Most people think investing has to be complicated to work. But what if that belief is actually costing you money?

In this episode, we explore why simple strategies, like index funds, high savings rates, and long-term thinking for individual investors often outperform the complex models used by professional investors. From data showing that over 85% of active funds underperform, to Warren Buffett’s famous $1 million bet where an S&P 500 index fund crushed hedge funds over 10 years, the evidence is clear, simplicity works.

We’ll break down the difference between professional and individual investing, explain why Wall Street is addicted to complexity, and show you why you have an edge as an individual investor, just keep it simple.