Loans Elevated

A lower monthly payment doesn’t always mean a lower long-term cost. So how do you decide whether renting or buying makes more sense?

Broch sits down with Brady, a former financial planner with 20 years of experience, to explore how your housing decisions affect your bigger financial picture.

They challenge the “rent and invest the difference” argument, explain the difference between a mortgage payment and an actual expense, and walk through a hypothetical comparison of renting versus owning over time.

In this episode:
• When renting may make more sense than buying
• Why comparing monthly payments only tells part of the story
• How rent increases, maintenance, taxes, and insurance affect the numbers
• What happens when renters invest their down payment and monthly savings
• How mortgage principal payments turn cash into equity
• What a hypothetical 10- and 20-year comparison reveals
• Why your timeline and financial goals should guide your housing strategy

Whether you’re weighing your first purchase or helping clients evaluate their options, this conversation offers a framework for looking beyond the payment and understanding the long-term trade-offs.

Send us Fan Mail

🎙 Loans Elevated Podcast

Clear, strategic conversations on mortgages, real estate, and home financing — designed to help you make confident, informed decisions without the hype.

Hosted by Loans Elevated, presented by The Lassig Team at CrossCountry Mortgage.

🔗 Resources & links: https://lassigteam.com
📲 Follow us on Instagram & Facebook: @loanselevated

Hosts:
Broch Lassig - Branch Manager | NMLS 340314  
TJ Heidenreich - Sales Manager | NMLS 1802412  
Ryan King - Loan Officer | NMLS 1870771  
Branch NMLS 2048956

Equal Housing Opportunity.
All loans subject to underwriting approval. Certain restrictions may apply.

CrossCountry Mortgage, LLC | NMLS 3029  
www.nmlsconsumeraccess.org

This podcast is for educational purposes only and does not constitute financial, legal, or tax advice. Consult a qualified professional regarding your individual situation.

Utah’s next chapter is taking shape—but what could it mean for your next real estate move?

This week, we discuss Salt Lake City’s downtown transformation plans and The Point development at the former Utah State Prison site before tackling a major homeowner decision: keep your current home as a rental or sell it?

A low mortgage rate can be a powerful asset. But does keeping it support your bigger financial goals? We walk through the cash flow, equity, maintenance, and tax considerations that deserve a closer look.

We also explore private banking mortgage offers, when they can make sense, and why comparing financing goes beyond the quoted rate.

Topics include:
• Major development plans along the Wasatch Front
• Turning your current home into a rental
• Using equity to pay down debt or fund your next move
• Planning for repairs and maintaining liquidity
• Tax considerations when selling a former primary residence
• Evaluating private banking and jumbo mortgage options

Two Home Tango: https://www.loanselevated.com/two-home-tango

Send us Fan Mail

🎙 Loans Elevated Podcast

Clear, strategic conversations on mortgages, real estate, and home financing — designed to help you make confident, informed decisions without the hype.

Hosted by Loans Elevated, presented by The Lassig Team at CrossCountry Mortgage.

🔗 Resources & links: https://lassigteam.com
📲 Follow us on Instagram & Facebook: @loanselevated

Hosts:
Broch Lassig - Branch Manager | NMLS 340314  
TJ Heidenreich - Sales Manager | NMLS 1802412  
Ryan King - Loan Officer | NMLS 1870771  
Branch NMLS 2048956

Equal Housing Opportunity.
All loans subject to underwriting approval. Certain restrictions may apply.

CrossCountry Mortgage, LLC | NMLS 3029  
www.nmlsconsumeraccess.org

This podcast is for educational purposes only and does not constitute financial, legal, or tax advice. Consult a qualified professional regarding your individual situation.

What does giving away mobile homes have to do with building cash flow? For real estate investor Jordan Lee, it became a way to turn vacant lots into paying tenants.

This week on Loans Elevated, Jordan shares his journey from door-to-door sales to a real estate portfolio spanning roughly 4,000 units across nine states. We discuss how he finds deals, approaches creative financing, and builds income through mobile home parks—and why “passive income” often takes more work than people expect.

In this episode:
• Turning sales income into a rental portfolio
• Finding opportunities through seller financing
• Why agents should focus on finding deals
• Owning the land beneath mobile homes
• Giving away vacant homes to increase occupancy
• Matching investments to cash flow needs and long-term goals
• Building a team to create more freedom

Whether you’re an agent, investor, or business owner, this conversation offers a different perspective on finding opportunities and building wealth through real estate.

Send us Fan Mail

🎙 Loans Elevated Podcast

Clear, strategic conversations on mortgages, real estate, and home financing — designed to help you make confident, informed decisions without the hype.

Hosted by Loans Elevated, presented by The Lassig Team at CrossCountry Mortgage.

🔗 Resources & links: https://lassigteam.com
📲 Follow us on Instagram & Facebook: @loanselevated

Hosts:
Broch Lassig - Branch Manager | NMLS 340314  
TJ Heidenreich - Sales Manager | NMLS 1802412  
Ryan King - Loan Officer | NMLS 1870771  
Branch NMLS 2048956

Equal Housing Opportunity.
All loans subject to underwriting approval. Certain restrictions may apply.

CrossCountry Mortgage, LLC | NMLS 3029  
www.nmlsconsumeraccess.org

This podcast is for educational purposes only and does not constitute financial, legal, or tax advice. Consult a qualified professional regarding your individual situation.

Could the housing option you’ve overlooked be a path to homeownership?

This week on Loans Elevated, James Burkett, a third-generation manufactured housing professional, and Shan Lassig, Executive Vice President at CrossCountry Mortgage, join us to unpack how factory-built homes have evolved—and why buyers and agents should take another look.

What we cover:
• How modern manufactured homes challenge the old mobile home stigma
• CrossMod design, construction quality, and permanent foundations
• How factory construction reduces waste, weather delays, and costs
• Technology, building codes, and the chassis requirement discussion
• Canyon Villas: detached, three-bedroom homes and community amenities in Hurricane, Utah
• How a 99-year land lease differs from owning the land
• Monthly housing cost comparisons and financing options, including options for veterans

For agents helping buyers navigate affordability—or homeowners weighing their next move—this episode offers a fresh perspective on housing options and creating more breathing room in the monthly budget.

Send us Fan Mail

🎙 Loans Elevated Podcast

Clear, strategic conversations on mortgages, real estate, and home financing — designed to help you make confident, informed decisions without the hype.

Hosted by Loans Elevated, presented by The Lassig Team at CrossCountry Mortgage.

🔗 Resources & links: https://lassigteam.com
📲 Follow us on Instagram & Facebook: @loanselevated

Hosts:
Broch Lassig - Branch Manager | NMLS 340314  
TJ Heidenreich - Sales Manager | NMLS 1802412  
Ryan King - Loan Officer | NMLS 1870771  
Branch NMLS 2048956

Equal Housing Opportunity.
All loans subject to underwriting approval. Certain restrictions may apply.

CrossCountry Mortgage, LLC | NMLS 3029  
www.nmlsconsumeraccess.org

This podcast is for educational purposes only and does not constitute financial, legal, or tax advice. Consult a qualified professional regarding your individual situation.

In this episode of the Loans Elevated Podcast, the Lassig Team breaks down the massive developments and market realities reshaping Utah real estate.

We dive deep into:

• The $3.5B Power District & Salt Lake City Development: How major investments by the Larry H. Miller family, potential MLB expansion, and local sports infrastructure are driving long-term appreciation across the Wasatch Front.
• Interest Rate Reactions & Market Misconceptions: Breaking down the truth behind recent rate spikes, inflation, the bond market, and why media headlines often miss the full picture on home affordability and buy-vs-rent math.
• High-Income Homebuying Strategies & Utah Debt: How much house should you actually buy if you make over $200k? We examine Utah's high debt-to-income stats, leverage strategies, tax advantages, and how to structure your real estate portfolio wisely.

Whether you are looking to buy your first home, upgrade, or invest in Utah real estate, this episode offers a grounded, expert look at where the local market is heading.

Send us Fan Mail

🎙 Loans Elevated Podcast

Clear, strategic conversations on mortgages, real estate, and home financing — designed to help you make confident, informed decisions without the hype.

Hosted by Loans Elevated, presented by The Lassig Team at CrossCountry Mortgage.

🔗 Resources & links: https://lassigteam.com
📲 Follow us on Instagram & Facebook: @loanselevated

Hosts:
Broch Lassig - Branch Manager | NMLS 340314  
TJ Heidenreich - Sales Manager | NMLS 1802412  
Ryan King - Loan Officer | NMLS 1870771  
Branch NMLS 2048956

Equal Housing Opportunity.
All loans subject to underwriting approval. Certain restrictions may apply.

CrossCountry Mortgage, LLC | NMLS 3029  
www.nmlsconsumeraccess.org

This podcast is for educational purposes only and does not constitute financial, legal, or tax advice. Consult a qualified professional regarding your individual situation.

What makes clients trust an agent so much that they stop shopping around?

Recorded live at our The Buyers You’re Not Helping event, this week’s Loans Elevated episode features Utah agent and investor Kyle Tucker on becoming the advisor clients turn to long before they’re ready to buy or sell.

Kyle shares how he builds lasting relationships, attracts investor clients through genuine connections, and helps people connect real estate to their bigger financial goals—including when to challenge a client’s original plan.

We also explore cash flow versus appreciation, budgeting for projected rental losses, and why reserves matter when investing for the long term.

Whether you’re an agent building your business or an investor evaluating your next move, this conversation offers a fresh perspective on trust, strategy, and the value of looking beyond the transaction.

Send us Fan Mail

🎙 Loans Elevated Podcast

Clear, strategic conversations on mortgages, real estate, and home financing — designed to help you make confident, informed decisions without the hype.

Hosted by Loans Elevated, presented by The Lassig Team at CrossCountry Mortgage.

🔗 Resources & links: https://lassigteam.com
📲 Follow us on Instagram & Facebook: @loanselevated

Hosts:
Broch Lassig - Branch Manager | NMLS 340314  
TJ Heidenreich - Sales Manager | NMLS 1802412  
Ryan King - Loan Officer | NMLS 1870771  
Branch NMLS 2048956

Equal Housing Opportunity.
All loans subject to underwriting approval. Certain restrictions may apply.

CrossCountry Mortgage, LLC | NMLS 3029  
www.nmlsconsumeraccess.org

This podcast is for educational purposes only and does not constitute financial, legal, or tax advice. Consult a qualified professional regarding your individual situation.

In this episode of the Loans Elevated podcast, we react to Codie Sanchez’s viral take claiming real estate is a bad investment compared to stocks. While sensational claims get views, omitting core financial principles paints a misleading picture for everyday buyers. 

We break down the actual math behind real estate vs. stock market growth over a 20-year horizon—including real Utah market data, the power of leveraged appreciation, and why real estate remains one of the most reliable vehicles for long-term wealth creation. 

In this episode, we cover:

• Reacting to Codie Sanchez's viral homeownership claims 
• The missing link: How financial leverage amplifies returns 
• Running the numbers: 20-year Utah real estate growth vs. stocks 
• The hidden cost of renting: Why housing expenses never disappear 
• Balanced wealth strategies: Combining stocks and real estate 

📅 UPCOMING LIVE EVENT FOR AGENTS:

The Buyers You’re Accidentally Leaving Behind

• When: September 24 | 11:00 AM - 1:00 PM
• Where: Hale Centre Theatre (Sandy, Utah)
• Cost: FREE for Real Estate Agents
• Featuring: National power-producer Pete Fickeisen ($1B+ closed volume)

Learn how to capture 1099, self-employed, and asset-rich buyers using non-QM financing—and stop leaving 3 to 4 closeable deals on the table every year. Seats are strictly capped at 150 with no recording or replay.

https://www.eventbrite.com/e/the-buyers-youre-not-helping-tickets-1996122872245?aff=youtube

Send us Fan Mail

🎙 Loans Elevated Podcast

Clear, strategic conversations on mortgages, real estate, and home financing — designed to help you make confident, informed decisions without the hype.

Hosted by Loans Elevated, presented by The Lassig Team at CrossCountry Mortgage.

🔗 Resources & links: https://lassigteam.com
📲 Follow us on Instagram & Facebook: @loanselevated

Hosts:
Broch Lassig - Branch Manager | NMLS 340314  
TJ Heidenreich - Sales Manager | NMLS 1802412  
Ryan King - Loan Officer | NMLS 1870771  
Branch NMLS 2048956

Equal Housing Opportunity.
All loans subject to underwriting approval. Certain restrictions may apply.

CrossCountry Mortgage, LLC | NMLS 3029  
www.nmlsconsumeraccess.org

This podcast is for educational purposes only and does not constitute financial, legal, or tax advice. Consult a qualified professional regarding your individual situation.

Is AI coming for your job, or is it giving smart operators an unfair advantage? 💡 

In Episode 199 of Loans Elevated, we break down how AI is reshaping real estate and mortgage operations—from freeing up cognitive bandwidth to narrowing the gap between beginners and 20-year industry veterans. Plus, we react to viral takes on housing affordability, buying vs. renting, and how to leverage home equity for long-term wealth building. 

00:00 - Introduction
00:33 - Reaction: Is Owning a House Still Worth it? JL Collins on the Housing Trap
https://youtu.be/z7AAl6LYvfs?si=AWaRn9xIZfoOAvJ_

Free Agent Event
September 24th, 2026 | Hale Centre Theatre | 11a-1p
RSVP Here: https://www.eventbrite.com/e/the-buye...

Send us Fan Mail

🎙 Loans Elevated Podcast

Clear, strategic conversations on mortgages, real estate, and home financing — designed to help you make confident, informed decisions without the hype.

Hosted by Loans Elevated, presented by The Lassig Team at CrossCountry Mortgage.

🔗 Resources & links: https://lassigteam.com
📲 Follow us on Instagram & Facebook: @loanselevated

Hosts:
Broch Lassig - Branch Manager | NMLS 340314  
TJ Heidenreich - Sales Manager | NMLS 1802412  
Ryan King - Loan Officer | NMLS 1870771  
Branch NMLS 2048956

Equal Housing Opportunity.
All loans subject to underwriting approval. Certain restrictions may apply.

CrossCountry Mortgage, LLC | NMLS 3029  
www.nmlsconsumeraccess.org

This podcast is for educational purposes only and does not constitute financial, legal, or tax advice. Consult a qualified professional regarding your individual situation.

The economy dropped 23,000 jobs, CPI inflation is cooling, and yet talk of interest rate hikes is still on the table. Welcome to the 2026 economic landscape! 

In this episode of the Loans Elevated Podcast, Broch and TJ sit down to analyze the disconnect between broad macroeconomic headlines and what is actually happening on the ground in local real estate markets. 

They react to a viral local story out of Eagle Mountain, Utah—where property taxes jumped 183% after a 16-year freeze—and address the controversy surrounding Meta’s 20-year tax incentive. They also examine how a hidden gig economy is throwing off traditional job reporting, why smart agents are turning to Reddit to fix overpriced listings and get 4+ offers overnight, and why non-QM programs (like bank statement and 1099 loans) are surging from 1-in-20 to 1-in-10 deals nationwide. 

What We Cover in This Episode:

• Macro Economics vs. Local Real Estate: Job losses, inflation data, and why the Fed isn't making explicit forward statements anymore. 
• The Gig Economy Factor: How secondary income streams and drop-shipping firefighters are distorting economic data. 
• Eagle Mountain Tax Hike Reaction: Breaking down the 183% tax increase, municipal management, and Meta's data center tax break. 
• Salt Lake County vs. Eagle Mountain: Comparing 16-year property tax increases across local micro-markets. 
• The Reddit Pricing Experiment: How setting ego aside and crowd-sourcing listing feedback triggers instant multiple offers. 
• The Non-QM Surge: Why 1-in-10 home purchases are now using out-of-the-box financing like bank statement loans.

🎟️ Real Estate Agents – Live Masterclass: Join us on September 24th at Hale Centre Theatre in Sandy for "The Buyers You're Not Helping" with national expert Pete Fickeisen. Capped at 150 seats, no recording/replay! Reserve your free seat: https://www.eventbrite.com/e/the-buyers-youre-not-helping-tickets-1996122872245?aff=youtube

Send us Fan Mail

🎙 Loans Elevated Podcast

Clear, strategic conversations on mortgages, real estate, and home financing — designed to help you make confident, informed decisions without the hype.

Hosted by Loans Elevated, presented by The Lassig Team at CrossCountry Mortgage.

🔗 Resources & links: https://lassigteam.com
📲 Follow us on Instagram & Facebook: @loanselevated

Hosts:
Broch Lassig - Branch Manager | NMLS 340314  
TJ Heidenreich - Sales Manager | NMLS 1802412  
Ryan King - Loan Officer | NMLS 1870771  
Branch NMLS 2048956

Equal Housing Opportunity.
All loans subject to underwriting approval. Certain restrictions may apply.

CrossCountry Mortgage, LLC | NMLS 3029  
www.nmlsconsumeraccess.org

This podcast is for educational purposes only and does not constitute financial, legal, or tax advice. Consult a qualified professional regarding your individual situation.

National headlines are screaming that we’re in the best buyer’s market in over a decade—so why are so many homebuyers feeling defeated? In this episode of the Loans Elevated podcast, presented by The Lassig Team, we dive into the split between media noise and the real estate reality on the front lines. 

We start off with a few hilarious Reddit reactions—including why buyers need to shop for long-term financing strategy over interest rates, plus a wild horror story about showing a tenant-occupied house. Then, we break down current 30-year fixed rate volatility, labor data deception, and upcoming CPI inflation metrics. Finally, we unpack why hyper-local micro-markets matter, what real buyer leverage looks like (concessions, rate buydowns, and repair terms), and how out-of-the-box options like renovation loans allow you to create your own inventory. 

What You'll Learn in This Episode:

• Headlines vs. Buyer Sentiment: Why national real estate data is just noise and how local micro-markets actually function. 
• Shopping Strategy Over Interest Rates: Why focusing on loan strategy, source of funds, and proper pre-approval beats chasing temporary rate drops. 
• True Buyer Leverage: How to negotiate seller-paid closing costs, rate buydowns, appraisal contingencies, and repair requests. 
• Unlocking Hidden Inventory: How tools like renovation loans and non-QM options help you buy homes with potential instead of waiting for "perfect". 
• Reddit Reactions & Market Updates: Real-world showing nightmares, CPI predictions, and golden handcuffs keeping inventory tight. 

Send us Fan Mail

🎙 Loans Elevated Podcast

Clear, strategic conversations on mortgages, real estate, and home financing — designed to help you make confident, informed decisions without the hype.

Hosted by Loans Elevated, presented by The Lassig Team at CrossCountry Mortgage.

🔗 Resources & links: https://lassigteam.com
📲 Follow us on Instagram & Facebook: @loanselevated

Hosts:
Broch Lassig - Branch Manager | NMLS 340314  
TJ Heidenreich - Sales Manager | NMLS 1802412  
Ryan King - Loan Officer | NMLS 1870771  
Branch NMLS 2048956

Equal Housing Opportunity.
All loans subject to underwriting approval. Certain restrictions may apply.

CrossCountry Mortgage, LLC | NMLS 3029  
www.nmlsconsumeraccess.org

This podcast is for educational purposes only and does not constitute financial, legal, or tax advice. Consult a qualified professional regarding your individual situation.