With the interest rates charged in Nigeria, the banks have simply refused to stimulate the economy, but rather the pockets of the bank executives!!!!, I am not a banker, it's just my reasoning. pls listen, let's discuss this issue because, we keep complaining about online loan sharks while leaving the loan whales right infront of us, that are actually holding our depositor funds and taunting us with our own money, so as to make more money from our money.