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Utah is transforming before our eyes. From the Inland Port and The Point project to massive tech and infrastructure expansions, the state’s economic engine is running hotter than ever—and that means major opportunities for homeowners and investors.

In this week’s episode of Loans Elevated, Broch sits down with Jack Andrews of Edge Homes to break down what these massive developments mean for Utah’s housing market. They explore how multi-billion-dollar projects, including the upcoming 2034 Winter Olympics, will reshape property values, drive population growth, and impact affordability across the Wasatch Front.

Whether you’re a real estate agent, investor, or first-time buyer, this episode connects the dots between Utah’s rapid growth, limited buildable land, and long-term housing demand. Learn why now—before the next economic wave hits—might be the smartest time to buy or invest in Utah real estate.

🎙 Loans Elevated Podcast

Clear, strategic conversations on mortgages, real estate, and home financing — designed to help you make confident, informed decisions without the hype.

Hosted by Loans Elevated, presented by The Lassig Team at CrossCountry Mortgage.

🔗 Resources & links: https://lassigteam.com
📲 Follow us on Instagram & Facebook: @loanselevated

Hosts:
Broch Lassig - Branch Manager | NMLS 340314
TJ Heidenreich - Sales Manager | NMLS 1802412
Ryan King - Loan Officer | NMLS 1870771
Branch NMLS 2048956

Equal Housing Opportunity.
All loans subject to underwriting approval. Certain restrictions may apply.

CrossCountry Mortgage, LLC | NMLS 3029
www.nmlsconsumeraccess.org

This podcast is for educational purposes only and does not constitute financial, legal, or tax advice. Consult a qualified professional regarding your individual situation.

Send a text

When the Federal Reserve announces a rate cut, most people expect mortgage rates to drop too. But here’s the truth: Fed funds rates and mortgage rates aren’t directly tied, and that’s where so much confusion comes in.

In this week’s episode of Loans Elevated, we break down the difference between Fed rate cuts, Treasury yields, and mortgage-backed securities. We explain why mortgage rates often move before Fed announcements, why the 10-year Treasury is the real market to watch, and how jobs data is currently the single biggest driver of mortgage rates.

Whether you’re a homebuyer wondering if now is the right time to lock, or a real estate agent advising clients, this episode gives you the tools to cut through the headlines and understand what actually moves mortgage rates. Timing matters—and knowing the difference between hype and reality can save thousands on a monthly payment.

🎙 Loans Elevated Podcast

Clear, strategic conversations on mortgages, real estate, and home financing — designed to help you make confident, informed decisions without the hype.

Hosted by Loans Elevated, presented by The Lassig Team at CrossCountry Mortgage.

🔗 Resources & links: https://lassigteam.com
📲 Follow us on Instagram & Facebook: @loanselevated

Hosts:
Broch Lassig - Branch Manager | NMLS 340314
TJ Heidenreich - Sales Manager | NMLS 1802412
Ryan King - Loan Officer | NMLS 1870771
Branch NMLS 2048956

Equal Housing Opportunity.
All loans subject to underwriting approval. Certain restrictions may apply.

CrossCountry Mortgage, LLC | NMLS 3029
www.nmlsconsumeraccess.org

This podcast is for educational purposes only and does not constitute financial, legal, or tax advice. Consult a qualified professional regarding your individual situation.

Send a text

Rates are falling—and with them comes one of the biggest opportunities buyers and homeowners have seen in years.

In this episode of Loans Elevated, we break down why waiting for the “perfect” rate could cost you tens of thousands in lost buying power. You’ll learn:

• How a 1% drop in rates adds 50,000 new Utah buyers to the market (and what that means for competition)
• The math behind refinancing with no break-even period—saving $300+ per month instantly
• Why skipping payments and escrow refunds make refinancing profitable from day one
• How our Client for Life program eliminates lender fees forever
• Creative strategies for first-time buyers, including FHA streamline refinances and seller concessions

Whether you’re buying, refinancing, or just watching the market, this episode shows you how to make money on the money—and why hesitation might be your most expensive mistake.

👉 Run your numbers with our free Strategic Mortgage Audit: loanselevated.com/mortgage-audit

👉 Download our free eBook: HMPbook.com

🎙 Loans Elevated Podcast

Clear, strategic conversations on mortgages, real estate, and home financing — designed to help you make confident, informed decisions without the hype.

Hosted by Loans Elevated, presented by The Lassig Team at CrossCountry Mortgage.

🔗 Resources & links: https://lassigteam.com
📲 Follow us on Instagram & Facebook: @loanselevated

Hosts:
Broch Lassig - Branch Manager | NMLS 340314
TJ Heidenreich - Sales Manager | NMLS 1802412
Ryan King - Loan Officer | NMLS 1870771
Branch NMLS 2048956

Equal Housing Opportunity.
All loans subject to underwriting approval. Certain restrictions may apply.

CrossCountry Mortgage, LLC | NMLS 3029
www.nmlsconsumeraccess.org

This podcast is for educational purposes only and does not constitute financial, legal, or tax advice. Consult a qualified professional regarding your individual situation.

Send a text

Everyone says we need more affordable housing—but why is it so hard to actually build it?

In this episode of Loans Elevated, we sit down with Josh Best of Countryside Homes to unpack the real reasons behind Utah’s housing affordability crisis. From zoning roadblocks and city politics to skyrocketing labor costs and fees, we reveal what’s really driving prices higher—and what (if anything) can fix it.

You’ll learn:

• Why zoning rules and city councils often kill affordability before a project starts
• How labor shortages, tariffs, and fees add tens of thousands to home prices
• Why a 40-year mortgage isn’t the solution most people think it is
• How builders are negotiating behind the scenes to keep homes “affordable”
• What buyers should really focus on in today’s market to get into a home

 👉 Run your own numbers with our Strategic Mortgage Audit: loanselevated.com/mortgage-audit

🎧 Listen now for an inside look at the people, politics, and pressures shaping today’s housing market.

🎙 Loans Elevated Podcast

Clear, strategic conversations on mortgages, real estate, and home financing — designed to help you make confident, informed decisions without the hype.

Hosted by Loans Elevated, presented by The Lassig Team at CrossCountry Mortgage.

🔗 Resources & links: https://lassigteam.com
📲 Follow us on Instagram & Facebook: @loanselevated

Hosts:
Broch Lassig - Branch Manager | NMLS 340314
TJ Heidenreich - Sales Manager | NMLS 1802412
Ryan King - Loan Officer | NMLS 1870771
Branch NMLS 2048956

Equal Housing Opportunity.
All loans subject to underwriting approval. Certain restrictions may apply.

CrossCountry Mortgage, LLC | NMLS 3029
www.nmlsconsumeraccess.org

This podcast is for educational purposes only and does not constitute financial, legal, or tax advice. Consult a qualified professional regarding your individual situation.

Send a text

The jobs market just showed its first real cracks in 5 years—and the ripple effect is already hitting mortgage rates.

In this week’s Loans Elevated episode, we break down the latest BLS report, Fed expectations, and why this could be the golden window for buyers.

You’ll learn:

• Why unemployment and weak job growth are now the #1 driver of mortgage rates
• Why Fed cuts in September are already “priced in”
• The risk of stagflation if the Fed moves too aggressively
• How today mirrors the 1980s rate whiplash (and why that matters now)
• Why now may be the perfect moment to buy—before the crowd jumps back in
• Smart ways to use HELOCs and refinancing to consolidate debt without losing your low COVID-era rate

👉 Want to know what this shift means for your numbers? Get a free Strategic Mortgage Audit: loanselevated.com/mortgage-audit

🎧 Listen now and learn how to position yourself before the market reacts.

🎙 Loans Elevated Podcast

Clear, strategic conversations on mortgages, real estate, and home financing — designed to help you make confident, informed decisions without the hype.

Hosted by Loans Elevated, presented by The Lassig Team at CrossCountry Mortgage.

🔗 Resources & links: https://lassigteam.com
📲 Follow us on Instagram & Facebook: @loanselevated

Hosts:
Broch Lassig - Branch Manager | NMLS 340314
TJ Heidenreich - Sales Manager | NMLS 1802412
Ryan King - Loan Officer | NMLS 1870771
Branch NMLS 2048956

Equal Housing Opportunity.
All loans subject to underwriting approval. Certain restrictions may apply.

CrossCountry Mortgage, LLC | NMLS 3029
www.nmlsconsumeraccess.org

This podcast is for educational purposes only and does not constitute financial, legal, or tax advice. Consult a qualified professional regarding your individual situation.

Send a text

Why are some listings flying off the market while others sit for weeks or months?

In this episode of Loans Elevated, we bring on top Utah realtor Nick Gonzalez to debate the age-old question: What sells a home faster—compelling price or superior quality?

You’ll learn:

• Why “days on market” is like cancer for listings
• How buyers actually calculate value (hint: they exaggerate repair costs 5–10x)
• When to upgrade before listing vs. when to drop price
• Why unrepresented buyers are a massive untapped opportunity right now
• How certainty beats “top dollar” in today’s market negotiations

Whether you’re a seller trying to net the most, or an agent trying to guide clients through a shifting market, this episode will give you a blueprint for smarter strategy.

🎧 Listen now and avoid the mistakes that cost sellers tens of thousands.

🎙 Loans Elevated Podcast

Clear, strategic conversations on mortgages, real estate, and home financing — designed to help you make confident, informed decisions without the hype.

Hosted by Loans Elevated, presented by The Lassig Team at CrossCountry Mortgage.

🔗 Resources & links: https://lassigteam.com
📲 Follow us on Instagram & Facebook: @loanselevated

Hosts:
Broch Lassig - Branch Manager | NMLS 340314
TJ Heidenreich - Sales Manager | NMLS 1802412
Ryan King - Loan Officer | NMLS 1870771
Branch NMLS 2048956

Equal Housing Opportunity.
All loans subject to underwriting approval. Certain restrictions may apply.

CrossCountry Mortgage, LLC | NMLS 3029
www.nmlsconsumeraccess.org

This podcast is for educational purposes only and does not constitute financial, legal, or tax advice. Consult a qualified professional regarding your individual situation.

Send a text

Is real estate still a legit path to retirement in 2025?

In this episode of Loans Elevated, we tackle one of the most common questions we get from clients: Can I still become a millionaire through real estate in today’s market?

You’ll learn:

• Why seller financing isn’t always the “golden ticket” (and the risks of due-on-sale clauses)
• The truth about chasing cash flow vs. banking on appreciation
• How buying just 2 homes in your lifetime can set you up with multimillion-dollar retirement wealth
• A step-by-step example of turning a $450K starter home into a $2.8M asset + $1.2M in investments
• The rental portfolio loop: how to use HELOCs & primaries to scale smarter

Real estate may not be the flashy play right now, but the math proves it’s still one of the cleanest, most certain paths to generational wealth.

👉 Want to run your own numbers? Start with our free Mortgage Audit: LoansElevated.com/mortgage-audit

🎧 Tune in now and rethink what’s possible with just a couple of smart real estate moves.

🎙 Loans Elevated Podcast

Clear, strategic conversations on mortgages, real estate, and home financing — designed to help you make confident, informed decisions without the hype.

Hosted by Loans Elevated, presented by The Lassig Team at CrossCountry Mortgage.

🔗 Resources & links: https://lassigteam.com
📲 Follow us on Instagram & Facebook: @loanselevated

Hosts:
Broch Lassig - Branch Manager | NMLS 340314
TJ Heidenreich - Sales Manager | NMLS 1802412
Ryan King - Loan Officer | NMLS 1870771
Branch NMLS 2048956

Equal Housing Opportunity.
All loans subject to underwriting approval. Certain restrictions may apply.

CrossCountry Mortgage, LLC | NMLS 3029
www.nmlsconsumeraccess.org

This podcast is for educational purposes only and does not constitute financial, legal, or tax advice. Consult a qualified professional regarding your individual situation.

Send a text

What separates a good home from a truly great one? For Sage Homes, it’s uncompromising quality, obsessive attention to detail, and a culture that puts people first.

In this episode of Loans Elevated, we sit down with Doug from Sage Homes to uncover:

• How Sage achieves flawless fit and finish—even where most builders cut corners
• Why culture and team vision matter just as much as blueprints
• The story of a 26-year-old Draper home transformed into a better-than-new luxury masterpiece
• The evolution of Sage Homes—from framing crews to multimillion-dollar custom builds
• Why the right builder relationship is more valuable than any discount

🏡 If you’re a realtor or buyer considering a $1.5M+ custom home or luxury remodel, this episode is a masterclass in what to look for.

📹 See Sage’s full transformations → YourSageHome.com

🎧 Listen now to learn why Sage Homes is setting the new standard in luxury.

🎙 Loans Elevated Podcast

Clear, strategic conversations on mortgages, real estate, and home financing — designed to help you make confident, informed decisions without the hype.

Hosted by Loans Elevated, presented by The Lassig Team at CrossCountry Mortgage.

🔗 Resources & links: https://lassigteam.com
📲 Follow us on Instagram & Facebook: @loanselevated

Hosts:
Broch Lassig - Branch Manager | NMLS 340314
TJ Heidenreich - Sales Manager | NMLS 1802412
Ryan King - Loan Officer | NMLS 1870771
Branch NMLS 2048956

Equal Housing Opportunity.
All loans subject to underwriting approval. Certain restrictions may apply.

CrossCountry Mortgage, LLC | NMLS 3029
www.nmlsconsumeraccess.org

This podcast is for educational purposes only and does not constitute financial, legal, or tax advice. Consult a qualified professional regarding your individual situation.

Send a text

The Bureau of Labor Statistics just dropped another jobs report and we’re calling BS.

This week on Loans Elevated, we break down how massive downward revisions and the flawed “birth-death” model are painting a false picture of the labor market… and keeping mortgage rates higher than they should be.

You’ll learn:

• How May & June’s job gains were actually losses after revisions
• Why the Fed still reacts to headline numbers instead of the truth
• The real difference between full-time and part-time job growth right now
• Why bad data is keeping rates sticky—and what could change it
• How to read between the lines using revisions & household surveys

🧠 Want to know what this means for your mortgage strategy?
👉 loanselevated.com/mortgage-audit

Don’t get played by bad headlines. Follow the real data and make smarter moves with your money.

🎙 Loans Elevated Podcast

Clear, strategic conversations on mortgages, real estate, and home financing — designed to help you make confident, informed decisions without the hype.

Hosted by Loans Elevated, presented by The Lassig Team at CrossCountry Mortgage.

🔗 Resources & links: https://lassigteam.com
📲 Follow us on Instagram & Facebook: @loanselevated

Hosts:
Broch Lassig - Branch Manager | NMLS 340314
TJ Heidenreich - Sales Manager | NMLS 1802412
Ryan King - Loan Officer | NMLS 1870771
Branch NMLS 2048956

Equal Housing Opportunity.
All loans subject to underwriting approval. Certain restrictions may apply.

CrossCountry Mortgage, LLC | NMLS 3029
www.nmlsconsumeraccess.org

This podcast is for educational purposes only and does not constitute financial, legal, or tax advice. Consult a qualified professional regarding your individual situation.

Send a text

Can’t buy your next home until you sell your current one?

This week on Loans Elevated, we break down the smartest alternative to a traditional bridge loan—one that eliminates DTI roadblocks, minimizes fees, and gives you real leverage in this buyer’s market.

You’ll learn:

• Why most bridge loans suck (and what makes ours different)
• How to exclude your current mortgage from DTI
• Using a fast-close HELOC to fund the down payment
• Why this works even if your home hasn’t sold yet
• How to refinance later and lower your rate

We call it the 2-Home Tango and it’s solving the biggest pain point in real estate right now.

🎙 Loans Elevated Podcast

Clear, strategic conversations on mortgages, real estate, and home financing — designed to help you make confident, informed decisions without the hype.

Hosted by Loans Elevated, presented by The Lassig Team at CrossCountry Mortgage.

🔗 Resources & links: https://lassigteam.com
📲 Follow us on Instagram & Facebook: @loanselevated

Hosts:
Broch Lassig - Branch Manager | NMLS 340314
TJ Heidenreich - Sales Manager | NMLS 1802412
Ryan King - Loan Officer | NMLS 1870771
Branch NMLS 2048956

Equal Housing Opportunity.
All loans subject to underwriting approval. Certain restrictions may apply.

CrossCountry Mortgage, LLC | NMLS 3029
www.nmlsconsumeraccess.org

This podcast is for educational purposes only and does not constitute financial, legal, or tax advice. Consult a qualified professional regarding your individual situation.