In this episode of The Alternative Investing Advantage, host Alex Perny welcomes back note investing expert Eddie Speed to explain why seller financing and performing notes are creating some of the strongest opportunities in real estate today. With rental cap rates shrinking and landlords feeling the pressure, Eddie breaks down how investors can “be the bank” by converting rentals into notes that generate higher, more predictable cash flow.The conversation dives into where quality seller-financed notes come from, why most non-performing notes are currently overpriced, and how investors can profit even without large amounts of capital. Eddie also explains partial note strategies, underwriting principles, and why owner-occupant notes often carry less risk than investor loans. This episode offers a clear, practical look at how note investing is evolving in today’s market.00:00 Understanding the Concept of Being Your Own Bank03:13 Navigating the Seller Finance Space05:50 The Dynamics of Performing vs Non-Performing Notes09:05 Strategies for Buying Notes with Limited Capital11:58 Leveraging Cash Flow and Seller Financing14:49 Identifying Market Opportunities in Real Estate18:14 Converting Properties into Seller Financed Notes20:56 Valuing Notes and Understanding Market Niches24:41 Understanding the Market Dynamics of Real Estate27:43 Navigating Owner-Occupied vs. Investor Loans30:22 Risk Assessment in Real Estate Lending33:11 The Future of Notes and Rental Cycles35:22 Debating the 50-Year Mortgage Concept39:44 Connecting with Eddie Speed for Further LearningSubscribe to our YouTube channel and join our growing community for new videos every week.If you are interested in being a podcast guest speaker or have questions, contact us at ⁠⁠⁠⁠⁠⁠⁠⁠[email protected]⁠⁠⁠⁠⁠⁠⁠⁠.Learn more about our guest, Eddie Speed:https://eddiespeed.com/Learn more about Advanta IRA: https://www.AdvantaIRA.com/ https://podcasters.spotify.com/pod/show/advanta-irahttps://www.linkedin.com/company/Advanta-IRA/https://twitter.com/AdvantaIRA https://www.facebook.com/AdvantaIRA/ https://www.instagram.com/AdvantaIRA/

Advanta IRA does not offer investment, tax, or legal advice nor do we endorse any products, investments, or companies that offer such advice and/or investments. This includes any investments promoted or discussed during the podcast as neither Advanta IRA nor its employees, have reviewed or vetted any investments, persons, or companies that may discuss their services during this podcast.  All parties are strongly encouraged to perform their own due diligence and consult with the appropriate professional(s) before entering into any type of investment.#NoteInvesting #SellerFinancing #PassiveIncome #AlternativeInvesting #MortgageNotes #CashFlow #BeTheBank #EddieSpeed #NoteSchool #AdvantaIRA