Episode 13: Lifestyle Inflation vs. Generosity

Have you ever noticed how easy it is to start spending more when you’re earning more? New job, pay raise, or side hustle success—it’s tempting to upgrade your lifestyle just because you can. This phenomenon is called lifestyle inflation, and while it can feel like a reward for hard work, it can also derail your financial goals.

In this episode of Money Matrimony, Hayson and Nikki dive into:

• What lifestyle inflation is and why it happens.
• How to recognize when it’s sneaking into your life.
• Practical strategies to keep your expenses in check, even as your income grows.
• Why generosity may be the ultimate antidote to lifestyle inflation.

The conversation takes an inspiring turn as we share how earning more is an opportunity—not to spend more, but to give more. Whether it’s through money, time, or resources, generosity can bring more joy and fulfillment than any material upgrade ever could.

Challenge for Couples:

Talk with your partner about one area where lifestyle inflation might have crept into your lives. Then, think of a way to redirect those resources—whether to savings, investments, or an act of generosity that aligns with your values.

Let’s start using what we earn to create a life of purpose, not just possessions. 💛

#MoneyMatrimony #LifestyleInflation #GenerosityMatters #SmartMoney #FaithAndFinances #CouplesWhoSave

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Please note that nothing in this podcast should ever be considered personal financial advice. For advice specific to your situation & needs, we encourage you to speak to a finance professional.

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