📈 Are you on track with the Baby Steps? Get a Free Personalized Plan

Today we’re giving the people what they want: the man himself, Dave Ramsey. In this special episode, Dave plays 20 Questions with inquiries you submitted about his life, wealth and the things he won’t waste a dime on.

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Today’s Happy Hour Special: 🍸 Black Manhattan

Ingredients:

Instructions: Add the rye whiskey, amaro and bitters into a mixing glass with ice and stir until well-chilled. Strain into a chilled coupe glass. Garnish with two brandied cherries.

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💰 George Kamel

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💸 The Ramsey Show Highlights  

🧠 The Dr. John Delony Show

🪑 Front Row Seat with Ken Coleman

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📈 Are you on track with the Baby Steps? Get a Free Personalized Plan

Remember signing up for that “free” trial of Apple TV+ . . . and four years later, you’re still paying $9.99 a month for it? In this episode, Rachel and George reveal sneaky marketing tactics like this to help you avoid wasting money.

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Today’s Happy Hour Special: 🥃 Classic Amaretto Sour

Recipe: Real Simple

Ingredients:

Instructions: Pour the amaretto, simple syrup, and lemon juice into a cocktail shaker with ice. Shake and strain into a glass filled with ice. Garnish with an orange slice and a cherry, if using.

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💡 The Rachel Cruze Show

💰 George Kamel

🎙️ The Ramsey Show

💸 The Ramsey Show Highlights

🧠 The Dr. John Delony Show

🪑 Front Row Seat with Ken Coleman

📈 EntreLeadership

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💵 Start your free budget today. Download the EveryDollar app!

If you love awkward silences, just try asking your blind date how much money he makes. In this episode, Rachel and George share hot takes on common taboo money topics, plus how you can avoid cringey situations.

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Today’s Happy Hour Special: 🍸 Smashing Sage Spritzer (Mocktail)

Recipe: Drinking for Two: Nutritious Mocktails for the Mom-To-Be

Ingredients:

Instructions: Muddle blackberries with sage leaves and honey in the bottom of a shaker. Add lime juice and coconut water; fill shaker with ice. Shake vigorously. Strain, if desired. Divide the shaken mixture between two ice-filled lowball glasses. Top with seltzer and stir. Garnish with fresh sage and blackberries.

Listen to More From Ramsey Network:

💡 The Rachel Cruze Show

💰 George Kamel

🎙️ The Ramsey Show

💸 The Ramsey Show Highlights

🧠 The Dr. John Delony Show

🪑 Front Row Seat with Ken Coleman

📈 EntreLeadership

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We all know that person who wears flashy designer logos like they’re personally endorsed by Michael Kors. In this episode, Rachel and George react to ways people pretend to be upper class and discuss how to be smart with your money instead.

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Today’s Happy Hour Special: 🍸 Japanese Slipper

Recipe: Difford’s Guide

Instructions: Select and pre-chill a martini glass. Prepare garnish of Luxardo maraschino cherry dropped into drink. Shake all ingredients with ice. Fine strain into chilled glass.

Listen to More From Ramsey Network:

💡 The Rachel Cruze Show

💰 George Kamel

🎙️ The Ramsey Show

💸 The Ramsey Show Highlights

🧠 The Dr. John Delony Show

🪑 Front Row Seat with Ken Coleman

📈 EntreLeadership

Ramsey Solutions Privacy Policy

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If you want to have a “new year, new you,” you have to do new things. In the first episode of the new year, Rachel and George share bad money habits you’ll want to ditch in 2025.

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Today’s Happy Hour Special: 🧊 Frostbite Tequila Cocktail

Recipe: The Spruce Eats

Instructions: In a cocktail shaker, pour the tequila, blue curaçao, crème de cacao, and cream. Fill with ice. Shake well. Strain into an ice-filled old-fashioned glass. Garnish with a cherry. Serve and enjoy.

Listen to More From Ramsey Network:

💡 The Rachel Cruze Show

💰 George Kamel

🎙️ The Ramsey Show

💸 The Ramsey Show Highlights

🧠 The Dr. John Delony Show

🪑 Front Row Seat with Ken Coleman

📈 EntreLeadership

Ramsey Solutions Privacy Policy

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It’s almost time to put out the flame on 2024, and we’re feeling reflective. In this episode, Rachel and George look back on the best (and worst 😅) Smart Money Happy Hour moments of the year, including money lessons you won’t want to forget in 2025.

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Today’s Happy Hour Specials:

Reddish Rita

Episode: Financial Realities You Learn as an Adult

Ingredients:

Corpse Reviver No.2

Recipe: Difford’s Guide

Episode: Are You Guilty of These Financial Turnoffs?

Ingredients:

Lemon Drop Mocktail

Recipe: Food Banjo

Episode: Why Nothing Is Enjoyable Today

Ingredients:

Listen to More From Ramsey Network:

💡 The Rachel Cruze Show

💰 George Kamel

🎙️ The Ramsey Show

💸 The Ramsey Show Highlights

🧠 The Dr. John Delony Show

💼 The Ken Coleman Show

📈 EntreLeadership

Ramsey Solutions Privacy Policy

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💵 Start your free budget today. Download the EveryDollar app!

It’s easy to get caught up in holiday commercialism during the holidays—just ask the Grinch. In this festive episode, Rachel and George find money lessons in nostalgic Christmas movies that you can apply all year long.

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Today’s Happy Hour Special: 🥛 Upgraded Eggnog

Recipe: Town & Country

Instructions: Combine all ingredients into a shaker. Shake without ice first, then add ice and shake again to chill and dilute the eggnog slightly (by about 1 ounce). Strain into a chilled glass and garnish with freshly grated nutmeg if desired, enjoy!

Listen to More From Ramsey Network:

💡 The Rachel Cruze Show

💰 George Kamel

🎙️ The Ramsey Show

💸 The Ramsey Show Highlights  

🧠 The Dr. John Delony Show

💼 The Ken Coleman Show

📈 EntreLeadership

Ramsey Solutions Privacy Policy

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💵 Start your free budget today. Download the EveryDollar app!

When it’s 11:30pm and a snack is calling your name, do you go for McDonald’s French fries or a cheesy gordita crunch? In this episode, Rachel and George debate favorite fast-food and fast casual chains, plus you’ll learn which might be best for your budget.

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Connect With Our Sponsors: 🥤Raspberry Dream Dirty Soda

Today’s Happy Hour Special:

Recipe: Favorite Family Recipes

Ingredients:

Instructions: Puree raspberries and sugar together in a blender until smooth. Store in an airtight container in the fridge if not using immediately. Fill 16oz cup halfway with ice and ¾ full with Dr. Pepper. Add 2 tbsp raspberry mixture and 2 tbsp coconut creamer. Fill to the top with Dr. Pepper and stir well, enjoy!

Listen to More From Ramsey Network:

💡 The Rachel Cruze Show

💰 George Kamel

🎙️ The Ramsey Show

💸 The Ramsey Show Highlights  

🧠 The Dr. John Delony Show

💼 The Ken Coleman Show

📈 EntreLeadership

Ramsey Solutions Privacy Policy

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💵 Start your free budget today. Download the EveryDollar app!

So, you booked all the Airbnbs for the group hiking trip, but that was two months ago, and Becky still hasn’t responded to your Venmo request? Awkward. In this episode, Rachel and George are responding to cringy financial faux pas you’ve experienced with friends.

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Today’s Happy Hour Special: 🍹 Division Bell

Recipe: Difford’s Guide

Ingredients:

Instructions: Shake all ingredients with ice and strain into a chilled glass, then enjoy!

Listen to More From Ramsey Network:

💡 The Rachel Cruze Show

💰 George Kamel

🎙️ The Ramsey Show

💸 The Ramsey Show Highlights  

🧠 The Dr. John Delony Show

💼 The Ken Coleman Show

📈 EntreLeadership

Ramsey Solutions Privacy Policy

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🍸 Check out more episodes of Smart Money Happy Hour

Tired of giving your dad the same pack of white socks every year for Christmas? In this episode, Rachel and George have the gift inspo you’ve been looking for—plus great ideas for the one on your list who has everything.

Rachel and George’s Gift Guide:

Wine and Cocktail Lovers

People Who Love to Cook

Tech and Gadget Lovers

Kids

• Digital camera

Parents/Grandparents

Spouse

White Elephant/Dirty Santa

“Take the Hint” Gifts

For the One Who Has It All

Today’s Happy Hour Special: 🍷 Red Sans-Gria

Recipe from Drinking for Two: Nutritious Mocktails for the Mom-to-Be

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