The "open season" for choosing a Federal Employees Health Benefits Plan (FEHBP) option runs from November 13 thru December 12. The choices are numerous and stakes are high. For the fifth year in a row, Bob is being joined by Jay Fritz, the Office of Personnel Management executive tasked with coordinating the FEHBP open season. Jay and Bob discuss what's new for active and retired postal and federal employees in the FEHBP environment. In addition, they discuss what's driving premium increases and benefit changes.