The Financial Freedom Podcast

Episode 18 Myth-Busting Property Jargon: A Guide to Understanding the Basics


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Property investing comes with a whole new language, and it can be overwhelming when you're first starting out. What’s the difference between an HMO and an AST? Is a co-living property just a fancy HMO? And what exactly does "Article 4" mean?


In this episode of The Financial Freedom Podcast, hosts Phil and Tim Witt provide a clear and structured breakdown of essential property jargon, offering valuable insights for both new and experienced investors.


What You’ll Learn:


🔹 Property Strategies: Understanding key investment models like buy-to-let (BTL), serviced accommodation (SA), houses in multiple occupation (HMO), co-living, and social housing.

🔹 Ways to Buy, Hold, and Control Property: The differences between exchange with delayed completion (EDC), lease options, vendor finance, rent-to-rent, and joint ventures (JVs).

🔹 Key Planning Terms: What you need to know about permitted development (PD), Article 4, prior approval, and use classes like C3, C4, and sui generis.



Stay connected with us through our social media channels:


Facebook: ⁠⁠https://www.facebook.com/propertyportfoliobuilding/

LinkedIn: ⁠⁠ ⁠https://www.linkedin.com/company/propertyportfoliobuilding/

Instagram: ⁠⁠https://www.instagram.com/propertyportfoliobuildinguk/

YouTube: ⁠⁠youtube.com/@propertyportfoliobuilding/⁠⁠

Websites: ⁠⁠propertyportfoliobuilding.co.uk⁠⁠ & ⁠⁠invest-prop.co.uk⁠⁠


COME AND MEET US http://www.manchesternorthpin.co.uk use "bygrave" to attend for free!



Connect with our hosts:


Phil Bygrave: https://www.linkedin.com/in/phil-bygrave-8b792421/

Facebook: ⁠https://www.facebook.com/phil.y.bygrave


Get in touch with Tim here:


LinkedIn: ⁠⁠https://www.linkedin.com/in/timothy-witt-77b0275b/⁠⁠

Facebook: ⁠https://www.linkedin.com/in/timothy-witt-77b0275b/


For all enquiries, please contact us at: ⁠[email protected]


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The Financial Freedom PodcastBy Property Portfolio Building