Loans Elevated

Crypto is down. Markets are volatile. Headlines are loud, but does that mean the housing market is next to crash?

In this episode of the Loans Elevated Podcast, we break down:
• Why crypto and housing don’t move together
• What actually slowed real estate in 2022
• How housing behaves in recessions
• Why fundamental demand keeps housing different than stocks or commodities
• What this means for buyers, sellers, and investors right now

No hype. Just clarity.

🔗 Want a personalized strategy review? Visit: LoansElevated.com

Send us Fan Mail

🎙 Loans Elevated Podcast

Clear, strategic conversations on mortgages, real estate, and home financing — designed to help you make confident, informed decisions without the hype.

Hosted by Loans Elevated, presented by The Lassig Team at CrossCountry Mortgage.

🔗 Resources & links: https://lassigteam.com
📲 Follow us on Instagram & Facebook: @loanselevated

Hosts:
Broch Lassig - Branch Manager | NMLS 340314  
TJ Heidenreich - Sales Manager | NMLS 1802412  
Ryan King - Loan Officer | NMLS 1870771  
Branch NMLS 2048956

Equal Housing Opportunity.
All loans subject to underwriting approval. Certain restrictions may apply.

CrossCountry Mortgage, LLC | NMLS 3029  
www.nmlsconsumeraccess.org

This podcast is for educational purposes only and does not constitute financial, legal, or tax advice. Consult a qualified professional regarding your individual situation.

Real estate investing isn’t about chasing cash flow, and that misconception is why most investors never build real wealth.

In this episode, Broch and Jack Andrews unpack the 4 Pillars of Real Estate Wealth and explain how experienced investors evaluate deals differently than the average buyer.

They explore:
 • Why cash flow alone can be misleading
 • How appreciation and equity create long-term leverage
 • The overlooked power of tax strategy and depreciation
 • Cost segregation and accelerated write-offs
 • 1031 exchanges and generational planning
 • Risk management, liquidity, and staying solvent
 • Why planning beats speculation every time

Whether you’re a homeowner, a first-time investor, or someone looking to optimize an existing portfolio, this episode will change how you think about real estate.

Send us Fan Mail

🎙 Loans Elevated Podcast

Clear, strategic conversations on mortgages, real estate, and home financing — designed to help you make confident, informed decisions without the hype.

Hosted by Loans Elevated, presented by The Lassig Team at CrossCountry Mortgage.

🔗 Resources & links: https://lassigteam.com
📲 Follow us on Instagram & Facebook: @loanselevated

Hosts:
Broch Lassig - Branch Manager | NMLS 340314  
TJ Heidenreich - Sales Manager | NMLS 1802412  
Ryan King - Loan Officer | NMLS 1870771  
Branch NMLS 2048956

Equal Housing Opportunity.
All loans subject to underwriting approval. Certain restrictions may apply.

CrossCountry Mortgage, LLC | NMLS 3029  
www.nmlsconsumeraccess.org

This podcast is for educational purposes only and does not constitute financial, legal, or tax advice. Consult a qualified professional regarding your individual situation.

The Utah housing market has been stuck in an unusual place, not booming, not crashing, just… running in place.

In this episode of the Loans Elevated Podcast, we break down the 2026 Utah housing outlook using real market data and recent economic trends. Despite loud headlines predicting a crash, the numbers tell a calmer story: prices are mostly flat, sales volume is low, and pent-up demand is quietly building underneath the surface.

We cover:
 • Why Utah home prices have barely moved since 2022
 • The impact of historically low transaction volume
 • Why sellers aren’t desperate, and buyers aren’t rushing
 • What today’s market rewards (and punishes)
 • Why long-term fundamentals in Utah remain strong
 • What prepared buyers are doing differently right now

If you’re waiting for the “perfect” time to buy, this episode explains why the opportunity may already be here.

🔗 Learn more at loanselevated.com

Presented by Loans Elevated, powered by The Lassig Team at CrossCountry Mortgage.

Send us Fan Mail

🎙 Loans Elevated Podcast

Clear, strategic conversations on mortgages, real estate, and home financing — designed to help you make confident, informed decisions without the hype.

Hosted by Loans Elevated, presented by The Lassig Team at CrossCountry Mortgage.

🔗 Resources & links: https://lassigteam.com
📲 Follow us on Instagram & Facebook: @loanselevated

Hosts:
Broch Lassig - Branch Manager | NMLS 340314  
TJ Heidenreich - Sales Manager | NMLS 1802412  
Ryan King - Loan Officer | NMLS 1870771  
Branch NMLS 2048956

Equal Housing Opportunity.
All loans subject to underwriting approval. Certain restrictions may apply.

CrossCountry Mortgage, LLC | NMLS 3029  
www.nmlsconsumeraccess.org

This podcast is for educational purposes only and does not constitute financial, legal, or tax advice. Consult a qualified professional regarding your individual situation.

Most people hire a realtor or lender based on price, rate, or commission.

That decision can quietly cost them years of financial progress.

In this episode, we expose the uncomfortable truth about experience in real estate and mortgage lending and why transparency matters more than ever.

We cover:

• The shocking breakdown of agent productivity
• Why cheap commission often leads to worse outcomes
• How inexperienced lenders create massive long-term risk
• The power of holistic mortgage planning
• A real story that proves liquidity beats low payments

If you’re buying, selling, or advising clients — this episode is a must-listen.

Send us Fan Mail

🎙 Loans Elevated Podcast

Clear, strategic conversations on mortgages, real estate, and home financing — designed to help you make confident, informed decisions without the hype.

Hosted by Loans Elevated, presented by The Lassig Team at CrossCountry Mortgage.

🔗 Resources & links: https://lassigteam.com
📲 Follow us on Instagram & Facebook: @loanselevated

Hosts:
Broch Lassig - Branch Manager | NMLS 340314  
TJ Heidenreich - Sales Manager | NMLS 1802412  
Ryan King - Loan Officer | NMLS 1870771  
Branch NMLS 2048956

Equal Housing Opportunity.
All loans subject to underwriting approval. Certain restrictions may apply.

CrossCountry Mortgage, LLC | NMLS 3029  
www.nmlsconsumeraccess.org

This podcast is for educational purposes only and does not constitute financial, legal, or tax advice. Consult a qualified professional regarding your individual situation.

Mortgage rates are falling, and refinances are booming.

But for many homeowners, refinancing isn’t the best solution.

In this episode, we break down a powerful but often ignored strategy: selling and rebuying to reset your financial life.

Using real-world math, we explain how homeowners are:

• Paying thousands each month in unnecessary consumer debt
• Sitting on trapped equity, they don’t know how to access
• Making emotional decisions instead of strategic ones

We also discuss why:

• Mortgage debt is fundamentally different from credit card debt
• Homeownership creates leverage that renters may never have
• First-time buyers waiting on the sidelines may be falling behind

This conversation isn’t about timing the market — it’s about understanding how housing can be used as a financial tool.

If you’re feeling stuck, stressed, or unsure of your next move, this episode gives you clarity.

Send us Fan Mail

🎙 Loans Elevated Podcast

Clear, strategic conversations on mortgages, real estate, and home financing — designed to help you make confident, informed decisions without the hype.

Hosted by Loans Elevated, presented by The Lassig Team at CrossCountry Mortgage.

🔗 Resources & links: https://lassigteam.com
📲 Follow us on Instagram & Facebook: @loanselevated

Hosts:
Broch Lassig - Branch Manager | NMLS 340314  
TJ Heidenreich - Sales Manager | NMLS 1802412  
Ryan King - Loan Officer | NMLS 1870771  
Branch NMLS 2048956

Equal Housing Opportunity.
All loans subject to underwriting approval. Certain restrictions may apply.

CrossCountry Mortgage, LLC | NMLS 3029  
www.nmlsconsumeraccess.org

This podcast is for educational purposes only and does not constitute financial, legal, or tax advice. Consult a qualified professional regarding your individual situation.

Mortgage rates don’t move because of politics—they move because of markets, incentives, and supply & demand.

In this episode of the Loans Elevated Podcast, we break down recent headlines surrounding Trump, mortgage-backed securities, and housing affordability, and explain what actually matters beneath the noise.

You’ll learn:

• How mortgage-backed securities influence rates
• Why a $200B MBS purchase is meaningful
• The difference between real demand vs money printing
• Why banning institutional buyers won’t fix affordability

This episode is about thinking clearly, staying objective, and making decisions based on math—not fear.

Send us Fan Mail

🎙 Loans Elevated Podcast

Clear, strategic conversations on mortgages, real estate, and home financing — designed to help you make confident, informed decisions without the hype.

Hosted by Loans Elevated, presented by The Lassig Team at CrossCountry Mortgage.

🔗 Resources & links: https://lassigteam.com
📲 Follow us on Instagram & Facebook: @loanselevated

Hosts:
Broch Lassig - Branch Manager | NMLS 340314  
TJ Heidenreich - Sales Manager | NMLS 1802412  
Ryan King - Loan Officer | NMLS 1870771  
Branch NMLS 2048956

Equal Housing Opportunity.
All loans subject to underwriting approval. Certain restrictions may apply.

CrossCountry Mortgage, LLC | NMLS 3029  
www.nmlsconsumeraccess.org

This podcast is for educational purposes only and does not constitute financial, legal, or tax advice. Consult a qualified professional regarding your individual situation.

Where are mortgage rates headed in 2026?

Instead of guessing exact numbers, this episode focuses on what actually drives rates and how buyers and homeowners can win regardless of volatility.

We break down inflation, job data, AI-driven economic shifts, housing demand, and the real wild cards shaping the market this year. More importantly, we explain why strategy, structure, and execution matter far more than timing the perfect rate.

If you’re waiting for certainty, this episode is for you.

Key themes:

• Why rate predictions are usually wrong
• Why lower rates haven’t unlocked buyers yet
• How fear and uncertainty stall housing markets
• The smartest way to refinance in a falling-rate environment
• Why readiness beats waiting in 2026

Send us Fan Mail

🎙 Loans Elevated Podcast

Clear, strategic conversations on mortgages, real estate, and home financing — designed to help you make confident, informed decisions without the hype.

Hosted by Loans Elevated, presented by The Lassig Team at CrossCountry Mortgage.

🔗 Resources & links: https://lassigteam.com
📲 Follow us on Instagram & Facebook: @loanselevated

Hosts:
Broch Lassig - Branch Manager | NMLS 340314  
TJ Heidenreich - Sales Manager | NMLS 1802412  
Ryan King - Loan Officer | NMLS 1870771  
Branch NMLS 2048956

Equal Housing Opportunity.
All loans subject to underwriting approval. Certain restrictions may apply.

CrossCountry Mortgage, LLC | NMLS 3029  
www.nmlsconsumeraccess.org

This podcast is for educational purposes only and does not constitute financial, legal, or tax advice. Consult a qualified professional regarding your individual situation.

Property taxes can quietly cost Utah homeowners thousands of dollars over time, and most people don’t even realize they can challenge them.

In this episode of the Loans Elevated Podcast, we break down how property taxes actually work in Utah, what it means to live in a non-disclosure state, and how homeowners can dispute over-assessed values to reduce their monthly payments.

We cover:
• What a non-disclosure state really means
• When and how to challenge your property tax assessment
• Common mistakes counties make when valuing homes
• New construction tax surprises
• Veteran, senior, disability, and hardship tax abatements
• How escrow shortages happen and how refinancing can help

This episode is packed with actionable insights that could save you hundreds (or even thousands) per year.

Resources:
• Learn more: https://www.LoansElevated.com
• Questions about your property taxes or escrow? Contact our team

Send us Fan Mail

🎙 Loans Elevated Podcast

Clear, strategic conversations on mortgages, real estate, and home financing — designed to help you make confident, informed decisions without the hype.

Hosted by Loans Elevated, presented by The Lassig Team at CrossCountry Mortgage.

🔗 Resources & links: https://lassigteam.com
📲 Follow us on Instagram & Facebook: @loanselevated

Hosts:
Broch Lassig - Branch Manager | NMLS 340314  
TJ Heidenreich - Sales Manager | NMLS 1802412  
Ryan King - Loan Officer | NMLS 1870771  
Branch NMLS 2048956

Equal Housing Opportunity.
All loans subject to underwriting approval. Certain restrictions may apply.

CrossCountry Mortgage, LLC | NMLS 3029  
www.nmlsconsumeraccess.org

This podcast is for educational purposes only and does not constitute financial, legal, or tax advice. Consult a qualified professional regarding your individual situation.

Portable mortgages are back in the news — but can they actually work in the United States?

In this episode, the Loans Elevated squad breaks down why this “solution” sounds appealing but falls apart once you understand the U.S. mortgage system, MBS, investor risk, and how modern housing finance works.

We cover:

• What a portable mortgage is (and why borrowers love the idea)
• Why the U.S. financial system and MBS make portability nearly impossible
• How other countries use portable mortgages — and why they rely on balloon-style terms
• Why assumable mortgages don’t fix the lock-in effect
• The real affordability issue no one is talking about
• When a higher rate actually creates more household wealth
• Why financial education matters more than new loan products

If you want clarity—not clickbait—around affordability solutions, this episode will help reset expectations and show you what truly drives better financial outcomes.

Have questions or want us to run your scenario? Visit loanselevated.com.

Send us Fan Mail

🎙 Loans Elevated Podcast

Clear, strategic conversations on mortgages, real estate, and home financing — designed to help you make confident, informed decisions without the hype.

Hosted by Loans Elevated, presented by The Lassig Team at CrossCountry Mortgage.

🔗 Resources & links: https://lassigteam.com
📲 Follow us on Instagram & Facebook: @loanselevated

Hosts:
Broch Lassig - Branch Manager | NMLS 340314  
TJ Heidenreich - Sales Manager | NMLS 1802412  
Ryan King - Loan Officer | NMLS 1870771  
Branch NMLS 2048956

Equal Housing Opportunity.
All loans subject to underwriting approval. Certain restrictions may apply.

CrossCountry Mortgage, LLC | NMLS 3029  
www.nmlsconsumeraccess.org

This podcast is for educational purposes only and does not constitute financial, legal, or tax advice. Consult a qualified professional regarding your individual situation.

This week we’re recording from Mexico and talking about the one topic nearly everyone has an opinion on: timeshares.

Are they worth it? Are they ever a smart financial move? Do they actually save you money on vacations? And most importantly… How do they affect your mortgage and credit?

In this candid episode, we share:
 • Why timeshares prey on emotions
 • The “exclusivity” lie
 • The hidden financing trap (16%+ interest!)
 • Why timeshare debt counts as a mortgage
• And how most owners lose money on resale

If you’ve ever been approached on vacation, this episode is your lifeline.

Send us Fan Mail

🎙 Loans Elevated Podcast

Clear, strategic conversations on mortgages, real estate, and home financing — designed to help you make confident, informed decisions without the hype.

Hosted by Loans Elevated, presented by The Lassig Team at CrossCountry Mortgage.

🔗 Resources & links: https://lassigteam.com
📲 Follow us on Instagram & Facebook: @loanselevated

Hosts:
Broch Lassig - Branch Manager | NMLS 340314  
TJ Heidenreich - Sales Manager | NMLS 1802412  
Ryan King - Loan Officer | NMLS 1870771  
Branch NMLS 2048956

Equal Housing Opportunity.
All loans subject to underwriting approval. Certain restrictions may apply.

CrossCountry Mortgage, LLC | NMLS 3029  
www.nmlsconsumeraccess.org

This podcast is for educational purposes only and does not constitute financial, legal, or tax advice. Consult a qualified professional regarding your individual situation.