In this episode of The Financial Freedom Podcast, Phil and Tim dive into one of the biggest challenges in property development: finding and managing reliable builders. With Tim’s 20+ years of construction experience, they share practical tips to help you navigate this critical part of the process.

Key Takeaways:

How to Find Builders: Leverage networks, referrals, and property groups to source builders suited to your project.

Due Diligence: Perform background checks, visit sites, and assess builders' team structure to ensure they match your needs.

Preparing a Tender Pack: Create detailed specs, plans, and schedules to get accurate quotes and avoid costly surprises.

Contracts and Timelines: Establish clear contracts, set realistic contingencies, and agree on project timelines to ensure smooth delivery.

Packed with actionable advice, this episode is essential for property investors looking to streamline their build process and achieve financial freedom faster.

Stay connected with us through our social media channels:

Facebook: ⁠⁠https://www.facebook.com/propertyportfoliobuilding/

LinkedIn: ⁠⁠ ⁠https://www.linkedin.com/company/propertyportfoliobuilding/

Instagram: ⁠⁠https://www.instagram.com/propertyportfoliobuildinguk/

YouTube: ⁠⁠youtube.com/@propertyportfoliobuilding/⁠⁠

Websites: ⁠⁠propertyportfoliobuilding.co.uk⁠⁠ & ⁠⁠invest-prop.co.uk⁠⁠

COME AND MEET US http://www.manchesternorthpin.co.uk use "bygrave" to attend for free!

Connect with our hosts:

Phil Bygrave: https://www.linkedin.com/in/phil-bygrave-8b792421/

Facebook: ⁠https://www.facebook.com/phil.y.bygrave

Get in touch with Tim here:

LinkedIn: ⁠⁠https://www.linkedin.com/in/timothy-witt-77b0275b/⁠⁠

Facebook: ⁠https://www.linkedin.com/in/timothy-witt-77b0275b/

For all enquiries, please contact us at: ⁠[email protected]

In this insightful episode of The Financial Freedom Podcast, we sit down with Phil Saunders, a visionary property investor who turned challenges into opportunities to build an impressive £4 million property portfolio. Starting with no capital, Phil’s innovative approach and unwavering persistence showcase the incredible potential of the UK property market when tackled with the right mindset and strategies.

What You’ll Learn in This Episode:

An Unconventional Start: Phil reveals how his first property deal was not bricks and mortar, but a glamping business in the Peak District. By creatively partnering with campsite owners, Phil unlocked a cash flow opportunity with minimal upfront investment—a unique example of thinking outside the box in the UK property market.

Thriving in Uncertainty: The COVID-19 pandemic forced many to rethink their strategies. Phil shares how he seized the moment, using lockdown as a springboard into holiday lets and Purchase Lease Options (PLOs), demonstrating that every market shift brings new opportunities for those ready to act.

Achieving Financial Freedom: Phil walks us through the steps he took to transition from working offshore to building a property business that allowed him to spend more time with his young family. His definition of financial freedom—covering living expenses while reclaiming time—is a relatable and achievable goal for many investors.

Strategies for High-Yield Success: From rent-to-rent holiday lets to long-term buy-to-let investments, Phil’s journey covers the full spectrum of property strategies. He shares the lessons learned, systems built, and challenges overcome in scaling his portfolio while maintaining profitability and control.

Key Takeaways for Aspiring Investors: Whether you’re starting with no funds or seeking to scale an existing portfolio, Phil’s advice on persistence, creativity, and partnerships will resonate. He underscores the importance of leveraging opportunities in uncertain times, educating yourself, and building strong relationships to accelerate your property journey.

This episode is a must-listen for anyone interested in navigating the UK property market with confidence, creativity, and a clear path to financial freedom. Phil’s candid storytelling and practical insights offer valuable lessons for both new and seasoned investors alike.

Stay connected with us through our social media channels:

Facebook: ⁠⁠https://www.facebook.com/propertyportfoliobuilding/

LinkedIn: ⁠⁠ ⁠https://www.linkedin.com/company/propertyportfoliobuilding/

Instagram: ⁠⁠https://www.instagram.com/propertyportfoliobuildinguk/

YouTube: ⁠⁠youtube.com/@propertyportfoliobuilding/⁠⁠

Websites: ⁠⁠propertyportfoliobuilding.co.uk⁠⁠ & ⁠⁠invest-prop.co.uk⁠⁠

Connect with our hosts:

Phil Bygrave: https://www.linkedin.com/in/phil-bygrave-8b792421/

Facebook: ⁠https://www.facebook.com/phil.y.bygrave

Get in touch with Tim here:

LinkedIn: ⁠⁠https://www.linkedin.com/in/timothy-witt-77b0275b/⁠⁠

Facebook: ⁠https://www.linkedin.com/in/timothy-witt-77b0275b/

For all enquiries, please contact us at: ⁠[email protected]

Welcome to Episode 14 of The Financial Freedom Podcast, proudly sponsored by Property Portfolio Building & Property Filter!

In this inspiring case study episode, we dive into the financial freedom journey of Jo and Pete Meek, clients and joint venture partners of Property Portfolio Building. From the highs of a successful corporate career in Australia to the financial challenges of the 2008 global financial crisis, Jo and Pete share how they took control of their financial future through property investment.

Key Highlights:

Resilience After the 2008 Crisis: Discover how Jo and Pete rebuilt their finances after losing everything, transitioning from high-risk stock investments to a strategic focus on property.

Building a Portfolio: Learn about their journey into Australian buy-to-let properties, and how they leveraged their capital growth strategy to lay the foundation for their wealth.

Transition to Cash Flowing Assets: Moving back to the UK, they diversified their portfolio with HMOs and serviced accommodations, ensuring a reliable income stream.

Teamwork in Property Investment: Hear about the couple’s complementary skillsets and how working together as a team has been central to their success.

Lessons in Risk Management: The Meeks share their insights on the importance of due diligence, finding the right partners, and maintaining a diversified investment strategy.

With four distinct income streams and a lifestyle that allows them to split their time between Australia and the UK, Jo and Pete exemplify what financial freedom can look like. Their story is a testament to the power of perseverance, strategic investment, and teamwork.

Stay connected with us through our social media channels:

Facebook: ⁠⁠https://www.facebook.com/propertyportfoliobuilding/

LinkedIn: ⁠⁠ ⁠https://www.linkedin.com/company/propertyportfoliobuilding/

Instagram: ⁠⁠https://www.instagram.com/propertyportfoliobuildinguk/

YouTube: ⁠⁠youtube.com/@propertyportfoliobuilding/⁠⁠

Websites: ⁠⁠propertyportfoliobuilding.co.uk⁠⁠ & ⁠⁠invest-prop.co.uk⁠⁠

This podcast is proudly sponsored by Property Filter—Find Great Deals Faster.

🎁 Get a FREE TWO-WEEK TRIAL WITH PROPERTY FILTER here: https://lp.property-filter.co.uk/claim-your-free-access-ppb

Connect with our hosts:

Phil Bygrave: https://www.linkedin.com/in/phil-bygrave-8b792421/

Facebook: ⁠https://www.facebook.com/phil.y.bygrave

Get in touch with Tim here:

LinkedIn: ⁠⁠https://www.linkedin.com/in/timothy-witt-77b0275b/⁠⁠

Facebook: ⁠https://www.linkedin.com/in/timothy-witt-77b0275b/

For all enquiries, please contact us at: ⁠[email protected]

Welcome to Episode 13 of The Financial Freedom Podcast, proudly sponsored by Property Portfolio Building & Property Filter!

In this technical episode of the Financial Freedom Podcast, we dive deep into the Build Better framework, focusing on effective project management during the critical construction phase of property development. Hosted by Phil Bygrave and Tim Witt, this session is designed to equip developers with the tools, insights, and strategies needed to oversee a successful build from contract signing to project handover.

Tim Witt, with 20 years of construction and property experience, shares his expertise in managing construction projects, discussing essential practices like site monitoring, handling variations, managing contingencies, and ensuring quality assurance. This episode also explores:

💡 Key Highlights:

📅 Week 1 Essentials: Preparing for and managing the initial weeks of the build.

🛠 Monitoring Progress: Tracking works vs. the programme and addressing delays.

⚙️ Navigating Variations: Handling unforeseen challenges and managing costs.

✅ Completion & Handover: Preparing for snagging, final checks, and ensuring compliance.

🎧 Whether you're new to project management or looking to refine your processes, this episode will help you optimise your builds and protect your investments.Stay connected with us through our social media channels:

Facebook: ⁠⁠https://www.facebook.com/propertyportfoliobuilding/

LinkedIn: ⁠⁠ ⁠https://www.linkedin.com/company/propertyportfoliobuilding/

Instagram: ⁠⁠https://www.instagram.com/propertyportfoliobuildinguk/

YouTube: ⁠⁠youtube.com/@propertyportfoliobuilding/⁠⁠

Websites: ⁠⁠propertyportfoliobuilding.co.uk⁠⁠ & ⁠⁠invest-prop.co.uk⁠⁠

This podcast is proudly sponsored by Property Filter—Find Great Deals Faster.

🎁 Get a FREE TWO-WEEK TRIAL WITH PROPERTY FILTER here: https://lp.property-filter.co.uk/claim-your-free-access-ppb

Connect with our hosts:

Phil Bygrave: https://www.linkedin.com/in/phil-bygrave-8b792421/

Facebook: ⁠https://www.facebook.com/phil.y.bygrave

Get in touch with Tim here:

LinkedIn: ⁠⁠https://www.linkedin.com/in/timothy-witt-77b0275b/⁠⁠

Facebook: ⁠https://www.linkedin.com/in/timothy-witt-77b0275b/

For all enquiries, please contact us at: ⁠[email protected]

Welcome to Episode 12 of The Financial Freedom Podcast, proudly sponsored by Property Portfolio Building & Property Filter! In this episode, hosts Phil Bygrave and Timothy Witt delve into one of the most critical aspects of property development—location.

In this episode of The Financial Freedom Podcast, we sit down with Guillaume Black, the visionary CEO of Property Filter. From engineering world-class bridges to building a property platform that saves investors hours of time, Guillaume’s story is a masterclass in rethinking how to achieve success.

Here’s what you’ll take away:

1. Why finding the right deals is the backbone of property success. 🏡

2. How learning to “live off the steam of your assets” can redefine financial freedom. 💡

3. The surprising lessons Guillaume learned from his toughest challenges. 🔄

If you’ve ever wondered how to move from chasing cash flow to building lasting wealth, this episode is packed with real-world insights and actionable advice.

Tune in to discover why location truly is everything in property development!

Stay connected with us through our social media channels:

Facebook: ⁠⁠https://www.facebook.com/propertyportfoliobuilding/

LinkedIn: ⁠⁠ ⁠https://www.linkedin.com/company/propertyportfoliobuilding/

Instagram: ⁠⁠https://www.instagram.com/propertyportfoliobuildinguk/

YouTube: ⁠⁠youtube.com/@propertyportfoliobuilding/⁠⁠

Websites: ⁠⁠propertyportfoliobuilding.co.uk⁠⁠ & ⁠⁠invest-prop.co.uk⁠⁠

This podcast is proudly sponsored by Property Filter—Find Great Deals Faster.

🎁 Get a FREE TWO-WEEK TRIAL WITH PROPERTY FILTER here: https://lp.property-filter.co.uk/claim-your-free-access-ppb

Connect with our hosts:

Phil Bygrave: https://www.linkedin.com/in/phil-bygrave-8b792421/

Facebook: ⁠https://www.facebook.com/phil.y.bygrave

Get in touch with Tim here:

LinkedIn: ⁠⁠https://www.linkedin.com/in/timothy-witt-77b0275b/⁠⁠

Facebook: ⁠https://www.linkedin.com/in/timothy-witt-77b0275b/

For all enquiries, please contact us at: ⁠[email protected]

Welcome to Episode 11 of The Financial Freedom Podcast, proudly sponsored by Property Filter! In this in-depth technical session, hosts Phil Bygrave and Timothy Witt continue their Build Better series with a comprehensive look at creating and managing effective build budgets for HMOs.

Tim takes us step by step through his proven budgeting methods, from developing a detailed scope of works to understanding the intricacies of demolition, structural work, first and second fix stages, and finishing trades. Learn how to accurately price for trades, avoid common pitfalls, and ensure your project stays on budget. We also cover how to handle provisional sums, set realistic contingencies, and pick the right builder for your development.

Whether you’re experienced or just starting out, this episode is packed with valuable insights on managing costs for small-scale property projects and avoiding expensive mistakes.

Stay connected with us through our social media channels:

Facebook: ⁠⁠https://www.facebook.com/propertyportfoliobuilding/

LinkedIn: ⁠⁠ ⁠https://www.linkedin.com/company/propertyportfoliobuilding/

Instagram: ⁠⁠https://www.instagram.com/propertyportfoliobuildinguk/

YouTube: ⁠⁠youtube.com/@propertyportfoliobuilding/⁠⁠

Websites: ⁠⁠propertyportfoliobuilding.co.uk⁠⁠ & ⁠⁠invest-prop.co.uk⁠⁠

This podcast is proudly sponsored by Property Filter—Find Great Deals Faster.

🎁 Get a FREE TWO-WEEK TRIAL WITH PROPERTY FILTER here: https://lp.property-filter.co.uk/claim-your-free-access-ppb

Connect with our hosts:

Phil Bygrave: https://www.linkedin.com/in/phil-bygrave-8b792421/

Facebook: ⁠https://www.facebook.com/phil.y.bygrave

Get in touch with Tim here:

LinkedIn: ⁠⁠https://www.linkedin.com/in/timothy-witt-77b0275b/⁠⁠

Facebook: ⁠https://www.linkedin.com/in/timothy-witt-77b0275b/

For all enquiries, please contact us at: ⁠[email protected]

Tune in to become a budgeting pro and build your way to financial freedom!

Welcome to Episode 10 of The Financial Freedom Podcast, sponsored by Property Cutter! In this inspiring episode, hosts Phil Bygrave and Timothy Witt sit down with Ashley and Pippa, two ambitious property investors with unique backgrounds that add dimension to their journey toward financial independence. From Ashley’s early days as an opera singer to their joint success in high-yield properties, we explore how diverse life experiences contribute to financial resilience and success in property.

Listeners will learn how to identify strategic opportunities, leverage unique skills in property investment, and navigate setbacks with a strong focus on goal-setting. Whether you're interested in maximizing cash flow, managing the challenges of renovations, or building confidence to take on risk, this episode offers a candid look at what it truly takes to make property investment work.

Stay connected with us through our social media channels:

Facebook: ⁠⁠facebook.com/propertyportfoliobuilding/⁠⁠

LinkedIn: ⁠https://www.linkedin.com/company/propertyportfoliobuilding/

Instagram: ⁠⁠instagram.com/propertyportfoliobuildinguk⁠⁠

Websites: ⁠⁠propertyportfoliobuilding.co.uk⁠⁠ & ⁠⁠invest-prop.co.uk⁠⁠

This podcast is proudly sponsored by Property Filter—Find Great Deals Faster.

🎁 Get a FREE TWO-WEEK TRIAL WITH PROPERTY FILTER here: register.property-filter.co.uk/ppb⁠

Connect with our hosts:

Phil Bygrave: LinkedIn: ⁠⁠linkedin.com/in/phil-bygrave-8b792421/⁠⁠ | Facebook: ⁠facebook.com/phil.y.bygrave⁠⁠

Timothy Witt: LinkedIn: ⁠⁠linkedin.com/in/timothy-witt-77b0275b/⁠⁠ | Facebook: ⁠ ⁠⁠facebook.com/timothy.witt.3⁠⁠

For all enquiries, please contact us at: ⁠[email protected]

In Episode 9 of The Financial Freedom Podcast, we continue our Build Better series with a deep dive into the tender process for property developments.

Co-host Tim Witt, an experienced project manager, shares invaluable insights on how to issue tenders, engage the right builders, and finalize contracts effectively.

Learn how to structure a comprehensive tender, compare bids fairly, handle variations, and manage the transition from tender to on-site work.

Whether you're a seasoned property investor or new to development, this episode offers practical knowledge to help you avoid common pitfalls and achieve smoother project delivery.

Stay connected with us through our social media channels:

Facebook: ⁠⁠facebook.com/propertyportfoliobuilding/⁠⁠

LinkedIn: ⁠⁠linkedin.com/company/rami-property-group/⁠⁠

Instagram: ⁠⁠instagram.com/propertyportfoliobuildinguk⁠⁠

Websites: ⁠⁠propertyportfoliobuilding.co.uk⁠⁠ & ⁠⁠invest-prop.co.uk⁠⁠

This podcast is proudly sponsored by Property Filter—Find Great Deals Faster.

🎁 Get a FREE TWO-WEEK TRIAL WITH PROPERTY FILTER here: register.property-filter.co.uk/ppb⁠

Connect with our hosts:

Phil Bygrave: LinkedIn: ⁠⁠linkedin.com/in/phil-bygrave-8b792421/⁠⁠ | Facebook: ⁠facebook.com/phil.y.bygrave⁠⁠

Timothy Witt: LinkedIn: ⁠⁠linkedin.com/in/timothy-witt-77b0275b/⁠⁠ | Facebook: ⁠ ⁠⁠facebook.com/timothy.witt.3⁠⁠

For all enquiries, please contact us at: ⁠[email protected]

Welcome to Episode 8 of The Financial Freedom Podcast, sponsored by Property Filter. In this episode, hosts Phil Bygrave and Timothy Witt open the season with an honest conversation about Phil’s journey from corporate life to building financial independence through property investment.

Phil shares his experiences launching multiple businesses, learning from failure, and managing risk in the property world. He discusses the realities of running a lettings agency and growing a property portfolio, emphasizing the value of resilience and long-term thinking.

Whether you're just starting your property journey or looking to refine your strategy, this episode offers practical insights on how to manage setbacks and keep moving toward your goals.

Stay connected with us through our social media channels:

Facebook: ⁠⁠facebook.com/propertyportfoliobuilding/⁠⁠

LinkedIn: ⁠⁠linkedin.com/company/rami-property-group/⁠⁠

Instagram: ⁠⁠instagram.com/propertyportfoliobuildinguk⁠⁠

YouTube: ⁠⁠youtube.com/@propertyportfoliobuilding/⁠⁠

Websites: ⁠⁠propertyportfoliobuilding.co.uk⁠⁠ & ⁠⁠invest-prop.co.uk⁠⁠

This podcast is proudly sponsored by Property Filter—Find Great Deals Faster.

🎁 Get a FREE TWO-WEEK TRIAL WITH PROPERTY FILTER here: register.property-filter.co.uk/ppb⁠

Connect with our hosts:

Phil Bygrave: LinkedIn: ⁠⁠linkedin.com/in/phil-bygrave-8b792421/⁠⁠ | Facebook: ⁠facebook.com/phil.y.bygrave⁠⁠

Timothy Witt: LinkedIn: ⁠⁠linkedin.com/in/timothy-witt-77b0275b/⁠⁠ | Facebook: ⁠ ⁠⁠facebook.com/timothy.witt.3⁠⁠

For all enquiries, please contact us at: ⁠[email protected]

Episode 7: Finance, The Game of Two Halves Pt.2

Welcome to Episode 7 The Financial Freedom Podcast,sponsored by Property Filter! We dive into one of the most crucial aspects of property development.

In this episode, hosts Phil Bygrave and Timothy Witt explores the steps to ensure that your valuation aligns with your exit strategy, whether you're working on an HMO, a new build, or a commercial conversion. We cover the importance of working with an experienced broker, understanding the intricacies of valuation surveys, and avoiding costly missteps that could derail your project.

You'll also hear a real-world case study of a property that was incorrectly valued at less than half its true worth and how the situation was resolved to achieve a much higher valuation. Learn how to align your planning, drawings, and development works to support a smooth valuation process and ensure you're getting the best returns on your projects.

Whether you're new to property development or expanding your portfolio, this episode provides invaluable insights into financing and valuation, offering practical advice that can save you time and money in your property journey.

Disclaimer: This is not financial advice. The information shared is based on real-time experiences from the development projects we manage for our clients, focusing primarily on small-scale development. We are not FCA regulated by any form.

Stay connected with us through our social media channels:

Facebook: ⁠⁠ https://www.facebook.com/propertyportfoliobuilding/

LinkedIn: ⁠https://www.linkedin.com/posts/rami-property-group_financialfreedom-entrepreneurship-podcast-activity-7232617628568109059-pvhB?utm_source=share&utm_medium=member_desktop

Instagram: ⁠⁠https://www.instagram.com/propertyportfoliobuildinguk/

YouTube: ⁠⁠https://www.youtube.com/@propertyportfoliobuilding

Websites: ⁠⁠propertyportfoliobuilding.co.uk⁠⁠ & ⁠⁠invest-prop.co.uk⁠⁠

This podcast is proudly sponsored by Property Filter—Find Great Deals Faster.

🎁 Get a FREE TWO-WEEK TRIAL WITH PROPERTY FILTER here: https://lp.property-filter.co.uk/clai...

Connect with our hosts:

Phil Bygrave: https://www.linkedin.com/in/phil-bygrave-8b792421/

Facebook: ⁠https://www.facebook.com/phil.y.bygrave

Get in touch with Tim here:

LinkedIn: ⁠⁠https://www.linkedin.com/in/timothy-witt-77b0275b/

Facebook: ⁠https://www.facebook.com/timothy.witt.3/

For all enquiries, please contact us at: ⁠[email protected]