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In this episode of the Debt Free Dad Podcast, host Chris Hawkins explores whether making more money or changing your mindset is more crucial for improving your financial life. Chris shares insights from an article by Steve Burns titled 'Ten Ways the Mindset of the Rich and Poor are Different,' emphasizing the importance of a positive mindset in achieving financial success. Drawing from his personal experience of paying off nearly $100,000 in debt, Chris underscores various mindset changes, such as taking control of your future, having high self-efficacy, setting clear goals, viewing challenges as opportunities, embracing lifelong learning, and believing in abundance. This episode aims to inspire listeners to adopt a growth mindset and understand that financial prosperity begins with the right mental outlook. 

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In this episode, Brad, Amber, Katie, and Ryan share proven strategies and practical tips to stay motivated while paying off debt. Drawing from their personal experiences of becoming debt-free, they discuss the importance of setting realistic goals, staying consistent, and finding the right support system. They emphasize the need to acknowledge both setbacks and wins, build good habits, and tailor strategies that work for each individual's situation. The hosts also announce free resources to help listeners take the first steps towards financial freedom. Tune in for motivational insights and actionable advice to help you crush your debts for good. 

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YouTube - https://www.youtube.com/@bradnelson-debtfreedad2751/featured

Thanks For Listening

Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube

We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one.

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In this episode, Ryan Nelson discusses the concept of money scripts - unconscious beliefs about money formed in childhood - and their impact on financial behaviors. Sharing his personal journey of paying off $160,000 in debt while raising three kids, Ryan emphasizes the importance of identifying and challenging these deeply ingrained beliefs to achieve financial goals. He provides actionable steps such as reflecting on family dynamics around money, setting small financial goals like creating a budget, and surrounding oneself with positive financial influences. Ryan also highlights recent changes in credit reporting for medical debt and how societal attitudes towards debt can shape our financial decisions. 

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Thanks For Listening

Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube

We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one.

Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!

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Cooking at home offers numerous benefits, including building essential life skills for children and promoting financial well-being for the entire family. Involving kids in the kitchen can foster confidence, encourage healthier eating habits, and contribute to long-term financial stability. 

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Connect With Brad

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YouTube - https://www.youtube.com/@bradnelson-debtfreedad2751/featured

Thanks For Listening

Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube

We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one.

Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!

Sign up for  our Life Without Payments Workshop: https://www.debtfreedad.com/pl/2148605132

Subscribe to Simplify My Money:
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Do overdraft fees and late payments have you stressed out? In this episode of the Debt Free Dad podcast, host Katie shares her practical tips to help you take control of your finances. Learn how to avoid overdraft fees, manage bill payments, and set yourself up for financial stability. Tune in for valuable advice and actionable steps to break the cycle of debt and live a happier, less stressful life. 

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The Totally Awesome Debt Freedom Planner https://www.debtfreedad.com/planner

Connect With Brad

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Facebook - https://www.facebook.com/thedebtfreedad
Private Facebook Group - https://www.facebook.com/groups/debtfreedad
Instagram - https://www.instagram.com/debtfreedad/
TikTok - https://www.tiktok.com/@debt_free_dad
YouTube - https://www.youtube.com/@bradnelson-debtfreedad2751/featured

Thanks For Listening

Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube

We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one.

Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!

Get your FREE goal-setting worksheet: SMART Goals Freebie

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Join us, as we unpack the SMART goals framework and demonstrate how to use it to achieve financial freedom. Through personal stories and expert advice, they discuss the importance of setting Specific, Measurable, Achievable, Relevant, and Time-bound goals. Learn how to stay motivated, focused, and make real progress towards debt-free living. Discover key strategies, practical tips, and valuable resources to kickstart your journey to financial control. Download the free goal-setting worksheet provided in the show notes and simplify your money management with our step-by-step roadmap.  

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The Totally Awesome Debt Freedom Planner https://www.debtfreedad.com/planner

Connect With Brad

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Private Facebook Group - https://www.facebook.com/groups/debtfreedad
Instagram - https://www.instagram.com/debtfreedad/
TikTok - https://www.tiktok.com/@debt_free_dad
YouTube - https://www.youtube.com/@bradnelson-debtfreedad2751/featured

Thanks For Listening

Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube

We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one.

Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!

Sign up for our Live Budgeting Workshop: https://www.debtfreedad.com/live_budgeting_workshop_optin  

Subscribe to Simplify My Money:
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Join Brad Nelson, founder of Debt Free Dad, as he kicks off the new year with an insightful episode on one of the most powerful tools in personal finance: budgeting. Brad, who has paid off $45,000 of debt and helped thousands of people save and reduce debt, explains the importance of budgeting and debunks common misconceptions. He also covers the benefits of budgeting, such as reducing financial stress and making progress on financial goals. Brad invites viewers to a free budgeting workshop on January 7th, designed to help people get started with effective budgeting strategies. 

Support the show

The Totally Awesome Debt Freedom Planner https://www.debtfreedad.com/planner

Connect With Brad

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Private Facebook Group - https://www.facebook.com/groups/debtfreedad
Instagram - https://www.instagram.com/debtfreedad/
TikTok - https://www.tiktok.com/@debt_free_dad
YouTube - https://www.youtube.com/@bradnelson-debtfreedad2751/featured

Thanks For Listening

Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube

We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one.

Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!

Sign up for our Live Budgeting  Workshop on January 7th, 2025:
https://www.debtfreedad.com/live_budgeting_workshop_optin  

You're on a mission to pay off debt, but what's the best and most efficient method to do that? All five of us on the Debt Free Dad Podcast have paid off tens of thousands of dollars. We've also helped thousands of people save and pay off tens of millions of dollars... so today we will reveal what we know to be the absolute best method to pay off your debt, and why.

Support the show

The Totally Awesome Debt Freedom Planner https://www.debtfreedad.com/planner

Connect With Brad

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Private Facebook Group - https://www.facebook.com/groups/debtfreedad
Instagram - https://www.instagram.com/debtfreedad/
TikTok - https://www.tiktok.com/@debt_free_dad
YouTube - https://www.youtube.com/@bradnelson-debtfreedad2751/featured

Thanks For Listening

Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube

We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one.

Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!

Sign up for our Live Budgeting  Workshop on January 7th, 2025:
https://www.debtfreedad.com/live_budgeting_workshop_optin  

Are you tired of trying different debt repayment strategies and not seeing results? Many people struggle to find a method that works for them, often feeling frustrated and defeated. In this blog post, we'll explore a different approach to paying off debt—one that focuses on finding a strategy that aligns with your values and goals. Say goodbye to one-size-fits-all methods and hello to a personalized path to debt freedom.

Support the show

The Totally Awesome Debt Freedom Planner https://www.debtfreedad.com/planner

Connect With Brad

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Private Facebook Group - https://www.facebook.com/groups/debtfreedad
Instagram - https://www.instagram.com/debtfreedad/
TikTok - https://www.tiktok.com/@debt_free_dad
YouTube - https://www.youtube.com/@bradnelson-debtfreedad2751/featured

Thanks For Listening

Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube

We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one.

Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!

Sign up for our Live Budgeting  Workshop on January 7th, 2025:
https://www.debtfreedad.com/live_budgeting_workshop_optin  

Welcome to episode #193 of the Debt Free Dad Podcast. So what do you do when your bills are more than your income? How can you build an emergency fund and get out of debt when you can't get caught up? We are going to offer some motivation and tips on today's show.

What You'll Learn

• We understand the stress of bills exceeding income, but we're here to provide
  you with practical tips and motivation to break free from this cycle.
• Join us for empowering insights and actionable strategies that can turn your
  financial situation around.
• Be inspired by real stories of individuals who have faced similar financial
  struggles and successfully emerged debt-free. Our show is not just about
  motivation; it's a practical guide to transforming your financial reality.

Support the show

The Totally Awesome Debt Freedom Planner https://www.debtfreedad.com/planner

Connect With Brad

Website- https://www.debtfreedad.com
Facebook - https://www.facebook.com/thedebtfreedad
Private Facebook Group - https://www.facebook.com/groups/debtfreedad
Instagram - https://www.instagram.com/debtfreedad/
TikTok - https://www.tiktok.com/@debt_free_dad
YouTube - https://www.youtube.com/@bradnelson-debtfreedad2751/featured

Thanks For Listening

Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube

We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one.

Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!