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Episode 151: Why Affordable Housing Is So Hard to Build
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Everyone says we need more affordable housing—but why is it so hard to actually build it?
In this episode of Loans Elevated, we sit down with Josh Best of Countryside Homes to unpack the real reasons behind Utah’s housing affordability crisis. From zoning roadblocks and city politics to skyrocketing labor costs and fees, we reveal what’s really driving prices higher—and what (if anything) can fix it.
You’ll learn:
- Why zoning rules and city councils often kill affordability before a project starts
- How labor shortages, tariffs, and fees add tens of thousands to home prices
- Why a 40-year mortgage isn’t the solution most people think it is
- How builders are negotiating behind the scenes to keep homes “affordable”
- What buyers should really focus on in today’s market to get into a home
👉 Run your own numbers with our Strategic Mortgage Audit: loanselevated.com/mortgage-audit
🎧 Listen now for an inside look at the people, politics, and pressures shaping today’s housing market.
🎙 Loans Elevated Podcast
Clear, strategic conversations on mortgages, real estate, and home financing — designed to help you make confident, informed decisions without the hype.
Hosted by Loans Elevated, presented by The Lassig Team at CrossCountry Mortgage.
🔗 Resources & links: https://lassigteam.com
📲 Follow us on Instagram & Facebook: @loanselevated
Hosts:
Broch Lassig - Branch Manager | NMLS 340314
TJ Heidenreich - Sales Manager | NMLS 1802412
Ryan King - Loan Officer | NMLS 1870771
Branch NMLS 2048956
Equal Housing Opportunity.
All loans subject to underwriting approval. Certain restrictions may apply.
CrossCountry Mortgage, LLC | NMLS 3029
www.nmlsconsumeraccess.org
This podcast is for educational purposes only and does not constitute financial, legal, or tax advice. Consult a qualified professional regarding your individual situation.
View all episodes
By The Lassig Team at CrossCountry MortgageSend a text
Everyone says we need more affordable housing—but why is it so hard to actually build it?
In this episode of Loans Elevated, we sit down with Josh Best of Countryside Homes to unpack the real reasons behind Utah’s housing affordability crisis. From zoning roadblocks and city politics to skyrocketing labor costs and fees, we reveal what’s really driving prices higher—and what (if anything) can fix it.
You’ll learn:
- Why zoning rules and city councils often kill affordability before a project starts
- How labor shortages, tariffs, and fees add tens of thousands to home prices
- Why a 40-year mortgage isn’t the solution most people think it is
- How builders are negotiating behind the scenes to keep homes “affordable”
- What buyers should really focus on in today’s market to get into a home
👉 Run your own numbers with our Strategic Mortgage Audit: loanselevated.com/mortgage-audit
🎧 Listen now for an inside look at the people, politics, and pressures shaping today’s housing market.
🎙 Loans Elevated Podcast
Clear, strategic conversations on mortgages, real estate, and home financing — designed to help you make confident, informed decisions without the hype.
Hosted by Loans Elevated, presented by The Lassig Team at CrossCountry Mortgage.
🔗 Resources & links: https://lassigteam.com
📲 Follow us on Instagram & Facebook: @loanselevated
Hosts:
Broch Lassig - Branch Manager | NMLS 340314
TJ Heidenreich - Sales Manager | NMLS 1802412
Ryan King - Loan Officer | NMLS 1870771
Branch NMLS 2048956
Equal Housing Opportunity.
All loans subject to underwriting approval. Certain restrictions may apply.
CrossCountry Mortgage, LLC | NMLS 3029
www.nmlsconsumeraccess.org
This podcast is for educational purposes only and does not constitute financial, legal, or tax advice. Consult a qualified professional regarding your individual situation.