In Part 2 of our stay-at-home parenting series, we go deeper than the surface-level debates and talk about the real trade-offs, the decision-making process, and the practical steps that make it work for the long haul.

We cover:

The Real Cost — Financial, Emotional & Career Trade-offs

Staying home changes more than just your daily routine. It can impact superannuation, career progression, mental health, identity, and lifestyle. But here’s the thing — those “costs” aren’t always one-sided. We unpack both the challenges and the surprising benefits that often get overlooked.

Did you know? Women retire with 24% less super than men (ASFA, 2023) — a gap often linked to time out of the workforce.

Who Should Stay Home (If Anyone)?

This isn’t about gender stereotypes — it’s about capacity, desire, and values. We challenge the assumption it’s always mum, explore shared and flexible models, and talk about why dads can (and should) step up if they feel called.

Only 5% of stay-at-home parents in Australia are dads — but that number is slowly growing (ABS).

Making It Work — Practical Tips for the Stay-at-Home Life

If you decide staying home is the right move, how do you make it sustainable? We share practical ways to thrive on one income, protect the stay-at-home partner’s identity, and keep your marriage strong.

Whether you’re already living this life, considering it, or simply curious about the trade-offs, this episode will help you see beyond the stereotypes and weigh what really matters for you and your family.

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Disclaimer

Please note that nothing in this podcast should ever be considered personal financial advice. For advice specific to your situation & needs, we encourage you to speak to a finance professional.

The information provided in this podcast, Money Matrimony, is for entertainment and informational purposes only. Whilst we are passionate about personal finance and share our experiences, opinions, and insights, it should not be construed as financial advice.

Listeners are encouraged to seek the advice of a qualified financial advisor or professional before making any financial decision. Every individual and couple's financial situation is unique, and what works for one may not be suitable for another.

The opinions expressed by the hosts and any guests on the show are their own and do not necessarily reflect the views of any organizations or institutions they may be affiliated with.

Money Matrimony does not guarantee the accuracy, completeness, or reliability of any information shared on the podcast. Listeners should conduct their own research and exercise their own judgment when making financial decisions.

By listening to Money Matrimony, you agree that the hosts, guests, and producers of the podcast are not liable for any financial losses or damages that may result from actions taken based on the information provided in the podcast.

Hosted on Acast. See acast.com/privacy for more information.

What comes to mind when you hear “stay-at-home parent”?

Lucky? Lazy? Not working?

Or maybe… the person holding the entire household together with one hand — while wiping down high chairs, calming tantrums, and answering a dozen questions before lunch.

In Part 1 of this two-part series, we’re pulling back the curtain on what it’s really like to be a stay-at-home parent — emotionally, practically, and relationally. We’ll break down the myth that staying at home is “not working,” and start a much-needed conversation on why this role may be the most undervalued in society.

We also get personal — Nikki shares what her own stay-at-home season felt like, what surprised her most, and what she wishes every couple understood.

If you’ve ever wrestled with these questions - Should one of us stay home? Could we? Should I?

This episode is for you!

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Disclaimer

Please note that nothing in this podcast should ever be considered personal financial advice. For advice specific to your situation & needs, we encourage you to speak to a finance professional.

The information provided in this podcast, Money Matrimony, is for entertainment and informational purposes only. Whilst we are passionate about personal finance and share our experiences, opinions, and insights, it should not be construed as financial advice.

Listeners are encouraged to seek the advice of a qualified financial advisor or professional before making any financial decision. Every individual and couple's financial situation is unique, and what works for one may not be suitable for another.

The opinions expressed by the hosts and any guests on the show are their own and do not necessarily reflect the views of any organizations or institutions they may be affiliated with.

Money Matrimony does not guarantee the accuracy, completeness, or reliability of any information shared on the podcast. Listeners should conduct their own research and exercise their own judgment when making financial decisions.

By listening to Money Matrimony, you agree that the hosts, guests, and producers of the podcast are not liable for any financial losses or damages that may result from actions taken based on the information provided in the podcast.

Hosted on Acast. See acast.com/privacy for more information.

We’ve all heard them — the money “truths” that sound wise… but actually keep us stuck.

In this episode, we’re taking on five of the most common financial myths that many couples (and let’s be honest, even we at times!) believe — and we’re breaking them down one by one. If you’ve ever felt restricted by a budget, scared to invest, or like it’s too late to fix your finances, this episode is for you.

We’re busting myths like:

🚫 “If we budget, we’re being restrictive.”

🚫 “Investing is too risky—we should just save.”

🚫 “We’ll start saving when we earn more.”

🚫 “It’s too late to fix our finances.”

🚫 “Combining finances means losing independence.”

Instead, we’ll show you:

✅ Why budgeting actually gives you more freedom

✅ How saving without investing can cost you in the long run

✅ Why waiting to save until you earn more is a trap

✅ That it’s never too late to start moving forward

✅ And how combining finances can actually strengthen trust — not erode it

Whether you’re just starting out or have been managing money for years, this is the refresh you didn’t know you needed.

*****Make sure to hit the subscribe button and join the conversation!*****

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Linkedin https://www.linkedin.com/company/the-money-matrimony

Disclaimer

Please note that nothing in this podcast should ever be considered personal financial advice. For advice specific to your situation & needs, we encourage you to speak to a finance professional.

The information provided in this podcast, Money Matrimony, is for entertainment and informational purposes only. Whilst we are passionate about personal finance and share our experiences, opinions, and insights, it should not be construed as financial advice.

Listeners are encouraged to seek the advice of a qualified financial advisor or professional before making any financial decision. Every individual and couple's financial situation is unique, and what works for one may not be suitable for another.

The opinions expressed by the hosts and any guests on the show are their own and do not necessarily reflect the views of any organizations or institutions they may be affiliated with.

Money Matrimony does not guarantee the accuracy, completeness, or reliability of any information shared on the podcast. Listeners should conduct their own research and exercise their own judgment when making financial decisions.

By listening to Money Matrimony, you agree that the hosts, guests, and producers of the podcast are not liable for any financial losses or damages that may result from actions taken based on the information provided in the podcast.

Hosted on Acast. See acast.com/privacy for more information.

Episode 22 – Love & Retirement: Are You and Your Partner on the Same Page?

Retirement isn’t just about superannuation balances or pension age — it’s about aligning your vision for the future as a couple.

In this episode, we dive into what retirement actually means, how to talk about it, and why getting on the same page now (even if it feels early) can save a lot of confusion, conflict, and missed opportunities later.

But also why its highly relevant for millennials like ourselves.

What We Cover in This Episode:

• What “retirement” really means — and how it’s changing
• Why younger couples should care about retirement
• The emotional and relational side of retirement (not just financial!)
• How to start planning even if you're not on the same page
• Key questions every couple should ask about their future

*****Make sure to hit the subscribe button and join the conversation!*****

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Instagram https://www.instagram.com/the.moneymatrimony/

Facebook https://www.facebook.com/themoneymatrimony

Linkedin https://www.linkedin.com/company/the-money-matrimony

Disclaimer

Please note that nothing in this podcast should ever be considered personal financial advice. For advice specific to your situation & needs, we encourage you to speak to a finance professional.

The information provided in this podcast, Money Matrimony, is for entertainment and informational purposes only. Whilst we are passionate about personal finance and share our experiences, opinions, and insights, it should not be construed as financial advice.

Listeners are encouraged to seek the advice of a qualified financial advisor or professional before making any financial decision. Every individual and couple's financial situation is unique, and what works for one may not be suitable for another.

The opinions expressed by the hosts and any guests on the show are their own and do not necessarily reflect the views of any organizations or institutions they may be affiliated with.

Money Matrimony does not guarantee the accuracy, completeness, or reliability of any information shared on the podcast. Listeners should conduct their own research and exercise their own judgment when making financial decisions.

By listening to Money Matrimony, you agree that the hosts, guests, and producers of the podcast are not liable for any financial losses or damages that may result from actions taken based on the information provided in the podcast.

Hosted on Acast. See acast.com/privacy for more information.

Welcome to Part 2 of our two-part series on raising financially literate kids! In this episode, we move from theory to practice—how do we actually teach our kids about money in everyday life? And what do we do when things get tricky?

We’ll be talking through:

·      How to integrate everyday money moments into family life.

·      How to handle challenges like the “I wants,” peer pressure, and the awkwardness of saying "no."

·      Why letting kids make small mistakes is one of the best learning tools.

·      Plus, a few creative tools, games, and apps to make learning about money engaging and age-appropriate.

*****Make sure to hit the subscribe button and join the conversation!*****

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Instagram https://www.instagram.com/the.moneymatrimony/

Facebook https://www.facebook.com/themoneymatrimony

Linkedin https://www.linkedin.com/company/the-money-matrimony

Disclaimer

Please note that nothing in this podcast should ever be considered personal financial advice. For advice specific to your situation & needs, we encourage you to speak to a finance professional.

The information provided in this podcast, Money Matrimony, is for entertainment and informational purposes only. Whilst we are passionate about personal finance and share our experiences, opinions, and insights, it should not be construed as financial advice.

Listeners are encouraged to seek the advice of a qualified financial advisor or professional before making any financial decision. Every individual and couple's financial situation is unique, and what works for one may not be suitable for another.

The opinions expressed by the hosts and any guests on the show are their own and do not necessarily reflect the views of any organizations or institutions they may be affiliated with.

Money Matrimony does not guarantee the accuracy, completeness, or reliability of any information shared on the podcast. Listeners should conduct their own research and exercise their own judgment when making financial decisions.

By listening to Money Matrimony, you agree that the hosts, guests, and producers of the podcast are not liable for any financial losses or damages that may result from actions taken based on the information provided in the podcast.

Hosted on Acast. See acast.com/privacy for more information.

When we think about teaching our kids about money, maybe our first thought is budgeting… or saving up for a bike. All good stuff. But what if the most important lesson isn’t how to use money, but what money really is?

In this first episode of our 2-part series on kids and money, we’re going back to the foundation. Because before your child understands how to save or spend, they need to grasp what money means — and what it doesn’t.

We explore questions like:

💬 What is money — and how do we explain it to a 4-year-old?

🧠 How do our own beliefs shape how we talk to our kids about finances?

👶🏼 What kind of money conversations are appropriate at different ages?

💸 Should allowance be tied to chores — or treated as a learning tool?

*****Make sure to hit the subscribe button and join the conversation!*****

Follow our socials

Instagram https://www.instagram.com/the.moneymatrimony/

Facebook https://www.facebook.com/themoneymatrimony

Linkedin https://www.linkedin.com/company/the-money-matrimony

Disclaimer

Please note that nothing in this podcast should ever be considered personal financial advice. For advice specific to your situation & needs, we encourage you to speak to a finance professional.

The information provided in this podcast, Money Matrimony, is for entertainment and informational purposes only. Whilst we are passionate about personal finance and share our experiences, opinions, and insights, it should not be construed as financial advice.

Listeners are encouraged to seek the advice of a qualified financial advisor or professional before making any financial decision. Every individual and couple's financial situation is unique, and what works for one may not be suitable for another.

The opinions expressed by the hosts and any guests on the show are their own and do not necessarily reflect the views of any organizations or institutions they may be affiliated with.

Money Matrimony does not guarantee the accuracy, completeness, or reliability of any information shared on the podcast. Listeners should conduct their own research and exercise their own judgment when making financial decisions.

By listening to Money Matrimony, you agree that the hosts, guests, and producers of the podcast are not liable for any financial losses or damages that may result from actions taken based on the information provided in the podcast.

Hosted on Acast. See acast.com/privacy for more information.

Life inevitably throws big challenges at couples – career shifts, family changes, financial pressures, and yes, sometimes the unique chaos of a home renovation! This episode dives into how facing these hurdles together isn't just about survival, it's about building a stronger, more resilient partnership.

Using the intense (and often relatable!) experience of renovating as our starting point, we unpack practical, transferable strategies for navigating any major life stressor as a unified team.

Discover how clear communication, leveraging individual strengths, managing resources wisely (whether time, energy, or finances), consciously maintaining your connection and most importantly the showing and receiving of grace can transform tough times into opportunities for growth.

Equip yourselves with the tools to face future challenges head-on, strengthening your bond and proving you're truly stronger together. Whether you're knee-deep in sawdust or navigating another kind of life upheaval, this episode offers insights for every couple wanting to build lasting teamwork.

*****Make sure to hit the subscribe button and join the conversation!*****

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Facebook https://www.facebook.com/themoneymatrimony

Linkedin https://www.linkedin.com/company/the-money-matrimony

Disclaimer

Please note that nothing in this podcast should ever be considered personal financial advice. For advice specific to your situation & needs, we encourage you to speak to a finance professional. 

The information provided in this podcast, Money Matrimony, is for entertainment and informational purposes only. Whilst we are passionate about personal finance and share our experiences, opinions, and insights, it should not be construed as financial advice.

Listeners are encouraged to seek the advice of a qualified financial advisor or professional before making any financial decision. Every individual and couple's financial situation is unique, and what works for one may not be suitable for another.

The opinions expressed by the hosts and any guests on the show are their own and do not necessarily reflect the views of any organizations or institutions they may be affiliated with.

Money Matrimony does not guarantee the accuracy, completeness, or reliability of any information shared on the podcast. Listeners should conduct their own research and exercise their own judgment when making financial decisions.

By listening to Money Matrimony, you agree that the hosts, guests, and producers of the podcast are not liable for any financial losses or damages that may result from actions taken based on the information provided in the podcast.

Hosted on Acast. See acast.com/privacy for more information.

In today’s consumer-driven world, our kids are constantly bombarded with messages telling them they need more — more toys, more tech, more stuff. But how do we raise children who appreciate what they have and learn the value of giving to others?

In this episode, Hayson and Nikki dive deep into why generosity matters and how teaching it early can help shape not only our children’s financial habits but their character and relationships too. From practical tips like the "Save, Spend, Give" method to real, honest conversations about how hard it can be to live generously when the world tells us otherwise — we cover it all.

You’ll also hear:

✨ How generosity and gratitude go hand in hand

✨ Why giving doesn't just benefit others — it benefits us

✨ Real-life strategies to model and teach generosity in your family

✨ Biblical perspectives on giving and why it matters

✨ Ways to raise content, grateful kids in a culture of consumerism

And as always, we keep it real — sharing the struggles, the wins, and the small steps we can all take to raise financially responsible, kind-hearted kids.

#MoneyMatrimony #RaisingGenerousKids #TeachingGratitude #ParentingAndMoney #FaithAndFinances

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Instagram https://www.instagram.com/the.moneymatrimony/

Facebook https://www.facebook.com/themoneymatrimony

Linkedin https://www.linkedin.com/company/the-money-matrimony

Disclaimer

Please note that nothing in this podcast should ever be considered personal financial advice. For advice specific to your situation & needs, we encourage you to speak to a finance professional.

The information provided in this podcast, Money Matrimony, is for entertainment and informational purposes only. Whilst we are passionate about personal finance and share our experiences, opinions, and insights, it should not be construed as financial advice.

Listeners are encouraged to seek the advice of a qualified financial advisor or professional before making any financial decision. Every individual and couple's financial situation is unique, and what works for one may not be suitable for another.

The opinions expressed by the hosts and any guests on the show are their own and do not necessarily reflect the views of any organizations or institutions they may be affiliated with.

Money Matrimony does not guarantee the accuracy, completeness, or reliability of any information shared on the podcast. Listeners should conduct their own research and exercise their own judgment when making financial decisions.

By listening to Money Matrimony, you agree that the hosts, guests, and producers of the podcast are not liable for any financial losses or damages that may result from actions taken based on the information provided in the podcast.

Hosted on Acast. See acast.com/privacy for more information.

💭 Have you ever believed a money myth that shaped how you handle finances in your marriage?

We all grow up hearing certain “truths” about money—statements passed down from family, picked up from social media, or even reinforced by friends. Some of these beliefs sound logical. Others feel comforting.

But the real problem? Many of them simply may not be true. And when these myths go unchecked, they can quietly influence our financial choices, create tension, and hold us back from true financial freedom as a couple.

In this episode of Money Matrimony, we’re breaking down five of the biggest money myths that many couples believe. From the idea that talking about money kills romance to the assumption that homeownership is always the right financial move, we’re unpacking how these myths shape our thinking—and what we believe.

🔍 Here’s what we’re tackling today:

🚫 "Talking About Money Isn’t Fun & Sexy—It Kills Romance"

🚫 "Keeping Money Separate Is the Best Way to Avoid Fights"

🚫 "More Money Equals a Better Marriage"

🚫 "We Shouldn’t Worry About Retirement Until We’re Older"

🚫 "Home Ownership Is Always the Right Way to Go"

Some of these myths might sound familiar—maybe even a little too familiar. But do they hold up in reality? Join us as we break them down, challenge conventional wisdom, and uncover what truly makes a financially strong and happy marriage.

*****Make sure to hit the subscribe button and join the conversation!*****

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Disclaimer

Please note that nothing in this podcast should ever be considered personal financial advice. For advice specific to your situation & needs, we encourage you to speak to a finance professional.

The information provided in this podcast, Money Matrimony, is for entertainment and informational purposes only. Whilst we are passionate about personal finance and share our experiences, opinions, and insights, it should not be construed as financial advice.

Listeners are encouraged to seek the advice of a qualified financial advisor or professional before making any financial decision. Every individual and couple's financial situation is unique, and what works for one may not be suitable for another.

The opinions expressed by the hosts and any guests on the show are their own and do not necessarily reflect the views of any organizations or institutions they may be affiliated with.

Money Matrimony does not guarantee the accuracy, completeness, or reliability of any information shared on the podcast. Listeners should conduct their own research and exercise their own judgment when making financial decisions.

By listening to Money Matrimony, you agree that the hosts, guests, and producers of the podcast are not liable for any financial losses or damages that may result from actions taken based on the information provided in the podcast.

Hosted on Acast. See acast.com/privacy for more information.

Episode 16 - Keeping Up with the Joneses: The Hidden Cost of Comparison

💰 When a friend upgrades their car, a colleague moves into a bigger house, or social media flaunts the latest luxury trend—it’s easy to feel like you’re falling behind. But is the race to “keep up” actually worth it?

In this episode of Money Matrimony, we, Hayson & Nikki, dive into the financial and emotional costs of comparison culture. We’ll explore:

✔️ Why we feel pressured to match others’ lifestyles—even when it doesn’t align with our values

✔️ The hidden financial toll of "keeping up"—from lifestyle creep to debt & financial insecurity

✔️ How the comparison trap affects relationships, leading to tension, unmet expectations, and financial disagreements

✔️ Practical strategies to break free and make money decisions that serve YOUR future, not someone else’s

🎙️ Here are some discussion questions for you & your partner to get the conversation started.

💭 Have you ever regretted spending money just to “keep up” with others?

💭 How do you handle external pressures when making financial decisions as a couple?

💭 What’s one financial goal you’d rather focus on instead of keeping up with others?

👉 If this episode resonated with you, share it with a friend—it helps us more than you know!

#MoneyMatrimony #SmartMoneyMoves #DebtTalk #KeepingUpWithTheJoneses #FinancialFreedom #MarriageAndMoney

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Disclaimer

Please note that nothing in this podcast should ever be considered personal financial advice. For advice specific to your situation & needs, we encourage you to speak to a finance professional.

The information provided in this podcast, Money Matrimony, is for entertainment and informational purposes only. Whilst we are passionate about personal finance and share our experiences, opinions, and insights, it should not be construed as financial advice.

Listeners are encouraged to seek the advice of a qualified financial advisor or professional before making any financial decision. Every individual and couple's financial situation is unique, and what works for one may not be suitable for another.

The opinions expressed by the hosts and any guests on the show are their own and do not necessarily reflect the views of any organizations or institutions they may be affiliated with.

Money Matrimony does not guarantee the accuracy, completeness, or reliability of any information shared on the podcast. Listeners should conduct their own research and exercise their own judgment when making financial decisions.

By listening to Money Matrimony, you agree that the hosts, guests, and producers of the podcast are not liable for any financial losses or damages that may result from actions taken based on the information provided in the podcast.

Hosted on Acast. See acast.com/privacy for more information.