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Episode 12: Pension Payouts, Annuities & Hidden Retirement Risks – What You Need to Know
Episode 12: Pension Payouts, Annuities & Hidden Retirement Risks – What You Need to Know
In Episode 12, Dereck Blair, President of Caprock Financial Group, tackles the most pressing—and misunderstood—topics facing pre-retirees and retirees today: pension decisions, annuity options, legislative threats, and interest rate shifts. If you’ve ever wondered what the best way to protect your spouse, maximize your pension, or avoid hidden fees in annuities might be—this episode is for you.
💬 Inside this episode, you’ll learn:
✔️ How to unlock hidden pension secrets and choose the payout option that’s right for you AND your spouse
✔️ Why variable annuities often come with costly surprises—and how to avoid common pitfalls
✔️ The surprising connection between interest rates and annuity payouts (and why now may be a good time to review your options)
✔️ How current and proposed legislation could devastate your retirement if you’re not positioned properly
✔️ What to know about conservative investment strategies in a volatile market
✔️ Behind-the-scenes insight from the NAIFA Summit, where Dereck connected with industry leaders advocating for retirees like you
Whether you have a pension through your employer or you're navigating annuity options with your 401(k) or IRA rollover, Dereck breaks it down in a way that’s clear, strategic, and built for real-life decision-making.
📞 Call (806) 749-7870 to schedule your no-obligation in-office retirement review.
Let us help you make sense of your options—and create a plan that protects your future.
🌐 Visit our podcast hub: www.dereckblair.com
📱 Follow us on social media for more timely financial strategies, event announcements, and expert podcast content.
🎧 Subscribe weekly for actionable retirement insights that help you align your money with your purpose—and your future.
Insurance products and services are offered and sold through Caprock Financial Group, an individually licensed and appointed insurance agent.
Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies.
#PensionPlanning #AnnuitiesExplained #VariableAnnuities #InterestRates #RetirementRisks #CaprockFinancial #CaprockBlueprint #RetireWithConfidence #NAIFA #FinancialFreedom #SmartMoneyMoves #Motiv8Investments #LubbockTexas #MoneyMattersPodcast #ProtectYourFuture
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By Dereck BlairEpisode 12: Pension Payouts, Annuities & Hidden Retirement Risks – What You Need to Know
In Episode 12, Dereck Blair, President of Caprock Financial Group, tackles the most pressing—and misunderstood—topics facing pre-retirees and retirees today: pension decisions, annuity options, legislative threats, and interest rate shifts. If you’ve ever wondered what the best way to protect your spouse, maximize your pension, or avoid hidden fees in annuities might be—this episode is for you.
💬 Inside this episode, you’ll learn:
✔️ How to unlock hidden pension secrets and choose the payout option that’s right for you AND your spouse
✔️ Why variable annuities often come with costly surprises—and how to avoid common pitfalls
✔️ The surprising connection between interest rates and annuity payouts (and why now may be a good time to review your options)
✔️ How current and proposed legislation could devastate your retirement if you’re not positioned properly
✔️ What to know about conservative investment strategies in a volatile market
✔️ Behind-the-scenes insight from the NAIFA Summit, where Dereck connected with industry leaders advocating for retirees like you
Whether you have a pension through your employer or you're navigating annuity options with your 401(k) or IRA rollover, Dereck breaks it down in a way that’s clear, strategic, and built for real-life decision-making.
📞 Call (806) 749-7870 to schedule your no-obligation in-office retirement review.
Let us help you make sense of your options—and create a plan that protects your future.
🌐 Visit our podcast hub: www.dereckblair.com
📱 Follow us on social media for more timely financial strategies, event announcements, and expert podcast content.
🎧 Subscribe weekly for actionable retirement insights that help you align your money with your purpose—and your future.
Insurance products and services are offered and sold through Caprock Financial Group, an individually licensed and appointed insurance agent.
Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies.
#PensionPlanning #AnnuitiesExplained #VariableAnnuities #InterestRates #RetirementRisks #CaprockFinancial #CaprockBlueprint #RetireWithConfidence #NAIFA #FinancialFreedom #SmartMoneyMoves #Motiv8Investments #LubbockTexas #MoneyMattersPodcast #ProtectYourFuture