Most people save for something a house, a car, a holiday. But what if saving for nothing specific is actually the smartest financial move you can make? In this episode, we explore why saving is about more than just future spending, it’s about independence, security, and surviving life’s inevitable surprises.

We break down the UK’s worrying savings stats, share Bill Gates’ approach to keeping Microsoft safe and explain why your savings rate is the one thing you control, more powerful than your income or investment returns.

Saving isn’t about hoarding cash forever. It’s about giving yourself options, freedom, and peace of mind. Because if trillion-dollar companies see savings as their ultimate edge, why wouldn’t you?