Loans Elevated

By The Lassig Team at CrossCountry Mortgage

The Loans Elevated Podcast delivers clear, strategic conversations on mortgages, real estate, and homeownership.

Hosted by Broch Lassig alongside TJ Heidenreich and Ryan King of The Lassig T

... more

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FAQs about Loans Elevated:

How many episodes does Loans Elevated have?

The podcast currently has 169 episodes available.

Loans Elevated episodes:

August 21, 2025Episode 147: How Sage Homes Redefines Luxury - Quality, Culture, and Vision
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What separates a good home from a truly great one? For Sage Homes, it’s uncompromising quality, obsessive attention to detail, and a culture that puts people first.
In this episode of Loans Elevated, we sit down with Doug from Sage Homes to uncover:
How Sage achieves flawless fit and finish—even where most builders cut corners
Why culture and team vision matter just as much as blueprints
The story of a 26-year-old Draper home transformed into a better-than-new luxury masterpiece
The evolution of Sage Homes—from framing crews to multimillion-dollar custom builds
Why the right builder relationship is more valuable than any discount
🏡 If you’re a realtor or buyer considering a $1.5M+ custom home or luxury remodel, this episode is a masterclass in what to look for.
📹 See Sage’s full transformations → YourSageHome.com
🎧 Listen now to learn why Sage Homes is setting the new standard in luxury.
🎙 Loans Elevated Podcast

Clear, strategic conversations on mortgages, real estate, and home financing — designed to help you make confident, informed decisions without the hype.

Hosted by Loans Elevated, presented by The Lassig Team at CrossCountry Mortgage.

🔗 Resources & links: https://lassigteam.com
📲 Follow us on Instagram & Facebook: @loanselevated

Hosts:
Broch Lassig - Branch Manager | NMLS 340314
TJ Heidenreich - Sales Manager | NMLS 1802412
Ryan King - Loan Officer | NMLS 1870771
Branch NMLS 2048956

Equal Housing Opportunity.
All loans subject to underwriting approval. Certain restrictions may apply.

CrossCountry Mortgage, LLC | NMLS 3029
www.nmlsconsumeraccess.org

This podcast is for educational purposes only and does not constitute financial, legal, or tax advice. Consult a qualified professional regarding your individual situation.
...more
27min
August 14, 2025Episode 146: The Jobs Report Is Lying to You (And It’s Costing You Money)
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The Bureau of Labor Statistics just dropped another jobs report and we’re calling BS.
This week on Loans Elevated, we break down how massive downward revisions and the flawed “birth-death” model are painting a false picture of the labor market… and keeping mortgage rates higher than they should be.
You’ll learn:
How May & June’s job gains were actually losses after revisions
Why the Fed still reacts to headline numbers instead of the truth
The real difference between full-time and part-time job growth right now
Why bad data is keeping rates sticky—and what could change it
How to read between the lines using revisions & household surveys
🧠 Want to know what this means for your mortgage strategy?
👉 loanselevated.com/mortgage-audit
Don’t get played by bad headlines. Follow the real data and make smarter moves with your money.
🎙 Loans Elevated Podcast

Clear, strategic conversations on mortgages, real estate, and home financing — designed to help you make confident, informed decisions without the hype.

Hosted by Loans Elevated, presented by The Lassig Team at CrossCountry Mortgage.

🔗 Resources & links: https://lassigteam.com
📲 Follow us on Instagram & Facebook: @loanselevated

Hosts:
Broch Lassig - Branch Manager | NMLS 340314
TJ Heidenreich - Sales Manager | NMLS 1802412
Ryan King - Loan Officer | NMLS 1870771
Branch NMLS 2048956

Equal Housing Opportunity.
All loans subject to underwriting approval. Certain restrictions may apply.

CrossCountry Mortgage, LLC | NMLS 3029
www.nmlsconsumeraccess.org

This podcast is for educational purposes only and does not constitute financial, legal, or tax advice. Consult a qualified professional regarding your individual situation.
...more
19min
August 07, 2025Episode 145: Stuck Between Two Homes? Here’s the Smarter Bridge Loan Alternative
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Can’t buy your next home until you sell your current one?
This week on Loans Elevated, we break down the smartest alternative to a traditional bridge loan—one that eliminates DTI roadblocks, minimizes fees, and gives you real leverage in this buyer’s market.
You’ll learn:
Why most bridge loans suck (and what makes ours different)
How to exclude your current mortgage from DTI
Using a fast-close HELOC to fund the down payment
Why this works even if your home hasn’t sold yet
How to refinance later and lower your rate
We call it the 2-Home Tango and it’s solving the biggest pain point in real estate right now.
🎙 Loans Elevated Podcast

Clear, strategic conversations on mortgages, real estate, and home financing — designed to help you make confident, informed decisions without the hype.

Hosted by Loans Elevated, presented by The Lassig Team at CrossCountry Mortgage.

🔗 Resources & links: https://lassigteam.com
📲 Follow us on Instagram & Facebook: @loanselevated

Hosts:
Broch Lassig - Branch Manager | NMLS 340314
TJ Heidenreich - Sales Manager | NMLS 1802412
Ryan King - Loan Officer | NMLS 1870771
Branch NMLS 2048956

Equal Housing Opportunity.
All loans subject to underwriting approval. Certain restrictions may apply.

CrossCountry Mortgage, LLC | NMLS 3029
www.nmlsconsumeraccess.org

This podcast is for educational purposes only and does not constitute financial, legal, or tax advice. Consult a qualified professional regarding your individual situation.
...more
15min
July 31, 2025Episode 144: Will a New Fed Chair Lower Mortgage Rates? Here’s the Truth
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Jerome Powell is (likely) out. The Fed is about to pivot. But what does that actually mean for mortgage rates, buyers, and the housing market?
In this episode of Loans Elevated, we break down the complex relationship between the Fed, inflation, bond markets, global uncertainty, and mortgage interest rates.
Understand:
Why replacing the Fed Chair may not impact mortgage rates the way you think
The real reason rates could stay high even if the Fed cuts
How U.S. debt, deficit, and Treasury demand directly affect your borrowing power
Why confidence (not politics) may be the key to rate relief
Know someone who thinks Fed cuts = mortgage savings? Send them this.
🎙 Loans Elevated Podcast

Clear, strategic conversations on mortgages, real estate, and home financing — designed to help you make confident, informed decisions without the hype.

Hosted by Loans Elevated, presented by The Lassig Team at CrossCountry Mortgage.

🔗 Resources & links: https://lassigteam.com
📲 Follow us on Instagram & Facebook: @loanselevated

Hosts:
Broch Lassig - Branch Manager | NMLS 340314
TJ Heidenreich - Sales Manager | NMLS 1802412
Ryan King - Loan Officer | NMLS 1870771
Branch NMLS 2048956

Equal Housing Opportunity.
All loans subject to underwriting approval. Certain restrictions may apply.

CrossCountry Mortgage, LLC | NMLS 3029
www.nmlsconsumeraccess.org

This podcast is for educational purposes only and does not constitute financial, legal, or tax advice. Consult a qualified professional regarding your individual situation.
...more
24min
July 24, 2025Episode 143: They Said You’d Regret Buying in 2022… Here’s the Truth in 2025
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Remember those people who said, “You’ll regret buying in 2022”?
This week on Loans Elevated, we set the record straight and bring the data receipts.
You’ll learn:
What actually happened to home values since 2022
Why the average buyer has gained $30K–$60K+ in equity
How temporary buydowns work (and why they weren’t a trap)
Why waiting for “the perfect rate” cost some people their shot
How to use today’s market (higher inventory, lower competition) to your advantage
Plus, we break down why long-term homeownership wins—even when rates stay high.
👉 Ready to stop waiting and start building equity?
Get your free Strategic Mortgage Audit at: loanselevated.com/mortgage-audit
Like, share, subscribe, and send this to someone still on the fence.
🎙 Loans Elevated Podcast

Clear, strategic conversations on mortgages, real estate, and home financing — designed to help you make confident, informed decisions without the hype.

Hosted by Loans Elevated, presented by The Lassig Team at CrossCountry Mortgage.

🔗 Resources & links: https://lassigteam.com
📲 Follow us on Instagram & Facebook: @loanselevated

Hosts:
Broch Lassig - Branch Manager | NMLS 340314
TJ Heidenreich - Sales Manager | NMLS 1802412
Ryan King - Loan Officer | NMLS 1870771
Branch NMLS 2048956

Equal Housing Opportunity.
All loans subject to underwriting approval. Certain restrictions may apply.

CrossCountry Mortgage, LLC | NMLS 3029
www.nmlsconsumeraccess.org

This podcast is for educational purposes only and does not constitute financial, legal, or tax advice. Consult a qualified professional regarding your individual situation.
...more
15min
July 17, 2025Episode 142: The 5 Biggest Homebuying Myths Keeping You Broke in 2025
Send us a text
The media is still pushing fear. TikTok is full of bad advice. And most buyers are sitting on the sidelines, waiting for a “better time.”
In this episode of Loans Elevated, we dismantle the 5 most common homebuying myths with real math, real market stats, and zero fluff.
You’ll learn:
Why “waiting for rates to drop” is a financial trap
How renting is actually riskier than buying
Why you don’t need 20% down (and shouldn’t wait for it)
How to analyze appreciation vs interest savings
Why 2025 might be your best opportunity to leverage
Plus, we break down the true ROI of owning a home, even in high-rate environments, and how short-term emotional fear costs long-term generational wealth.
💻 Want a free Cost of Waiting Report? 👉 loanselevated.com/mortgage-audit
🎙 Loans Elevated Podcast

Clear, strategic conversations on mortgages, real estate, and home financing — designed to help you make confident, informed decisions without the hype.

Hosted by Loans Elevated, presented by The Lassig Team at CrossCountry Mortgage.

🔗 Resources & links: https://lassigteam.com
📲 Follow us on Instagram & Facebook: @loanselevated

Hosts:
Broch Lassig - Branch Manager | NMLS 340314
TJ Heidenreich - Sales Manager | NMLS 1802412
Ryan King - Loan Officer | NMLS 1870771
Branch NMLS 2048956

Equal Housing Opportunity.
All loans subject to underwriting approval. Certain restrictions may apply.

CrossCountry Mortgage, LLC | NMLS 3029
www.nmlsconsumeraccess.org

This podcast is for educational purposes only and does not constitute financial, legal, or tax advice. Consult a qualified professional regarding your individual situation.
...more
22min
July 10, 2025Episode 141: How to Buy a Home with $0 Out of Pocket in 2025
Send us a text
Can you actually buy a home in 2025 with no money out of pocket? The answer is YES, and it might be the smartest financial move you make this decade.
In this week’s episode of Loans Elevated, we dismantle the biggest myth in real estate (“you need 20% down”) and walk through real client strategies for buying homes with $0 cash out of pocket—even paying off debt along the way.
You’ll learn:
The truth about 100% financing (VA, USDA, Utah Housing)
How to use seller concessions, silent seconds, and grants
Joint ventures: how family members are investing in real estate together
Why waiting to buy could cost you $50K+ in lost equity
How to calculate total cost vs just monthly payment
🎙 Loans Elevated Podcast

Clear, strategic conversations on mortgages, real estate, and home financing — designed to help you make confident, informed decisions without the hype.

Hosted by Loans Elevated, presented by The Lassig Team at CrossCountry Mortgage.

🔗 Resources & links: https://lassigteam.com
📲 Follow us on Instagram & Facebook: @loanselevated

Hosts:
Broch Lassig - Branch Manager | NMLS 340314
TJ Heidenreich - Sales Manager | NMLS 1802412
Ryan King - Loan Officer | NMLS 1870771
Branch NMLS 2048956

Equal Housing Opportunity.
All loans subject to underwriting approval. Certain restrictions may apply.

CrossCountry Mortgage, LLC | NMLS 3029
www.nmlsconsumeraccess.org

This podcast is for educational purposes only and does not constitute financial, legal, or tax advice. Consult a qualified professional regarding your individual situation.
...more
28min
July 03, 2025 Episode 140: What It Really Costs to Rent vs. Own in 2025 - F.U.E.L. w/ Jon Bass
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Everyone’s talking about affordability, but most of the conversation is dead wrong. It’s not just about the monthly payment. It’s about control, stability, and long-term financial leverage.
In this episode of F.U.E.L. by Loans Elevated, we sit down with real estate agent (and former compliance officer) Jon Bass to unpack the real definition of affordability in 2025 and why homeownership is still the ultimate move, even with today’s rates.
Plus: Hear the real client stories behind creative refi strategies, equity leverage, and what not to believe from the media.
📘 Get the free eBook: loanselevated.com
🎙 Loans Elevated Podcast

Clear, strategic conversations on mortgages, real estate, and home financing — designed to help you make confident, informed decisions without the hype.

Hosted by Loans Elevated, presented by The Lassig Team at CrossCountry Mortgage.

🔗 Resources & links: https://lassigteam.com
📲 Follow us on Instagram & Facebook: @loanselevated

Hosts:
Broch Lassig - Branch Manager | NMLS 340314
TJ Heidenreich - Sales Manager | NMLS 1802412
Ryan King - Loan Officer | NMLS 1870771
Branch NMLS 2048956

Equal Housing Opportunity.
All loans subject to underwriting approval. Certain restrictions may apply.

CrossCountry Mortgage, LLC | NMLS 3029
www.nmlsconsumeraccess.org

This podcast is for educational purposes only and does not constitute financial, legal, or tax advice. Consult a qualified professional regarding your individual situation.
...more
28min
June 26, 2025Episode 139: Are Mortgage Points Worth It? Here’s the Truth No One Tells You
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A client walked into our office this week ready to pay 4 points on his loan, all because Google told him to. But here’s the problem: not only would it not get him the rate he wanted… it would’ve cost him thousands in the long run.
In this week’s episode, we’re breaking down the real math and strategy behind mortgage points. You’ll learn the difference between discount points, origination points, and temporary buydowns—and when (if ever) you should use them.
We cover:
When discount points make sense (and when they’re a trap)
Why most break-even periods make buying points a loss
How 2-1 buydowns work and more!
💡 Plus, we introduce our new Strategic Mortgage Audit Tool—a free, no-obligation second opinion to help you avoid overpaying or getting stuck in a bad structure.
🎙 Loans Elevated Podcast

Clear, strategic conversations on mortgages, real estate, and home financing — designed to help you make confident, informed decisions without the hype.

Hosted by Loans Elevated, presented by The Lassig Team at CrossCountry Mortgage.

🔗 Resources & links: https://lassigteam.com
📲 Follow us on Instagram & Facebook: @loanselevated

Hosts:
Broch Lassig - Branch Manager | NMLS 340314
TJ Heidenreich - Sales Manager | NMLS 1802412
Ryan King - Loan Officer | NMLS 1870771
Branch NMLS 2048956

Equal Housing Opportunity.
All loans subject to underwriting approval. Certain restrictions may apply.

CrossCountry Mortgage, LLC | NMLS 3029
www.nmlsconsumeraccess.org

This podcast is for educational purposes only and does not constitute financial, legal, or tax advice. Consult a qualified professional regarding your individual situation.
...more
29min
June 19, 2025Episode 138: Sell Like The Builder - The Strategy to Beat Rising Days on Market
Send us a text
Listing inventory is rising. Days on market are climbing. Price reductions are creeping in. If you’re a real estate agent feeling the pressure, this episode is for you.
In this tactical episode of Loans Elevated, we break down what we learned at Tom Ferry’s Listing Edge event and how we’re helping agents fight back using our Sell Like The Builder strategy. Spoiler: It’s not just about photos or price.
You’ll learn:
Why 24% of Utah listings are seeing price cuts
How to prevent “days on market death”
How interest rate buydowns + appraisal certainty = more offers
We give you the exact system: flyers, scripts, approved MLS remarks, and a custom cost-sharing incentive that helps both buyers and sellers win.
Get started in less than 5 minutes → loanselevated.com/sell-like-the-builders
🎙 Loans Elevated Podcast

Clear, strategic conversations on mortgages, real estate, and home financing — designed to help you make confident, informed decisions without the hype.

Hosted by Loans Elevated, presented by The Lassig Team at CrossCountry Mortgage.

🔗 Resources & links: https://lassigteam.com
📲 Follow us on Instagram & Facebook: @loanselevated

Hosts:
Broch Lassig - Branch Manager | NMLS 340314
TJ Heidenreich - Sales Manager | NMLS 1802412
Ryan King - Loan Officer | NMLS 1870771
Branch NMLS 2048956

Equal Housing Opportunity.
All loans subject to underwriting approval. Certain restrictions may apply.

CrossCountry Mortgage, LLC | NMLS 3029
www.nmlsconsumeraccess.org

This podcast is for educational purposes only and does not constitute financial, legal, or tax advice. Consult a qualified professional regarding your individual situation.
...more
15min

FAQs about Loans Elevated:

How many episodes does Loans Elevated have?

The podcast currently has 169 episodes available.