Seat with Ken Coleman
📈 EntreLeadership

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1 hr 1 min
January 01We Predict the Future of 2026—Money, Celebrities and More!
💻 Register for our Take Back Your Money in 2026 livestream for free!

No one can predict the future, but sometimes it’s fun to try! Today we’re sharing our best guesses for what’s to come in 2026. From housing and investment trends to celebrity weddings and court cases—we’ve got you covered.

Next Steps:
🎙️ Catch our episode We Debunk Your Top Excuses for Not Budgeting.
🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour
📱 Submit a Guilty As Charged question for Rachel and George! Leave us a voicemail with your question at 877-306-1517 or send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it.
💵 Create a free budget and find more margin with EveryDollar.

Connect With Our Sponsors:
Check out the FAIRWINDS Credit Union exclusive account bundle.
Get 20% off when you join DeleteMe.
Get 20% off with code SMARTMONEY at Cozy Earth.

Today’s Happy Hour Special: 🍾 New Year’s Champagne
Champagne of your choice
Instructions: Pick up your favorite budget-friendly bottle of champagne and toast to the new year!

Explore More From Ramsey Network:
💡 The Rachel Cruze Show
💰 George Kamel
🎙️ The Ramsey Show
💸 The Ramsey Show Highlights
🧠 The Dr. John Delony Show
🪑 Front Row Seat with Ken Coleman
📈 EntreLeadership

Ramsey Solutions Privacy Policy

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49 min
December 25, 2025Reviewing 2025: The Good, the Bad and the Unhinged!
💻 Register for our Take Back Your Money in 2026 livestream for free!

From Katy Perry’s brief trip in space to our favorite moments on Smart Money Happy Hour—we’re breaking down the best and worst of 2025! Grab a drink and help us reminisce on an unforgettable (and slightly unhinged) year.

Next Steps:
🎙️ Catch our episode Spilling the Financial Tea With Our Better Halves.
🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour
📱 Submit a Guilty As Charged question for Rachel and George! Leave us a voicemail with your question at 877-306-1517 or send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it.

💵 Create a free budget and find more margin with EveryDollar.

Connect With Our Sponsors:
Check out the FAIRWINDS Credit Union exclusive account bundle.
Get 20% off when you join DeleteMe.
Get up to 20% off with code SMARTMONEY at Cozy Earth.

Today’s Happy Hour Special: 🍸 You’re a Mean One
Recipe from Westgate Resorts
11/2 ounces Midori melon liqueur
1 ounce white rum

5 ounces lemon-lime soda

1 maraschino cherry

Instructions: Fill a rocks glass with ice. Add Midori liqueur and rum. Top with soda and stir gently to combine. Top with maraschino cherry and enjoy!

Explore More From Ramsey Network:
💡 The Rachel Cruze Show
💰 George Kamel
🎙️ The Ramsey Show
💸 The Ramsey Show Highlights
🧠 The Dr. John Delony Show
🪑 Front Row Seat with Ken Coleman
📈 EntreLeadership

Ramsey Solutions Privacy Policy

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49 min
December 18, 2025Cringe or Festive: Judging Your Holiday Traditions
💻 Register now for our Take Back Your Money in 2026 livestream for free!

From office Christmas parties to eggnog to the catastrophe that is gingerbread house making—we’re judging all your holiday traditions. Plus, how to financially plan for (and survive) one of the busiest, most expensive seasons.

Next Steps:
🎙️ Catch our episode Unpacking Money Lessons From Your Favorite Christmas Movies.
🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour
📱 Submit a Guilty As Charged question for Rachel and George! Leave us a voicemail with your question at 877-306-1517 or send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it.
💵 Create a free budget and find more margin with EveryDollar.

Connect With Our Sponsors:
Check out the FAIRWINDS Credit Union exclusive account bundle.
Get 20% off when you join DeleteMe.
Get up to 20% off with code SMARTMONEY at Cozy Earth.

Today’s Happy Hour Special: 🍸 Cran-Raspberry Martini Mocktail
Recipe from TheBump.com
1 ounce lime juice
4 ounces raspberry sparkling water
1/4 ounce cranberry juice
1/2 ounce crushed raspberries

Instructions: Pour the lime juice, raspberry sparkling water and cranberry juice into a martini glass. Add raspberries and enjoy!

Explore More From Ramsey Network:
💡 The Rachel Cruze Show
💰 George Kamel
🎙️ The Ramsey Show
💸 The Ramsey Show Highlights
🧠 The Dr. John Delony Show
🪑 Front Row Seat with Ken Coleman
📈 EntreLeadership

Ramsey Solutions Privacy Policy

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44 min
December 11, 2025Playing Devil’s Advocate Against Our Own Money Advice
📕 Grab George Kamel’s book, Breaking Free from Broke.

Sometimes, you’ve got to entertain the haters and put your own teachings to the test. Today, we’re taking turns playing devil’s advocate against our own financial advice—tune in and let us know how we did in the comments!

Next Steps:
🎙️ Catch our episode We Dedicated an Entire Episode to Respond to the Haters.
🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour
📱 Submit a Guilty As Charged question for Rachel and George! Leave us a voicemail with your question at 877-306-1517 or send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it.

💵 Create a free budget and find more margin with EveryDollar.

Connect With Our Sponsors:
Check out the FAIRWINDS Credit Union exclusive account bundle.

Get 20% off when you join DeleteMe.

Get up to 40% off with code SMARTMONEY at Cozy Earth.

Today’s Happy Hour Special: 🍹 Bourbon Milk Punch
Recipe from Liquour.com
2 ounces bourbon
3 ounces whole milk
1 ounce simple syrup
2 dashes vanilla extract
Garnish: nutmeg, freshly grated

Instructions: Add bourbon, whole milk, simple syrup and vanilla extract into a shaker with ice and shake until well-chilled. Strain into a rocks glass, and garnish with freshly grated nutmeg.

Explore More From Ramsey Network:
💡 The Rachel Cruze Show
💰 George Kamel
🎙️ The Ramsey Show
💸 The Ramsey Show Highlights
🧠 The Dr. John Delony Show
🪑 Front Row Seat with Ken Coleman
📈 EntreLeadership

Ramsey Solutions Privacy Policy

Learn more about your ad choices. Visit megaphone.fm/adchoices
53 min
December 04, 2025Responding to Your Money Drama (Not Holding Back)
💵 Enter to win $5,000 with Ramsey’s Christmas Cash Giveaway.

No matter where you are on your wealth-building journey—everyone has money disagreements with their loved ones from time to time. Today, we’re reacting to your money drama and tossing in our 2 cents!

Next Steps:🎙️
Catch our episode Our Unfiltered Takes on Your Real-Life Money Dilemmas.

🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour

📱 Submit a Guilty As Charged question for Rachel and George! Leave us a voicemail with your question at 877-306-1517 or send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it.

💵 Create a free budget and find more margin with EveryDollar.

Connect With Our Sponsors:
Check out the FAIRWINDS Credit Union exclusive account bundle.

Get 20% off when you join DeleteMe.

Get up to 40% off with code SMARTMONEY at Cozy Earth.

Today’s Happy Hour Special: 🥃 Christmas Slush Mocktail
Recipe inspired by Taste Cove
3 ounces cranberry juice
1 ounce orange juice
1 ounce pineapple juice
1 ounce lime juice
1/2 ounce sparkling water

Instructions: Combine cranberry juice, orange juice, pineapple juice and lime juice in a mixing bowl. Stir and pour mixture into a freezer safe container. Freeze for a couple hours and stir occasionally to create a slushy consistency. Scoop the slush into glasses and top with a splash of sparkling water, then enjoy!

Explore More From Ramsey Network:
💡 The Rachel Cruze Show
💰 George Kamel
🎙️ The Ramsey Show
💸 The Ramsey Show Highlights
🧠 The Dr. John Delony Show
🪑 Front Row Seat with Ken Coleman
📈 EntreLeadership
Ramsey Solutions Privacy Policy

Learn more about your ad choices. Visit megaphone.fm/adchoices
44 min
November 27, 2025Money Lessons Hidden in Your Favorite TV Shows
💵 Enter to win $5,000 with Ramsey’s cash giveaway.

From Friends to The Office, Hollywood tends to bend reality when it comes to portraying personal finance. Here’s what your favorite TV shows get right and wrong about money.

Next Steps:
🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour
📱 Submit a Guilty As Charged question for Rachel and George! Leave us a voicemail with your question at 877-306-1517 or send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it.

📺 Watch Borrowed Future to learn how student loans are killing the American Dream.

📚 Learn to build wealth with America’s #1 personal finance class, Financial Peace University.

💵 Create a free budget and find more margin with EveryDollar.

Connect With Our Sponsors:
Check out the FAIRWINDS credit union exclusive account bundle.

Get 20% off when you join DeleteMe.

Get 40% off with code SMARTMONEY at Cozy Earth.

Today’s Happy Hour Special: 🥃 Amaretto Sour
Recipe from Liquor.com
1 1/2 ounces amaretto
3/4 ounce bourbon
1 ounce lemon juice
1 teaspoon simple syrup
1/2 ounce egg whites

Instructions: Add all ingredients into a shaker and dry shake (no ice) for 15 seconds. Add ice to shaker and shake again until chilled. Strain into glass over ice and enjoy!

Explore More From Ramsey Network:
💡 The Rachel Cruze Show
💰 George Kamel
🎙️ The Ramsey Show
💸 The Ramsey Show Highlights
🧠 The Dr. John Delony Show
🪑 Front Row Seat with Ken Coleman
📈 EntreLeadership

Ramsey Solutions Privacy Policy

Learn more about your ad choices. Visit megaphone.fm/adchoices
39 min
November 20, 2025How to Financially Survive Every Season of Life
💰 Which side hustle is right for you? Get personalized recommendations from our Side Hustle Quiz.

Different phases of life call for different financial priorities (and different strategic habits to help you get there). Today, we’re explaining what to do with your money to help you reach your goals in every season.

Next Steps:
🎥 Watch our video How Does Your Net Worth Compare to the Average American.

🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour
📱 Submit a Guilty As Charged question for Rachel and George! Leave us a voicemail with your question at 877-306-1517 or send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it.

📺 Watch Borrowed Future to learn how student loans are killing the American Dream.

📚 Learn to build wealth with America’s #1 personal finance class, Financial Peace University.

💵 Create a free budget and find more margin with EveryDollar.
Connect With Our Sponsors:
Check out the FAIRWINDS credit union exclusive account bundle.

Get 20% off when you join DeleteMe.

Get up to 40% off with code SMARTMONEY at Cozy Earth.
Today’s Happy Hour Special: 🍸 Hillstone Crisp Martini
Recipe from @madisieli on Instagram
1 1/2 ounces vodka (or gin)
1 ounce elderflower liqueur
Juice of 1/2 lemon
Splash of sauvignon blanc

Instructions: Combine vodka, elderflower liqueur and lemon juice into a shaker filled with ice. Shake well, pour into a frosted martini glass, top with a splash of sauvignon blanc, and enjoy!

Explore More From Ramsey Network:
💡 The Rachel Cruze Show
💰 George Kamel
🎙️ The Ramsey Show
💸 The Ramsey Show Highlights
🧠 The Dr. John Delony Show
🪑 Front Row Seat with Ken Coleman
📈 EntreLeadership

⁠Ramsey Solutions Privacy Policy

Learn more about your ad choices. Visit megaphone.fm/adchoices
46 min
November 13, 2025We Ask Anjelah Johnson-Reyes About Her Comedy Career and Money Habits
💰 Which side hustle is right for you? Get personalized recommendations from our Side Hustle Quiz.

You’ve watched her successful comedy career unfold over the last two decades, and today you get to laugh through an entire podcast episode with her. Anjelah Johnson-Reyes unpacks everything from Bon Qui Qui to motherhood to money habits.
Next Steps:🎥 Watch our video How Matt and Abby Went From Broke College Kids to “Unplanned” Influencers

🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour
📱 Submit a Guilty As Charged question for Rachel and George! Leave us a voicemail with your question at 877-306-1517 or send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it.

💵 Create a budget and track expenses with EveryDollar.
🤳 Follow Anjelah Johnson-Reyes and her podcast Funjelah on Instagram!

Connect With Our Sponsors:
Check out the FAIRWINDS credit union exclusive account bundle.

Get 20% off when you join DeleteMe.

Get up to 40% off with code SMARTMONEY at Cozy Earth.

Today’s Happy Hour Special: 🍹 Margarita Mocktail
Recipe: Gimme Some Oven
1 1/2 ounces freshly squeezed lime juice
1 ounce freshly squeezed orange juice
1–2 tablespoons agave nectar
1/3 cup sparkling water or club soda
Coarse sea salt, for rimming
Extra lime slice, for garnish

Instructions: Cut a small notch in a lime wedge and run it around the rim of the glass. Dip the rim in a small plate of salt. Add the lime juice, orange juice, agave nectar and ice to the serving glass and stir vigorously for 15 seconds to combine. Top with sparkling water and garnish with an extra lime slice. Serve immediately and enjoy!

Explore More From Ramsey Network:
💡 The Rachel Cruze Show
💰 George Kamel
🎙️ The Ramsey Show
💸 The Ramsey Show Highlights
🧠 The Dr. John Delony Show
🪑 Front Row Seat with Ken Coleman
📈 EntreLeadership

Ramsey Solutions Privacy Policy

Learn more about your ad choices. Visit megaphone.fm/adchoices
58 min
November 06, 2025We Paint and Sip While Exploring Financial Gender Stereotypes
💰 Which side hustle is right for you? Get personalized recommendations from our Side Hustle Quiz.

Money is an art and a science. Today, George and Rachel are unpacking financial statistics and gender stereotypes around spending. Oh, and they do it while painting portraits of each other—you don’t want to miss this.
Next Steps:
🎥 Watch our video Men vs. Women: Who Handles Money Better?

🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour
📱 Submit a Guilty As Charged question for Rachel and George! Leave us a voicemail with your question at 877-306-1517 or send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it.

💵 Create a budget and track expenses with EveryDollar.
Check out Ramsey’s Complete Guide to Investing.

Connect With Our Sponsors:
Check out the FAIRWINDS credit union exclusive account bundle.

Get 20% off when you join DeleteMe.

Get up to 40% off with code SMARTMONEY at Cozy Earth.
Today’s Happy Hour Special: 🥃 Bourbon Carajillo
Recipe: The G&M Kitchen
1 1/2 ounces espresso
1 ounce bourbon
1 ounce Licor 43
2–4 dashes angostura bitters
1 orange slice
Instructions: Start by brewing the espresso. Then add 1 1/2 ounces of espresso (1 shot), 1 ounce of Licor 43, 1 ounce of bourbon, and 1 dash of bitters to a cocktail shaker with ice. Shake for 30 seconds, then strain into a glass with ice. Garnish with an orange slice and espresso beans, and enjoy!

Explore More From Ramsey Network:
💡 The Rachel Cruze Show
💰 George Kamel
🎙️ The Ramsey Show
💸 The Ramsey Show Highlights
🧠 The Dr. John Delony Show
🪑 Front Row Seat with Ken Coleman
📈 EntreLeadership

Ramsey Solutions Privacy Policy

Learn more about your ad choices. Visit megaphone.fm/adchoices
50 min

About Smart Money Happy Hour with Rachel Cruze and George Kamel

From the publisher's feed

Pull up a chair to the happy hour you wish your friends were having. Mix two money experts with some hot takes and a splash of nostalgia, and you get Rachel Cruze and George Kamel talking unfiltered…