Are you prepared for retirement, or just hoping for the best?

In this premiere episode, Dereck Blair, Founder & President of Caprock Financial Group, kicks off his powerful new radio show and podcast by answering real questions from callers just like you. He then dives into the foundation of our signature retirement process—The 8 Elements of Financial Success—a proven, personalized planning strategy designed to help you make confident, well-informed decisions for your future.

💬 In this episode, Dereck answers these critical questions:

✔️ When should I turn on my Social Security?
✔️ Should I adjust my portfolio if I’m about to retire? (…and do you know what a life cycle fund really is?)
✔️ With market volatility, is it safer to move everything into bonds or cash before retirement?
✔️ What are the pros and cons of long-term care insurance?

📊 After the Q&A, Dereck walks you through our comprehensive and practical approach to financial and retirement planning using the 8 Elements of Financial Success, developed to help you:

• Reduce taxes in retirement
• Avoid unnecessary market risk
• Maximize income streams
• Protect your legacy
• And so much more…

📞 Ready to take control of your retirement plan?
 Call our office today at (806) 749-7870 to schedule your personalized, no-obligation in-office review with Dereck and the Caprock Financial team.

🌐 Learn more at: www.caprockfinancialgroup.com

🎧 Tune in weekly and subscribe so you don’t miss expert-led conversations designed to help you retire smarter—with clarity, confidence, and peace of mind.

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