Ever wondered how it all began? In this episode, we’re lifting the lid on Tim Witt’s journey, from renting a room in Cheadle to building a successful property business and achieving financial freedom. He shares the early challenges, mindset shifts, and what it really takes to scale in the UK property world.

In this episode expect real talk on:

✅ Running 10 projects while working full-time (and surviving it)

✅ Mindset shifts, raising private finance, and the power of JV partnerships

✅ Why systemising, outsourcing, and learning to say no are critical

✅ How the business helps investors build wealth through done-for-you BDRR projects⚖ Real stories of loss, resilience, and the emotional cost of not being prepared

Whether you're a parent, a property investor, or a business owner, this episode is a must-listen.

Stay connected with us through our social media channels:

Facebook: ⁠⁠https://www.facebook.com/propertyportfoliobuilding/

LinkedIn: ⁠⁠ ⁠https://www.linkedin.com/company/propertyportfoliobuilding/

Instagram: ⁠⁠https://www.instagram.com/propertyportfoliobuildinguk/

YouTube: ⁠⁠youtube.com/@propertyportfoliobuilding/⁠⁠

Websites: ⁠⁠propertyportfoliobuilding.co.uk⁠⁠ & ⁠⁠invest-prop.co.uk⁠⁠

Connect with our hosts:

Phil Bygrave: https://www.linkedin.com/in/phil-bygrave-8b792421/

Facebook: ⁠https://www.facebook.com/phil.y.bygrave

Get in touch with Tim here:

LinkedIn: ⁠⁠https://www.linkedin.com/in/timothy-witt-77b0275b/⁠⁠

Facebook: ⁠https://www.linkedin.com/in/timothy-witt-77b0275b/

COME AND MEET US http://www.manchesternorthpin.co.uk use "bygrave" to attend for free!

For all enquiries, please contact us at: ⁠[email protected]

In this episode of The Financial Freedom Podcast, we sit down with Akash, co-founder of On Point Mortgages and creator of The Black Box, a simple but powerful tool that combines life insurance, wills, and power of attorney into one clear, actionable solution for families and business owners.

As property investors how well protected are your assets when you die? Will they become an family asset or a difficult liability?

But this isn’t just about paperwork. It’s about legacy, peace of mind, and building a life that protects your loved ones even when you’re not there.

You’ll hear:

🔒 Why every family and business owner needs a “Black Box”

🛡 How life insurance in trust can save your estate from massive tax bills

⚖ Real stories of loss, resilience, and the emotional cost of not being prepared

Whether you're a parent, a property investor, or a business owner, this episode is a must-listen.

Stay connected with us through our social media channels:

Facebook: ⁠⁠https://www.facebook.com/propertyportfoliobuilding/

LinkedIn: ⁠⁠ ⁠https://www.linkedin.com/company/propertyportfoliobuilding/

Instagram: ⁠⁠https://www.instagram.com/propertyportfoliobuildinguk/

YouTube: ⁠⁠youtube.com/@propertyportfoliobuilding/⁠⁠

Websites: ⁠⁠propertyportfoliobuilding.co.uk⁠⁠ & ⁠⁠invest-prop.co.uk⁠⁠

Connect with our hosts:

Phil Bygrave: https://www.linkedin.com/in/phil-bygrave-8b792421/

Facebook: ⁠https://www.facebook.com/phil.y.bygrave

Get in touch with Tim here:

LinkedIn: ⁠⁠https://www.linkedin.com/in/timothy-witt-77b0275b/⁠⁠

Facebook: ⁠https://www.linkedin.com/in/timothy-witt-77b0275b/

COME AND MEET US http://www.manchesternorthpin.co.uk use "bygrave" to attend for free!

For all enquiries, please contact us at: ⁠[email protected]

In this technical episode of The Financial Freedom Podcast, Tim and Phil break down the biggest life lessons that were never taught in the classroom, but absolutely should’ve been.

From mastering good vs. bad debt, building personal cashflow, and learning to block out the noise of other people’s opinions, to embracing health, purpose, and the power of doing things differently—this episode is a goldmine of real-world knowledge. It’s practical, honest, and packed with mindset shifts that can change the trajectory of your life.

💥 Here’s what we cover:

Why not all debt is bad, and how to leverage the good kind

How personal cashflow management is the real secret to building wealth

Why playing the game of life beats fighting the system

Stay connected with us through our social media channels:

Facebook: ⁠⁠https://www.facebook.com/propertyportfoliobuilding/

LinkedIn: ⁠⁠ ⁠https://www.linkedin.com/company/propertyportfoliobuilding/

Instagram: ⁠⁠https://www.instagram.com/propertyportfoliobuildinguk/

YouTube: ⁠⁠youtube.com/@propertyportfoliobuilding/⁠⁠

Websites: ⁠⁠propertyportfoliobuilding.co.uk⁠⁠ & ⁠⁠invest-prop.co.uk⁠⁠

Connect with our hosts:

Phil Bygrave: https://www.linkedin.com/in/phil-bygrave-8b792421/

Facebook: ⁠https://www.facebook.com/phil.y.bygrave

Get in touch with Tim here:

LinkedIn: ⁠⁠https://www.linkedin.com/in/timothy-witt-77b0275b/⁠⁠

Facebook: ⁠https://www.linkedin.com/in/timothy-witt-77b0275b/

COME AND MEET US http://www.manchesternorthpin.co.uk use "bygrave" to attend for free!

For all enquiries, please contact us at: ⁠[email protected]

This week on The Financial Freedom Podcast , we sit down with Hannah Haikal, a property investor, developer, business psychologist, and full-time working mum of two — who’s building a UK property portfolio from Dubai. 🏡🌍

From scuba diving in Santorini to securing HMO projects in Manchester, Hannah shares:

✅ How she balances career, kids, and property

✅ Strategies for financial freedom — from ETFs to bricks & mortar

✅ Her game-changing experience with our Source, Build, Manage service at PPB

✅ What really goes on behind a two-year development project!

If you’re juggling work, life, and a growing property business (or thinking of starting one), this episode is a must-listen. 🎧

💬 “It’s not a race. It’s about building a future for our family with freedom and choice.”

👉 Listen now and hear Hannah’s story of resilience, growth, and smart investing.

Stay connected with us through our social media channels:

Facebook: ⁠⁠https://www.facebook.com/propertyportfoliobuilding/

LinkedIn: ⁠⁠ ⁠https://www.linkedin.com/company/propertyportfoliobuilding/

Instagram: ⁠⁠https://www.instagram.com/propertyportfoliobuildinguk/

YouTube: ⁠⁠youtube.com/@propertyportfoliobuilding/⁠⁠

Websites: ⁠⁠propertyportfoliobuilding.co.uk⁠⁠ & ⁠⁠invest-prop.co.uk⁠⁠

Connect with our hosts:

Phil Bygrave: https://www.linkedin.com/in/phil-bygrave-8b792421/

Facebook: ⁠https://www.facebook.com/phil.y.bygrave

Get in touch with Tim here:

LinkedIn: ⁠⁠https://www.linkedin.com/in/timothy-witt-77b0275b/⁠⁠

Facebook: ⁠https://www.linkedin.com/in/timothy-witt-77b0275b/

COME AND MEET US http://www.manchesternorthpin.co.uk use "bygrave" to attend for free!

For all enquiries, please contact us at: ⁠[email protected]

In this technical deep dive, we explore why having a project manager is essential for your development success. Whether you're managing a £60K refurb or a half-a-million-pound conversion, project managers don’t just save you time—they protect your budget, reduce risk, and bring order to the chaos.

🎧 Join us as Tim breaks down:

✅ The difference between a consultant and construction project manager

✅ What a good PM actually does (spoiler: a lot more than you think)

✅ How they save you tens of thousands in variations

✅ The biggest mistakes investors make when they go without one

If you’re serious about scaling your property business while avoiding costly errors, this is an episode you won’t want to miss.

Stay connected with us through our social media channels:

Facebook: ⁠⁠https://www.facebook.com/propertyportfoliobuilding/

LinkedIn: ⁠⁠ ⁠https://www.linkedin.com/company/propertyportfoliobuilding/

Instagram: ⁠⁠https://www.instagram.com/propertyportfoliobuildinguk/

YouTube: ⁠⁠youtube.com/@propertyportfoliobuilding/⁠⁠

Websites: ⁠⁠propertyportfoliobuilding.co.uk⁠⁠ & ⁠⁠invest-prop.co.uk⁠⁠

Connect with our hosts:

Phil Bygrave: https://www.linkedin.com/in/phil-bygrave-8b792421/

Facebook: ⁠https://www.facebook.com/phil.y.bygrave

Get in touch with Tim here:

LinkedIn: ⁠⁠https://www.linkedin.com/in/timothy-witt-77b0275b/⁠⁠

Facebook: ⁠https://www.linkedin.com/in/timothy-witt-77b0275b/

COME AND MEET US http://www.manchesternorthpin.co.uk use "bygrave" to attend for free!

For all enquiries, please contact us at: ⁠[email protected]

In this episode of The Financial Freedom Podcast, we sit down with Aaisha Qureshi, a former banker turned property developer, who shares her powerful journey through career change, personal loss, and rediscovery of purpose through property.

After facing redundancy in the 2008 crash and losing both parents during the pandemic, Aaisha pivoted from a driving instructor to small-scale property developer—driven by a mission to create a better life for her son and inspire others to dream bigger.

💡 What you’ll hear in this episode:

✅ How Aaisha transitioned from banking to property development

✅ The personal challenges that shaped her mindset and motivation

✅ Why small-scale development gave her control, purpose, and confidence

Stay connected with us through our social media channels:

Facebook: ⁠⁠https://www.facebook.com/propertyportfoliobuilding/

LinkedIn: ⁠⁠ ⁠https://www.linkedin.com/company/propertyportfoliobuilding/

Instagram: ⁠⁠https://www.instagram.com/propertyportfoliobuildinguk/

YouTube: ⁠⁠youtube.com/@propertyportfoliobuilding/⁠⁠

Websites: ⁠⁠propertyportfoliobuilding.co.uk⁠⁠ & ⁠⁠invest-prop.co.uk⁠⁠

Connect with our hosts:

Phil Bygrave: https://www.linkedin.com/in/phil-bygrave-8b792421/

Facebook: ⁠https://www.facebook.com/phil.y.bygrave

Get in touch with Tim here:

LinkedIn: ⁠⁠https://www.linkedin.com/in/timothy-witt-77b0275b/⁠⁠

Facebook: ⁠https://www.linkedin.com/in/timothy-witt-77b0275b/

COME AND MEET US http://www.manchesternorthpin.co.uk use "bygrave" to attend for free!

For all enquiries, please contact us at: ⁠[email protected]

💼 What does it really take to leave a career in education and build a life on your terms through property?

In this episode of The Financial Freedom Podcast—brought to you by Property Portfolio Building and sponsored by Property Filter—we sit down with David Dixon, a former assistant headteacher turned full-time property investor, mentor, and backgammon competitor (yes, really).

David shares how he transitioned from the classroom to a cashflowing property portfolio, why he pivoted from HMOs to low-maintenance units, and how financial freedom has enabled him to focus on family, purpose, and passion.

🎧 Expect practical tips, personal truths, and property wisdom built over 25+ years of real-world investing.

💡 You’ll learn:

✅ The unexpected lessons from managing difficult tenants and how to protect your mental health

✅ Why converting HMOs to self-contained flats changed David’s business—and life

✅ How he’s supporting his son’s unique needs while continuing to grow his portfolio

✅ The importance of “T-I-M-E” when it comes to being a great dad and business owner

✅ And yes, how to win at backgammon 🥇

This one’s equal parts strategy and soul.

Stay connected with us through our social media channels:

Facebook: ⁠⁠https://www.facebook.com/propertyportfoliobuilding/

LinkedIn: ⁠⁠ ⁠https://www.linkedin.com/company/propertyportfoliobuilding/

Instagram: ⁠⁠https://www.instagram.com/propertyportfoliobuildinguk/

YouTube: ⁠⁠youtube.com/@propertyportfoliobuilding/⁠⁠

Websites: ⁠⁠propertyportfoliobuilding.co.uk⁠⁠ & ⁠⁠invest-prop.co.uk⁠⁠

Connect with our hosts:

Phil Bygrave: https://www.linkedin.com/in/phil-bygrave-8b792421/

Facebook: ⁠https://www.facebook.com/phil.y.bygrave

Get in touch with Tim here:

LinkedIn: ⁠⁠https://www.linkedin.com/in/timothy-witt-77b0275b/⁠⁠

Facebook: ⁠https://www.linkedin.com/in/timothy-witt-77b0275b/

COME AND MEET US http://www.manchesternorthpin.co.uk use "bygrave" to attend for free!

For all enquiries, please contact us at: ⁠[email protected]

In this tell-all episode of The Financial Freedom Podcast, Phil takes the reigns to reveal what it’s really like behind the scenes of a fast-growing lettings agency, warts, wins, and all.

Phil breaks down the practical challenges of HMO management. Whether you’re a DIY landlord or working with a managing agent, this one is a must-listen for anyone serious about safeguarding their cashflow and protecting their property assets.

💥 You’ll hear:

✅ Why great property management is more than just collecting rent

✅ How to spot red flags early and deal with difficult tenants—without losing your mind

✅ The key differences between avoidable and unavoidable voids (and how to reduce both)

✅ Why compliance alone isn’t enough—and what really makes a lettings service valuable

✅ Real stories from inside the trenches, from “divorced dads” to World of Warcraft warriors

Whether you’ve been managing for years or just getting started, this episode is full of sharp insights, actionable advice, and a few laughs along the way.

Stay connected with us through our social media channels:

Facebook: ⁠⁠https://www.facebook.com/propertyportfoliobuilding/

LinkedIn: ⁠⁠ ⁠https://www.linkedin.com/company/propertyportfoliobuilding/

Instagram: ⁠⁠https://www.instagram.com/propertyportfoliobuildinguk/

YouTube: ⁠⁠youtube.com/@propertyportfoliobuilding/⁠⁠

Websites: ⁠⁠propertyportfoliobuilding.co.uk⁠⁠ & ⁠⁠invest-prop.co.uk⁠⁠

Connect with our hosts:

Phil Bygrave: https://www.linkedin.com/in/phil-bygrave-8b792421/

Facebook: ⁠https://www.facebook.com/phil.y.bygrave

Get in touch with Tim here:

LinkedIn: ⁠⁠https://www.linkedin.com/in/timothy-witt-77b0275b/⁠⁠

Facebook: ⁠https://www.linkedin.com/in/timothy-witt-77b0275b/

COME AND MEET US http://www.manchesternorthpin.co.uk use "bygrave" to attend for free!

For all enquiries, please contact us at: ⁠[email protected]

In this special edition of The Financial Freedom Podcast, Tim and Phil go head-to-head in a rapid-fire breakdown of six popular asset classes. From Property, Precious Metals, Listed Stocks and Shares, EIS / SEIS Angel Investment, Setting up a Company, and Crypto Currency.

Whether you’re starting out or refining your wealth-building strategy, this episode uncovers the pros, cons, and real-world insights you actually need to know. No fluff. Just real talk from real investors navigating today’s markets.

💡 You’ll learn:

✅ The difference between building vs. buying a business

✅ Which asset classes offer the best mix of cashflow & capital growth

✅ Why property still holds its ground—and where it doesn’t

✅ What crypto, gold, and index funds have in common (and what they don’t)

This is essential listening for anyone who’s ready to level up their investment game and take a smarter, more strategic approach to financial freedom in 2025 and beyond.

Stay connected with us through our social media channels:

Facebook: ⁠⁠https://www.facebook.com/propertyportfoliobuilding/

LinkedIn: ⁠⁠ ⁠https://www.linkedin.com/company/propertyportfoliobuilding/

Instagram: ⁠⁠https://www.instagram.com/propertyportfoliobuildinguk/

YouTube: ⁠⁠youtube.com/@propertyportfoliobuilding/⁠⁠

Websites: ⁠⁠propertyportfoliobuilding.co.uk⁠⁠ & ⁠⁠invest-prop.co.uk⁠⁠

Connect with our hosts:

Phil Bygrave: https://www.linkedin.com/in/phil-bygrave-8b792421/

Facebook: ⁠https://www.facebook.com/phil.y.bygrave

Get in touch with Tim here:

LinkedIn: ⁠⁠https://www.linkedin.com/in/timothy-witt-77b0275b/⁠⁠

Facebook: ⁠https://www.linkedin.com/in/timothy-witt-77b0275b/

COME AND MEET US http://www.manchesternorthpin.co.uk use "bygrave" to attend for free!

For all enquiries, please contact us at: ⁠[email protected]

In this powerful episode, we sit down with Simon Kites partner at a national accountancy firm, globe-trotter, and now, an active property investor with a purpose. From running marathons in costume to changing his name by deed poll to honour his family legacy, Simon shares a life story that blends career success, personal reflection, and a deep desire to create generational wealth.

Simon talks openly about his early mistakes in overseas property, the lessons learned from DIY investing, and how he’s now built a high-performing HMO portfolio with his sons—laying the foundation for their financial future.

We also dive into:

✅ How a busy professional balances career, life, and investing

✅ Why outsourcing changed his property journey for the better

✅ How to involve your family in your financial plans

✅ What financial freedom really means when you already earn well

✅ The mindset shift from income-rich to asset-building

This is an honest, thoughtful, and inspiring listen for anyone looking to build wealth while staying grounded in what truly matters.

Stay connected with us through our social media channels:

Facebook: ⁠⁠https://www.facebook.com/propertyportfoliobuilding/

LinkedIn: ⁠⁠ ⁠https://www.linkedin.com/company/propertyportfoliobuilding/

Instagram: ⁠⁠https://www.instagram.com/propertyportfoliobuildinguk/

YouTube: ⁠⁠youtube.com/@propertyportfoliobuilding/⁠⁠

Websites: ⁠⁠propertyportfoliobuilding.co.uk⁠⁠ & ⁠⁠invest-prop.co.uk⁠⁠

Connect with our hosts:

Phil Bygrave: https://www.linkedin.com/in/phil-bygrave-8b792421/

Facebook: ⁠https://www.facebook.com/phil.y.bygrave

Get in touch with Tim here:

LinkedIn: ⁠⁠https://www.linkedin.com/in/timothy-witt-77b0275b/⁠⁠

Facebook: ⁠https://www.linkedin.com/in/timothy-witt-77b0275b/

COME AND MEET US http://www.manchesternorthpin.co.uk use "bygrave" to attend for free!

For all enquiries, please contact us at: ⁠[email protected]