Considering a ROTH conversion as part of your retirement strategy? While it can be a powerful tool for creating tax-free income in retirement, it’s not without risks. In today’s video, Tom breaks down three critical ways a ROTH conversion can go wrong and potentially derail your retirement plans if not handled with care.

Tom uncovers the hidden dangers, including how a ROTH conversion can push you into a higher tax bracket, increase your Medicare Part B and D premiums, and impact your capital gains taxes in unexpected ways. He also shares two real-life examples of situations where ROTH conversions turned out to be costly mistakes, highlighting the importance of strategic planning.

A ROTH conversion can be a smart move, but only if it’s part of a well-thought-out plan. Watch now to learn how to make an informed decision for your financial future.

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TIMESTAMPS

00:00 3 Ways a ROTH Conversion Can Ruin Your Retirement

00:33 Overview of a ROTH Conversion

01:48 Reasons to pay taxes on a conversion now

03:54 ROTH Conversions can drive up your tax bracket

06:03 ROTH Conversions can impact Medicare B & D

08:44 ROTH Conversions can impact Capital Gains

11:28 Two examples where ROTH conversions were a mistake

14:25 How to get help with ROTH Conversions

Have specific questions for Tom and the team at Mosley Wealth Management? Contact us here 👇

https://mosleywealthmanagement.com/contact/

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DISCLOSURE:

Investment advisory services offered by duly registered individuals through Mosley Wealth Management, Inc. (“MWM”). MWM and Mosley Insurance and Financial Services are affiliated companies by common ownership. License # 0K76766

Investing involves risk, including the potential loss of principal. Any references to protection, safety, or lifetime income, generally referred to fixed insurance products, never securities or investments. Insurance guarantees are backed by the financial strength claims paying abilities of the issuing carrier. This content is intended for informational & educational purposes only. It is not intended to be used as the sole basis for financial decisions nor should it be construed as advice designed to meet the needs of an individual situation. All hypothetical examples are provided for illustrative purposes only; they do not represent real life scenarios. Mosley Insurance & Financial Services nor its agents or representatives may not give tax or legal advice. Individuals should consult with a qualified professional for guidance before making any investment decisions. Our firm is not affiliated with or endorsed by the US government or any governmental agency. Some of the information provided may be from one or more third parties which we believe to be reliable sources, but accuracy and completeness cannot be guaranteed by Mosley Insurance & Financial Services.