Send us a text

Are you prepared if the next recession hits? In this episode of the Loans Elevated Podcast, we break down exactly how to recession-proof your finances before it’s too late.

We cover:

• Strategic mindset shifts that build resilience
• How to analyze your true monthly expenses
• Real-world hacks to reduce spending and boost savings
• Why a recession isn’t the end—it's a wealth transfer opportunity
• How debt consolidation and HELOCs can free up cashflow
• How to use our free tools to build your own plan

📥 Download the Financial Freedom Worksheet: https://loanselevated.com/tools
📘 Download our free eBook: A Simple Path to Financial Freedom https://HMPbook.com

🎙 Loans Elevated Podcast

Clear, strategic conversations on mortgages, real estate, and home financing — designed to help you make confident, informed decisions without the hype.

Hosted by Loans Elevated, presented by The Lassig Team at CrossCountry Mortgage.

🔗 Resources & links: https://lassigteam.com
📲 Follow us on Instagram & Facebook: @loanselevated

Hosts:
Broch Lassig - Branch Manager | NMLS 340314
TJ Heidenreich - Sales Manager | NMLS 1802412
Ryan King - Loan Officer | NMLS 1870771
Branch NMLS 2048956

Equal Housing Opportunity.
All loans subject to underwriting approval. Certain restrictions may apply.

CrossCountry Mortgage, LLC | NMLS 3029
www.nmlsconsumeraccess.org

This podcast is for educational purposes only and does not constitute financial, legal, or tax advice. Consult a qualified professional regarding your individual situation.

Send us a text

Most people think building wealth through real estate is complicated or out of reach, but what if all it took was two homes?

In this special episode of Loans Elevated, we unpack a live talk we gave to the Salt Lake Board of Realtors about transformational real estate planning. You’ll learn why real estate is still the #1 path to wealth, how to shift your thinking from transactional to strategic, and how a basic buyer can turn two lifetime purchases into over $4 million in assets.

We break down:

• Why “holistic mortgage planning” > lowest rate
• The Two Homes to Generational Wealth scenario
• How realtors and lenders confuse relationships with results
• What most lenders and agents get wrong about advice

💡 This episode is for buyers, homeowners, and professionals who are ready to play the long game and win.

BONUS: Download the eBook → https://hmpbook.com

🎙 Loans Elevated Podcast

Clear, strategic conversations on mortgages, real estate, and home financing — designed to help you make confident, informed decisions without the hype.

Hosted by Loans Elevated, presented by The Lassig Team at CrossCountry Mortgage.

🔗 Resources & links: https://lassigteam.com
📲 Follow us on Instagram & Facebook: @loanselevated

Hosts:
Broch Lassig - Branch Manager | NMLS 340314
TJ Heidenreich - Sales Manager | NMLS 1802412
Ryan King - Loan Officer | NMLS 1870771
Branch NMLS 2048956

Equal Housing Opportunity.
All loans subject to underwriting approval. Certain restrictions may apply.

CrossCountry Mortgage, LLC | NMLS 3029
www.nmlsconsumeraccess.org

This podcast is for educational purposes only and does not constitute financial, legal, or tax advice. Consult a qualified professional regarding your individual situation.

Send us a text

What if your income dropped by 50%… tomorrow? What if the banks froze your credit lines and you had no access to cash? Could you survive the financial storm?

In this episode of Loans Elevated, we run a complete financial fire drill—inspired by our latest blog post—to help you simulate worst-case scenarios before they happen. We cover the 9 critical questions everyone should ask to protect their income, assets, family, and sanity.

1. What would we do if our income dropped by 50% tomorrow?

2. If the market crashed, what assets could we actually access quickly?

3. What is our monthly essential burn rate (food, housing, insurance, utilities)?

4. How long could we sustain our lifestyle with no new income?

5. What expenses could we cut immediately?

6. What are our backup plans for cash flow or credit, and how reliable are they?

7. Where are we assuming too much stability?

8. What would we do differently if we knew this scenario was 90 days away?

9. Are we emotionally prepared to lead through that kind of storm?

🔗  Read the full blog post → loanselevated.com

🎙 Loans Elevated Podcast

Clear, strategic conversations on mortgages, real estate, and home financing — designed to help you make confident, informed decisions without the hype.

Hosted by Loans Elevated, presented by The Lassig Team at CrossCountry Mortgage.

🔗 Resources & links: https://lassigteam.com
📲 Follow us on Instagram & Facebook: @loanselevated

Hosts:
Broch Lassig - Branch Manager | NMLS 340314
TJ Heidenreich - Sales Manager | NMLS 1802412
Ryan King - Loan Officer | NMLS 1870771
Branch NMLS 2048956

Equal Housing Opportunity.
All loans subject to underwriting approval. Certain restrictions may apply.

CrossCountry Mortgage, LLC | NMLS 3029
www.nmlsconsumeraccess.org

This podcast is for educational purposes only and does not constitute financial, legal, or tax advice. Consult a qualified professional regarding your individual situation.

Send us a text

Buying a home isn’t just about the payment. In this episode, we break down the truth behind holistic mortgage planning, why liquidity trumps low payments, and how smart leverage creates wealth—not stress. We cover:

• How to plan for future income (and avoid buyer’s remorse)
• When it’s smarter to pay off a car vs. put more down
• Why putting all your money into a house can backfire
• How to structure your plan for life stages: early career, mid-life, and retirement

Plus, we drop a free tool: the Financial Freedom Worksheet and a brand-new ebook on holistic mortgage planning.

🎯 Download the worksheet and ebook here → LoansElevated.com
🎧 Subscribe for more: Spotify | Apple | YouTube

🎙 Loans Elevated Podcast

Clear, strategic conversations on mortgages, real estate, and home financing — designed to help you make confident, informed decisions without the hype.

Hosted by Loans Elevated, presented by The Lassig Team at CrossCountry Mortgage.

🔗 Resources & links: https://lassigteam.com
📲 Follow us on Instagram & Facebook: @loanselevated

Hosts:
Broch Lassig - Branch Manager | NMLS 340314
TJ Heidenreich - Sales Manager | NMLS 1802412
Ryan King - Loan Officer | NMLS 1870771
Branch NMLS 2048956

Equal Housing Opportunity.
All loans subject to underwriting approval. Certain restrictions may apply.

CrossCountry Mortgage, LLC | NMLS 3029
www.nmlsconsumeraccess.org

This podcast is for educational purposes only and does not constitute financial, legal, or tax advice. Consult a qualified professional regarding your individual situation.

Send us a text

Is your credit score actually accurate? If you're relying on Credit Karma, there's a good chance the number you see isn’t even close to what lenders use. In this bonus F.U.E.L. episode from The Loans Elevated Podcast, we sit down with JP from UQUAL to break down the truth behind credit scores in 2025.

→ Follow Juan on Instagram: @madaboutcredit
→ Learn more about UQUAL: https://uqual.com

About F.U.E.L. -
F.U.E.L. is a new segment of the Loans Elevated Podcast for real estate agents and professionals looking to learn from industry leaders, gain valuable strategies, and grow their businesses. New episodes drop monthly—be sure to tune in!

🎙 Loans Elevated Podcast

Clear, strategic conversations on mortgages, real estate, and home financing — designed to help you make confident, informed decisions without the hype.

Hosted by Loans Elevated, presented by The Lassig Team at CrossCountry Mortgage.

🔗 Resources & links: https://lassigteam.com
📲 Follow us on Instagram & Facebook: @loanselevated

Hosts:
Broch Lassig - Branch Manager | NMLS 340314
TJ Heidenreich - Sales Manager | NMLS 1802412
Ryan King - Loan Officer | NMLS 1870771
Branch NMLS 2048956

Equal Housing Opportunity.
All loans subject to underwriting approval. Certain restrictions may apply.

CrossCountry Mortgage, LLC | NMLS 3029
www.nmlsconsumeraccess.org

This podcast is for educational purposes only and does not constitute financial, legal, or tax advice. Consult a qualified professional regarding your individual situation.

Send us a text

Selling a home in 2025 isn't one-size-fits-all, especially in this market. In part two of our Match & Mirror series, we break down the 4 most common types of sellers agents will face and exactly how to win them over.

We unpack how to identify each type, exactly what they need from you, and how to adapt your sales approach to WIN.

If you're tired of losing clients to other agents or struggling to convert leads, this episode will change how you sell forever.

👉 Want our full Client Match & Mirror cheat sheet?
Visit loanselevated.com and request your copy today.

🎙 Loans Elevated Podcast

Clear, strategic conversations on mortgages, real estate, and home financing — designed to help you make confident, informed decisions without the hype.

Hosted by Loans Elevated, presented by The Lassig Team at CrossCountry Mortgage.

🔗 Resources & links: https://lassigteam.com
📲 Follow us on Instagram & Facebook: @loanselevated

Hosts:
Broch Lassig - Branch Manager | NMLS 340314
TJ Heidenreich - Sales Manager | NMLS 1802412
Ryan King - Loan Officer | NMLS 1870771
Branch NMLS 2048956

Equal Housing Opportunity.
All loans subject to underwriting approval. Certain restrictions may apply.

CrossCountry Mortgage, LLC | NMLS 3029
www.nmlsconsumeraccess.org

This podcast is for educational purposes only and does not constitute financial, legal, or tax advice. Consult a qualified professional regarding your individual situation.

Send us a text

In today's market, doing what worked in 2020 just doesn't cut it anymore.
Deals aren't falling from the sky — they’re being earned through smarter conversations and tailored client experiences.

On this episode of Loans Elevated, we break down our revolutionary Client Match & Mirror Manual, revealing the 4 unique buyer types you're facing right now:

✅ The Novice → 1st Time Buyer
✅ The Homeowner → Repeat Buyer or Homeowner
✅ The Shopper → Analytical/Engineer/Tech Pro
✅ The Skeptic → Burned or Skeptical Homebuyer

We unpack how to identify each type, exactly what they need from you, and how to adapt your sales approach to WIN.

If you're tired of losing clients to other agents or struggling to convert leads, this episode will change how you sell forever.

👉 Want our full Client Match & Mirror cheat sheet?
Visit loanselevated.com and request your copy today.

🎙 Loans Elevated Podcast

Clear, strategic conversations on mortgages, real estate, and home financing — designed to help you make confident, informed decisions without the hype.

Hosted by Loans Elevated, presented by The Lassig Team at CrossCountry Mortgage.

🔗 Resources & links: https://lassigteam.com
📲 Follow us on Instagram & Facebook: @loanselevated

Hosts:
Broch Lassig - Branch Manager | NMLS 340314
TJ Heidenreich - Sales Manager | NMLS 1802412
Ryan King - Loan Officer | NMLS 1870771
Branch NMLS 2048956

Equal Housing Opportunity.
All loans subject to underwriting approval. Certain restrictions may apply.

CrossCountry Mortgage, LLC | NMLS 3029
www.nmlsconsumeraccess.org

This podcast is for educational purposes only and does not constitute financial, legal, or tax advice. Consult a qualified professional regarding your individual situation.

Send us a text

Is it a bad time to buy a home? Are your clients stuck on headlines and hesitating to take action? In this episode, we dive into one of the most common questions real estate agents are getting in 2025: "How do I help buyers move forward despite fear, recession talk, and negative media?"

Whether you're new to the business or a seasoned pro, this episode gives you the mindset and language to confidently guide clients, no matter what the headlines say.

🎙 Loans Elevated Podcast

Clear, strategic conversations on mortgages, real estate, and home financing — designed to help you make confident, informed decisions without the hype.

Hosted by Loans Elevated, presented by The Lassig Team at CrossCountry Mortgage.

🔗 Resources & links: https://lassigteam.com
📲 Follow us on Instagram & Facebook: @loanselevated

Hosts:
Broch Lassig - Branch Manager | NMLS 340314
TJ Heidenreich - Sales Manager | NMLS 1802412
Ryan King - Loan Officer | NMLS 1870771
Branch NMLS 2048956

Equal Housing Opportunity.
All loans subject to underwriting approval. Certain restrictions may apply.

CrossCountry Mortgage, LLC | NMLS 3029
www.nmlsconsumeraccess.org

This podcast is for educational purposes only and does not constitute financial, legal, or tax advice. Consult a qualified professional regarding your individual situation.

Send us a text

Are your insurance rates rising? Wondering why insurance prices keep going up year after year? This episode tackles the most common myths about insurance, explains the truth behind skyrocketing rates, and offers key strategies to help you save money and make smarter insurance choices.

Don't miss out on crucial tips that could save you thousands! If you're a first-time homebuyer or a homeowner looking to understand how insurance affects your finances, this episode is a MUST-WATCH.

🎙 Loans Elevated Podcast

Clear, strategic conversations on mortgages, real estate, and home financing — designed to help you make confident, informed decisions without the hype.

Hosted by Loans Elevated, presented by The Lassig Team at CrossCountry Mortgage.

🔗 Resources & links: https://lassigteam.com
📲 Follow us on Instagram & Facebook: @loanselevated

Hosts:
Broch Lassig - Branch Manager | NMLS 340314
TJ Heidenreich - Sales Manager | NMLS 1802412
Ryan King - Loan Officer | NMLS 1870771
Branch NMLS 2048956

Equal Housing Opportunity.
All loans subject to underwriting approval. Certain restrictions may apply.

CrossCountry Mortgage, LLC | NMLS 3029
www.nmlsconsumeraccess.org

This podcast is for educational purposes only and does not constitute financial, legal, or tax advice. Consult a qualified professional regarding your individual situation.

Send us a text

Big changes are shaking up the mortgage and housing world. In this episode of the Loans Elevated podcast, we break down:

- The new FHA restrictions that now block non-permanent residents

- How this could shift buyer demand and what lenders and buyers should prepare for

- The rollback of special-purpose credit programs and what it means for accessibility

- Talk of privatizing Fannie Mae and Freddie Mac

- The broader implications of policy changes under a possible Trump administration

- Whether buying real estate is still a smart move (spoiler: we think so... and here’s why)

If you're an agent, lender, or buyer trying to make sense of the changing mortgage landscape, this one’s for you.

🎙 Loans Elevated Podcast

Clear, strategic conversations on mortgages, real estate, and home financing — designed to help you make confident, informed decisions without the hype.

Hosted by Loans Elevated, presented by The Lassig Team at CrossCountry Mortgage.

🔗 Resources & links: https://lassigteam.com
📲 Follow us on Instagram & Facebook: @loanselevated

Hosts:
Broch Lassig - Branch Manager | NMLS 340314
TJ Heidenreich - Sales Manager | NMLS 1802412
Ryan King - Loan Officer | NMLS 1870771
Branch NMLS 2048956

Equal Housing Opportunity.
All loans subject to underwriting approval. Certain restrictions may apply.

CrossCountry Mortgage, LLC | NMLS 3029
www.nmlsconsumeraccess.org

This podcast is for educational purposes only and does not constitute financial, legal, or tax advice. Consult a qualified professional regarding your individual situation.